Loan Fulfillment Construction Lending Risk Manager - Remote Opportunity

Regions Financial Corporation; Birmingham (AL); Remote; USD 104,000 - 170,000; Full time

Benefits offered by this job

Paid Vacation/Sick Time

401K with Company Match

Medical, Dental and Vision Benefits

Disability Benefits

Health Savings Account

Job summary

Regions is seeking a Loan Fulfillment Construction Lending Risk Manager in Birmingham, AL to oversee a team evaluating risk on construction loan applications. The role coordinates with borrowers, builders, title agents, and attorneys within compliance standards.

The position requires 8+ years in banking (or 12+ with a high school/GED) and at least 3 years of supervisory experience, with a focus on construction lending processes and MS Office proficiency.

Qualifications

• Bachelor s degree and eight (8) years of experience in banking or a related field.
• Or High School Diploma or GED and twelve (12) years of experience in banking or a related field.
• Three (3) year of supervisory/management experience

Responsibilities

• Lead a team of supervisors/managers overseeing construction loan risk evaluation.
• Oversee resolution of past-due loans, liens, and disputes.
• Collaborate with borrowers, title agents, and attorneys within compliance framework.

Skills

Leadership

Problem solving

Communication

Organization

Team supervision

MS Office

Education

Bachelor’s degree

High School Diploma or GED

Job description

Category Contact Center/Operations Job Id R106492

Thank you for your interest in a career at Regions. At Regions, we believe associates deserve more than just a job. We believe in offering performance-driven individuals a place where they can build a career --- a place to expect more opportunities. If you are focused on results, dedicated to quality, strength and integrity, and possess the drive to succeed, then we are your employer of choice.

Regions is dedicated to taking appropriate steps to safeguard and protect private and personally identifiable information you submit. The information that you submit will be collected and reviewed by associates, consultants, and vendors of Regions in order to evaluate your qualifications and experience for job opportunities and will not be used for marketing purposes, sold, and shared outside of Regions unless required by law. Such information will be stored in accordance with regulatory requirements and in conjunction with Regions’ Retention Schedule for a minimum of three years. You may review, modify, and update your information by visiting and logging into the careers section of the system.

Job Description:

At Regions, the Loan Fulfillment Construction Lending Risk Manager oversees a team of supervisors and managers performing a variety of aspects associated with the Construction Lending process including analyzing risk associated with borrowers, residential home builder and contract submittals as part of applications and closing, and the administration of construction permanent loans.

Primary Responsibilities

• Provides leadership to a team of supervisors/managers that oversee associates responsible for evaluating risk on loan requests for construction permanent loan applications by reviewing builders, contracts, cost/budget, appraisals, complexity of home designs/specifications, surveys, and internal program guidelines
• Overseesthe resolution of loans past due on interest, loans past maturity, loans encumbered by liens or lawsuits, builder/borrower disputes, and other problem loans
• Works with borrowers, builders, title agents, and attorneys within the compliance framework to attain outcomes most favorable for the bank
• Determines guidelines for project reviews in compliance with state statutes and administration consistent with Regions' Construction Permanent (CP) loan agreement
• Directs departmental operations, analytics, and reporting
• Addresses problem loans and provides appropriate solutions
• Manages ateam by working with other departments to convert loans within a timely manner
• Oversees appropriate departmental staffing as dictated by business cycles and technology

This position is exempt from timekeeping requirements under the Fair Labor Standards Act and is not eligible for overtime pay.

This position is incentive eligible.

Requirements

• Bachelor’s degree and eight (8) years of experience in banking or a related field
• Or High School Diploma or GED and twelve (12) years of experience in banking or a related field
• Three (3) year of supervisory/management experience

Preferences

• Knowledge of construction lending administration and processes

Skills and Competencies

• Ability to solve complex customer issues
• Ability to supervise and manage a team
• Proficiency in Microsoft Office Suite (Excel, Word, PowerPoint, Outlook, etc.)
• Strong organizational skills
• Strong verbal and written communication skills
• Strong work ethic and self-motivation

Position Type

Full time

Job applications at Regions are accepted electronically through our career site for a minimum of five business days from the date of posting. Job postings for higher-volume positions may remain active for longer than the minimum period due to business need and may be closed at any time thereafter at the discretion of the company.

Compensation Details

Pay ranges are job specific and are provided as a point-of-market reference for compensation decisions. Other factors which directly impact pay for individual associates include: experience, skills, knowledge, contribution, job location and, most importantly, performance in the job role. As these factors vary by individuals, pay will also vary among individual associates within the same job.

The target information listed below is based on the Metropolitan Statistical Area Market Range for where the position is located and level of the position.

Job Range Target:

Minimum: $104,271.20 USD

Median: $150,790.00 USD

Incentive Pay Plans:

This role is eligible to participate in the annual discretionary incentive plan. Employees are eligible to receive a discretionary award based on individual, business, and/or company performance.Opportunity to participate in the Long Term Incentive Plan.

Benefits Information

Regions offers a benefits package that is flexible, comprehensive and recognizes that "one size does not fit all" for benefits-eligible associates. Listed below is a synopsis of the benefits offered by Regions for informational purposes, which is not intended to be a complete summary of plan terms and conditions.

• Paid Vacation/Sick Time
• 401K with Company Match
• Medical, Dental and Vision Benefits
• Disability Benefits
• Health Savings Account
• Flexible Spending Account
• Life Insurance
• Parental Leave
• Employee Assistance Program
• Associate Volunteer Program

Location Details

Regions Center

Location

Birmingham, Alabama

Equal Opportunity Employer/including Disabled/Veterans

Job Seekers with a Disability

Regions is committed to working with and providing reasonable assistance to individuals with physical and mental disabilities. If you are an individual with a disability requiring an accommodation at any point in the application or hiring process, please email your request to [e-mail] or leave a voice message at [phone]. Only requests for a disability basedaccommodation should be communicated through this central email or telephone number. General employment questions cannot be accepted or processed through this process and will not receive a response. If you require assistance or have questions regarding the recruitment process, please submit your inquiries to [e-mail].