Loan Fulfillment Construction Lending Risk Manager – Remote Opportunity

Regions Bank; Birmingham (AL); Remote; USD 94,000 - 115,000; Full time

Benefits offered by this job

Paid Vacation/Sick Time

401K with Company Match

Medical, Dental and Vision Benefits

Disability Benefits

Health Savings Account

Flexible Spending Account

Life Insurance

Parental Leave

Employee Assistance Program

Volunteer Program

Job summary

Regions Bank in Birmingham, AL seeks a Loan Fulfillment Construction Lending Risk Manager to lead a team evaluating risk on construction permanent loan applications and oversee related operations. The role involves ensuring compliance with state statutes and internal guidelines while driving timely loan conversions and strong analytics.

Requirements include a bachelor’s degree with 8 years in banking or 12 years with a high school diploma, plus 3 years of supervisory experience.

Qualifications

• Bachelor’s degree and eight (8) years of banking or related field experience.
• High School Diploma or GED and twelve (12) years of banking or related field experience.
• Three (3) years of supervisory/management experience.

Responsibilities

• Provides leadership to a team of supervisors/managers overseeing risk evaluation on construction permanent loan requests.
• Oversees resolution of delinquent loans, past due interest, and lien-related issues.
• Collaborates with borrowers, builders, title agents, and attorneys within compliance framework.
• Sets guidelines for project reviews in line with construction permanent loan agreements.
• Directs departmental operations, analytics, and reporting.
• Addresses problem loans and provides appropriate solutions.
• Manages cross-department collaboration to convert loans timely.
• Oversees staffing aligned with business cycles and technology.

Skills

Problem solving

Team supervision

MS Office (Excel, Word, PowerPoint,Out

Education

Bachelor’s degree

High School Diploma or GED

Job description

Thank you for your interest in a career at Regions. At Regions, we believe associates deserve more than just a job. We believe in offering performance-driven individuals a place where they can build a career — a place to expect more opportunities. If you are focused on results, dedicated to quality, strength and integrity, and possess the drive to succeed, then we are your employer of choice.

Regions is dedicated to taking appropriate steps to safeguard and protect private and personally identifiable information you submit. The information that you submit will be collected and reviewed by associates, consultants, and vendors of Regions in order to evaluate your qualifications and experience for job opportunities and will not be used for marketing purposes, sold, or shared outside of Regions unless required by law. Such information will be stored in accordance with regulatory requirements and in conjunction with Regions’ Retention Schedule for a minimum of three years. You may review, modify, or update your information by visiting and logging into the careers section of the system.

Job Description:

At Regions, the Loan Fulfillment Construction Lending Risk Manager oversees a team of supervisors and managers performing a variety of aspects associated with the Construction Lending process including analyzing risk associated with borrowers, residential home builder and contract submittals as part of applications and closing, and the administration of construction permanent loans.

Primary Responsibilities

• Provides leadership to a team of supervisors/managers that oversee associates responsible for evaluating risk on loan requests for construction permanent loan applications by reviewing builders, contracts, cost/budget, appraisals, complexity of home designs/specifications, surveys, and internal program guidelines

• Oversees the resolution of loans past due on interest, loans past maturity, loans encumbered by liens or lawsuits, builder/borrower disputes, and other problem loans

• Works with borrowers, builders, title agents, and attorneys within the compliance framework to attain outcomes most favorable for the bank

• Determines guidelines for project reviews in compliance with state statutes and administration consistent with Regions’ Construction Permanent (CP) loan agreement

• Directs departmental operations, analytics, and reporting

• Addresses problem loans and provides appropriate solutions

• Manages a team by working with other departments to convert loans within a timely manner

• Oversees appropriate departmental staffing as dictated by business cycles and technology

This position is exempt from timekeeping requirements under the Fair Labor Standards Act and is not eligible for overtime pay.

This position is incentive eligible.

Requirements

• Bachelor’s degree and eight (8) years of experience in banking or a related field

• Or High School Diploma or GED and twelve (12) years of experience in banking or a related field

• Three (3) year of supervisory/management experience

Preferences

• Bachelor’s degree

• Knowledge of construction lending administration and processes

Skills and Competencies

• Ability to solve complex customer issues

• Ability to supervise and manage a team

• Proficiency in Microsoft Office Suite (Excel, Word, PowerPoint, Outlook, etc.)

• Strong organizational skills

• Strong time management skills

• Strong verbal and written communication skills

• Strong work ethic and self-motivation

Position Type

Full time

Compensation Details

Pay ranges are job specific and are provided as a point-of-market reference for compensation decisions. Other factors which directly impact pay for individual associates include: experience, skills, knowledge, contribution, job location and, most importantly, performance in the job role. As these factors vary by individuals, pay will also vary among individual associates within the same job.

The target information listed below is based on the Metropolitan Statistical Area Market Range for where the position is located and level of the position.

Job Range Target:

Minimum:

$104,271.20 USD

Median:

$150,790.00 USD

Incentive Pay Plans:

This role is eligible to participate in the annual discretionary incentive plan. Employees are eligible to receive a discretionary award based on individual, business, and/or company performance.Opportunity to participate in the Long Term Incentive Plan.

Benefits Information

Regions offers a benefits package that is flexible, comprehensive and recognizes that “one size does not fit all” for benefits-eligible associates. (https://www.regions.com/about-regions/benefits/benefits-eligibility)

• Paid Vacation/Sick Time

• 401K with Company Match

• Medical, Dental and Vision Benefits

• Disability Benefits

• Health Savings Account

• Flexible Spending Account

• Life Insurance

• Parental Leave

• Employee Assistance Program

• Associate Volunteer Program

Please note, benefits and plans may be changed, amended, or terminated with respect to all or any class of associate at any time. To learn more about Regions’ benefits, please click or copy the link below to your browser.

https://www.regions.com/about-regions/welcome-portal/benefits

Location Details

Regions Center

Location:

Birmingham, Alabama

Equal Opportunity Employer/including Disabled/Veterans

Job applications at Regions are accepted electronically through our career site for a minimum of five business days from the date of posting. Job postings for higher-volume positions may remain active for longer than the minimum period due to business need and may be closed at any time thereafter at the discretion of the company.