Banking Compliance Auditor: Loan & Vendor Risk

Citizens State Bank Of La Crosse; La Crosse (WI); On-site; USD 55,000 - 75,000; Full time

Job summary

Citizens State Bank is seeking an Internal Auditor to support loan compliance and third-party risk management within the Risk Department. The role involves auditing key documentation, managing regulatory data, and ensuring adherence to evolving risk requirements.

Ideal candidates have experience in banking, compliance, auditing, or loan operations, with a strong eye for detail and accuracy. Training is provided and opportunity for growth within a community-focused institution is highlighted.

Qualifications

• Previous banking experience in banking, loan operations, compliance or auditing is preferred.
• Strong attention to detail and accuracy.
• Ability to manage multiple tasks and deadlines.
• Ability to interpret policies, procedures and regulatory requirements.
• Proficiency with Microsoft Office and banking systems.
• Strong organizational, communication, and problem-solving skills.
• Commitment to maintaining confidentiality and handling sensitive information.

Responsibilities

• Audit loan files for compliance using sampling methods.
• Review loan disclosures, statements, and notices for all loan types.
• Audit and track flood insurance requirements.
• Review adverse action documentation for accuracy and compliance.
• Review HMDA-reportable loans and assist with data input and validation.
• Audit appraisals and credit reports using sampling methods.
• Perform daily loan maintenance audits.
• Audit PMI cancellations and TRID loan calculations.
• Assist with tracking CRA loans.
• Monitor force-placed insurance timing and documentation.
• Remove or edit credit reports in E-Oscar as needed.
• Assist with consumer loan compliance training.
• Ensure office compliance materials are current.
• Stay up to date on compliance, risk, and regulatory issues.

Skills

Attention to detail

Regulatory knowledge

Organizational skills

Communication skills

Problem-solving

Tools

Microsoft Office

Banking systems

Job description

Citizens State Bank is seeking an Internal Auditor to support loan compliance and third-party risk management within the Risk Department. The role involves auditing key documentation, managing regulatory data, and ensuring adherence to evolving risk requirements.

Ideal candidates have experience in banking, compliance, auditing, or loan operations, with a strong eye for detail and accuracy. Training is provided and opportunity for growth within a community-focused institution is highlighted.