Loan Document Processor

Quontic Bank; Enid (OK); On-site; USD 35,000 - 50,000; Full time

Benefits offered by this job

Competitive compensation and benefits

Job summary

Quontic Bank in Enid, OK, is looking for a Loan Document Processor to prepare documentation for new, renewed, and modified loans according to established policies. The ideal candidate will manage loan files, ensure completeness, and maintain communication with stakeholders.

An equivalent of a High School Diploma is required, with a preference for a Bachelor’s Degree. Candidates should have good communication and organization skills, possess at least one year of relevant experience, and be proficient in Microsoft Office.

Qualifications

• 1 year or more of consumer or commercial loan experience.
• Satisfactory credit and criminal background check.

Responsibilities

• Prepare closing documents for loans following policies and procedures.
• Advise the Loan Officer of incomplete information.
• Ensure loan files are complete before closing.
• Maintain professional interaction with customers and co-workers.
• Prepare documents for lien perfection and loan closure.
• Use DocuSign for electronic signatures.

Skills

Typing efficiency

Attention to detail

Decision-making skills

Good verbal and written communication skills

Organization skills

Problem-solving skills

Proficient in Microsoft Office

Strong work ethic

Education

High School Diploma or equivalent

Bachelor’s Degree (preferred)

Job description

Job Highlights

• Title: Loan Document Processor
• Type: Full Time
• Experience: 1 Year
• Function: Loans
• Location: Enid, OK, United States
• Company: InterBank

Company Profile

InterBank delivers exceptional personal and professional customer service in a community-focused setting.

Job Profile

The bank is hiring a Loan Document Processor who will prepare closing documents for new, renewed, and modified loans in accordance with the established loan policies and procedures.

Education Level

• High School Diploma, GED, or equivalent
• Bachelor’s Degree (preferred)

Work Experience

• 1 year or more of consumer or commercial loan experience
• Satisfactory credit and criminal background check

Duties/Responsibilities

• Advises the Loan Officer of missing/incomplete information. Verifies and requires that all loans submitted for documentation have been properly approved.
• Demonstrates knowledge and expertise of general bank accounting procedures and supports the Company’s overall mission, standards, policies and procedures, and confidentiality guidelines.
• Ensures that the loan file is complete and accurate before loan closing.
• Interacts in a professional, courteous manner with customers, co-workers, vendors, etc.
• Maintain company attendance standards.
• Maintain personal grooming and company dress and appearance standards.
• Maintains strict confidentiality guidelines in accordance with Company policy.
• Prepares all documents required to perfect a lien on collateral securing the loan and to close a loan on time. These documents will include promissory notes, security agreements, Uniform Commercial Codes, mortgage/deed of trust, guaranty agreements, and other supporting documents required.
• Reviews all information submitted by loan officers using an established checklist for new, renewal, modification, and adverse action requests to ensure proper documentation, including loan data collection for HMDA/CRA/Small Business lending reporting.
• Understand how to read corporate entity documentation for documenting borrower names and signature requirements on loan documents.
• Use of DocuSign for electronic signatures.
• Other tasks as assigned.

Skills/Knowledge/Abilities

• Able to type efficiently
• Attention to detail
• Can-do attitude
• Decision-making skills
• Good verbal and written communication skills
• Organization skills
• Problem-solving skills
• Proficient in basic computer operations
• Proficient in Microsoft Office, Word, and Excel
• Sense of urgency
• Strong work ethic

Working Conditions

• Occasional light lifting no more than 25 lbs.
• Regularly required to talk and hear.
• Requires sitting for an extended period with some walking, bending, kneeling, stooping, crouching, crawling, and climbing.
• Specific vision abilities include close vision, distance vision, color vision, peripheral vision, depth perception, and the ability to adjust focus.

Benefits/Perks

• The bank offers competitive compensation and benefits.

Employer’s Statement

InterBank is an Equal Opportunity Employer.