Loan Exception Specialist

First Bank & Trust Co.; Duncan (OK); On-site; USD 32,000 - 42,000; Full time

Job summary

First Bank & Trust Co. in Duncan, OK seeks a Loan Administration professional to review all loans and perfection items to ensure compliance with regulations. The role supports loan documentation accuracy and prepares regular loan reports for the team.

Responsibilities include reviewing new loans, UCCs, EFS, mortgages, and insurance documents, while training lending staff on D-Audit processes as needed. This on-site position emphasizes accuracy and timely reporting.

Qualifications

• High school diploma or equivalent.
• Experience in bookkeeping and clerical including filing, letter writing, etc.
• Proficient computer skills including Windows, MS Word, MS Excel, 10 key, typing, AS400, and Synergy preferred.
• Effective telephone skills
• Customer service experience.

Responsibilities

• Review and edit all new loans to ensure correct entry in the system and input exceptions on D-Audit Software.
• Review and input qualifying or non-qualifying factors for FHLB requirements.
• Review all filed mortgages, UCC, EFS, LEFs, Titles and all insurance documents tracked on D-Audit.
• Prepare weekly and monthly loan and report distributions to team members.

Skills

Verbal communication

Customer service

Time management

Attention to detail

Education

High School diploma or equivalent

Tools

MS Word

MS Excel

AS400

Synergy

10 key

Typing

D-Audit Software

Job description

Job Details

Job Location: Duncan Communication Bldg - Duncan, OK 73533

Position Type: Full Time

Education Level: High School

JOB SUMMARY:

This position is responsible for reviewing all loans and perfection items documentation to ensure the bank is in compliance with regulations.

ESSENTIAL JOB FUNCTIONS:

• Review and edit all new loans to assure entered correctly in the system and input exceptions on D-Audit Software.
• Review and input qualifying or non-qualifying factors for FHLB requirements.
• Review all filed mortgages, UCC, EFS, LEF’s, Titles and all insurance other miscellaneous documents tracked on D-Audit.
• Prepare weekly new, renewed and extended loan report and provide to other team members accordingly.
• Prepare monthly New Loan Report and provide to other team members accordingly.
• Prepare monthly exception report for all Loan Officers.
• Prepare monthly Insurance Exception Report and Spreadsheet for Loan Officers and Executive team members.
• Put in order and edit loan files for further review prior to sending loan files to be scanned.
• Review documentation of booked loans to ensure all information has been provided and is accurate.
• Provide all lending personnel D-Audit training and guidance upon request or as needed.
• Review documentation for filing and recording of continuations on UCC’s and EFS’s.
• Back up for using the State website to place liens on vehicles.
• Serve as back-up to other Loan Administration positions, which may include reconciling accounts, processing payment books, processing paid-out loan files, researching transactions, and other related duties and responsibilities.
• Must be able to meet attendance and punctuality standards.
• Effectively work and cooperate with supervisors, co-workers and customers.
• Follow the directions of the supervisor

ADDITIONAL RESPONSIBILITIES:

• Perform other duties and projects as required by management

MINIMUM QUALIFICATIONS FOR CONSIDERATION:

• High school diploma or equivalent.
• Experience in bookkeeping and clerical including filing, letter writing, etc..
• Proficient computer skills including Windows, MS Word, MS Excel, 10 key, typing, AS400, and Synergy preferred.
• Effective telephone skills
• Customer service experience.

KNOWLEDGE, SKILLS, AND ABILITIES:

• Strong verbal and written communication skills.
• Strong interpersonal skills: able to work well with a wide range of people.
• Strong organizational and time management skills.
• Demonstrate dependability through good attendance and adherence to timelines and schedules.
• Strong follow through on projects and deliverables.
• Strong analytical and problem solving skills.
• Demonstrate resourcefulness and ability to take initiative in development and completion of projects.
• Strong sense of customer service.

PHYSICAL REQUIREMENTS:

This work is sedentary and requires the following physical activities:

• Sitting for long periods of time; occasional bending, squatting, kneeling, stooping; good finger dexterity and feeling; frequent repetitive motions; talking, hearing, and visual acuity.
• Frequent lifting (up to 25 pounds of paper supplies or minor office equipment).

WORKING CONDITIONS:

• Normal office environment.

NOTE:

The above statements are intended to describe the general nature and level of work performed by an employee in this position. These statements are not to be construed as an exhaustive list of all responsibilities, duties, and skills required of employees in this position.

First Bank & Trust Co. is an Equal Opportunity Employer and is committed to providing an environment free of harassment and discrimination. If you are a qualified individual with a disability or a disabled veteran, you may request a reasonable accommodation if you are unable or limited in your ability to access job openings or apply for a job on this site as a result of your disability. You can request reasonable accommodations by contacting Human Resources at 580-255-1810.