Loan Compliance & Third-Party Risk Auditor

Citizens State Bank; La Crosse (WI); Hybrid; USD 55,000 - 75,000; Full time

Benefits offered by this job

Free health care

Job summary

Citizens State Bank is seeking an Internal Auditor to support loan compliance and third-party risk management within our Risk Department. This role will audit key documentation and processes, manage regulatory data and reporting, and ensure adherence to bank policies and evolving regulatory requirements.

The position focuses on auditing loan and third-Party risk activities, reviewing disclosures, and training on compliance. A detail-focused background in banking or auditing is preferred.

Qualifications

• Previous experience in banking, loan operations, compliance, auditing.
• Strong attention to detail and accuracy.
• Ability to manage multiple tasks and deadlines.
• Proficiency with Microsoft Office and banking systems.

Responsibilities

• Assist with third-party risk management activities, including uploading vendors into the vendor management system, assessing vendor tiers, coordinating due diligence documentation, and assisting with vendor approvals.
• Audit loan files for compliance using sampling methods.
• Review loan disclosures, statements, and notices for all loan types.
• Audit and track flood insurance requirements.
• Review adverse action documentation for accuracy and compliance.
• Review HMDA-reportable loans and assist with data input and validation.
• Audit appraisals and credit reports using sampling methods.
• Perform daily loan maintenance audits.
• Audit PMI cancellations and TRID loan calculations.
• Assist with tracking CRA loans.
• Monitor force-placed insurance timing and documentation.
• Remove or edit credit reports in E-Oscar as needed.
• Assist with consumer loan compliance training.
• Ensure office compliance materials (posters, notices, etc.) are current.
• Stay up to date on compliance, risk, and emerging regulatory issues

Skills

Attention to detail

Analytical thinking

Communication skills

Discretion / confidentiality

Tools

Microsoft Office

Banking systems

Job description

Citizens State Bank is seeking an Internal Auditor to support loan compliance and third-party risk management within our Risk Department. This role will audit key documentation and processes, manage regulatory data and reporting, and ensure adherence to bank policies and evolving regulatory requirements.

The position focuses on auditing loan and third-Party risk activities, reviewing disclosures, and training on compliance. A detail-focused background in banking or auditing is preferred.