Global Banking & Markets - Structured Finance Trade Analytics, Dallas, Analyst

Goldman Sachs Bank AG; Texas; On-site; USD 85,000 - 110,000; Full time

Benefits offered by this job

Medical insurance

Vacation policy

Retirement plan

On-site fitness centers

On-site child care

Job summary

Goldman Sachs Bank AG in Dallas, TX seeks a motivated Analyst to support the Structured Finance Trade Analytics team in Credit & Asset Finance. You will architect optimization frameworks, perform large-scale data work, and translate analytics into client-facing insights.

Responsibilities include collaborating with clients across data sources, conducting portfolio-level analysis, and supporting securitization transactions from asset selection to closing using Python, SQL, and CAS.

Qualifications

• Bachelor’s degree required in Finance, Economics, Mathematics or related STEM field.
• 0 to 3 years of loans / fixed income experience or internship.
• Experience with Python, SQL and reporting tools is required.
• Experience handling large structured and unstructured datasets (millions/billions of records).
• Understanding of fixed income analytics (duration, convexity, yield modeling).
• Familiarity with mortgage or consumer credit performance data.
• Ability to operate in a high-pressure execution environment with parallel deal flow.

Responsibilities

• Perform large-scale data manipulations across millions of loan-level records to deliver portfolio insights.
• Act as client advisor and perform analytics on advisory securitization transactions.
• Collaborate with clients and work with data from settlement, servicer, due diligence, and originator sources.
• Own portfolio collateral analysis across the full deal lifecycle using Python, CAS, and SQL.
• Provide pool level CPR, loss severity and credit enhancement from rating agency models.
• Assist in populating credit memos and PPM materials with external accountants and lawyers.
• Perform asset pool selection based on contribution requirements on ABS/ CMBS securitization.

Skills

Python

SQL

Data analysis

Client communication

Education

Bachelor’s degree in Finance, Economics, Mathematics or related STEM

Tools

CAS

Job description

Global Banking & Markets - Structured Finance Trade Analytics, Dallas, Analyst location_on Dallas, TX, United States

TheStructured Finance Analytics team under Global Banking & Markets division is seeking a motivated professional to support the Credit & Asset Finance business.The team has product expertise across residential assets, consumer loans, real estate, and warehouse financing. The position sits at the core of securitization execution. A successful candidate will architect optimization frameworks and demonstrate an affinity for a solution-oriented mindset. The successful candidate will be responsible for the following:

JOB DUTIES:

• Perform large-scale data manipulations across millions of loan-level records delivering portfolio-level insights and strategic asset selection to traders, bankers and clients using statistical methods.
• Act as a client advisor and perform analytics on all advisory securitization transactions including any MBS classes and consumer ABS classes. Responsibilities include:
  • Collaborate with clients and work with data from various sources including:
    • Settlement Data
    • Latest Month End Servicer Data
    • TPR due diligence Data
    • Originator Data
  • Perform data validations and create portfolio level stratification and replines.
  • Own portfolio collateral analysis across full deal lifecycle – from asset selection, pricing, marketing and closing using python, CAS, and SQL.
  • Provide pool level CPR speeds, loss severity and credit enhancement from RA (Fitch, KBRA, Moodys, Milan) models.
  • Assist in populate credit memo and PPM materials with outside accountants and lawyers.
  • Perform asset pool selection based on contribution requirements on ABS/CMBS securitization.
• Work with rating agencies and create historical performance matrices (CPR, CDR, Charge off, Recoveries, Loss) to project future performance.
• Manage cross-functional relationship with the desk, IBD, transaction management, diligence, operation, controller, and technology team to ensure monthly portfolio activities are accurately represented.
• Strong communication skills (written and spoken) to translate technical analytics into client-facing insights.

MINIMUM EDUCATION REQUIREMENTS/DEGREE AND FIELD:

Bachelor’s degree (U.S. or foreign equivalent)

MINIMUM YEARS EXPERIENCE REQUIRED:

0 to 3 years of loans / Fixed income experience or internship in related fields

Preferred Skillsets:

• Undergraduate in Finance, Economics, Mathematics, or other STEM related degrees.
• Experience with python, SQL and reporting tools required.
• Experience working with large structured and unstructured datasets (millions/ billions of loan records).
• Understanding of fixed income analytics (duration, convexity, yield modeling).
• Familiarity with mortgage or consumer credit performance data.
• Ability to operate in high-pressure execution environment with parallel deal flow.

Healthcare & Medical Insurance

We offer a wide range of health and welfare programs that vary depending on office location. These generally include medical, dental, short-term disability, long-term disability, life, accidental death, labor accident and business travel accident insurance.

We offer competitive vacation policies based on employee level and office location. We promote time off from work to recharge by providing generous vacation entitlements and a minimum of three weeks expected vacation usage each year.

Financial Wellness & Retirement

We assist employees in saving and planning for retirement, offer financial support for higher education, and provide a number of benefits to help employees prepare for the unexpected. We offer live financial education and content on a variety of topics to address the spectrum of employees’ priorities.

Health Services

We offer a medical advocacy service for employees and family members facing critical health situations, and counseling and referral services through the Employee Assistance Program (EAP). We provide Global Medical, Security and Travel Assistance and a Workplace Ergonomics Program. We also offer state-of-the-art on-site health centers in certain offices.

Fitness

To encourage employees to live a healthy and active lifestyle, some of our offices feature on-site fitness centers. For eligible employees we typically reimburse fees paid for a fitness club membership or activity (up to a pre-approved amount).

Child Care & Family Care

We offer on-site child care centers that provide full-time and emergency back-up care, as well as mother and baby rooms and homework rooms. In every office, we provide advice and counseling services, expectant parent resources and transitional programs for parents returning from parental leave. Adoption, surrogacy, egg donation and egg retrieval stipends are also available.

Benefits at Goldman Sachs