Loan Closer Senior (Commercial)

Pathward, National Association; United States; On-site; USD 33,062 - 55,517; Full time

Benefits offered by this job

Health insurance

401(k) retirement benefits

Life insurance

Disability benefits

Paid time off

Job summary

Pathward, National Association is seeking a detail‑oriented closing specialist to independently manage all documentation for conventional and government-guaranteed loan transactions from origination through closing.

You will coordinate with borrowers, guarantors, counsel, brokers, and vendors, ensuring all documents are prepared and properly recorded. The role requires the ability to interface with legal counsel and cross‑team partners to meet funding objectives.

Qualifications

• Must be detail oriented and analytical.

Responsibilities

• Acts as the bank's primary representative with all parties involved in the closing process, including borrowers, guarantors, principals, counsel, brokers, and other vendors.
• Identifies, collects, and reviews all items and documents required for closing.
• Engages and interfaces with legal counsel during preparation of closing documents to ensure that all loan requests are properly documented.
• Manages all aspects of loan closing, including coordinating with business partners and vendors, as well as other departments within the company.
• Interfaces directly with other Structured Finance teammates, including management, underwriters, and account executives to ensure progress towards funding objectives.
• Develop and maintain relationships with customers and business partners.
• Provides support, training, and expertise to other members of the Closing Team.
• Manages and develops assorted reports, processes, and procedures within the Closing Team.
• Other duties as assigned.

Skills

Detail orientation

Analytical thinking

Communication skills

Education

High school diploma or equivalent

Tools

Microsoft Office

Job description

We are a hybrid, remote-office company dedicated to growing our talent anywhere!

We have onsite locations in: Sioux Falls, SD, Scottsdale, AZ, Louisville, KY, Troy, MI, Franklin, TN, Easton, PA.

At Pathward, we take tremendous pride in our purpose to create financial inclusion for all.We area financial empowerment company that works with innovators to increase financial availability, choice, and opportunity for all. We strive to remove barriers that traditional institutions put in the way of financial access, and promote economic mobility by providing responsible, secure, high quality financial products.

We are a team of problem solvers and innovators who celebrate our differences and know that our unique perspectives make us stronger and well-positioned for success. We celebrate, and embrace, our team members through our*HUMBLE*HUNGRY*SMARTapproach, and we believe that we are strongest when we embrace the voices of our employees, customers, partners, and the communities we serve.

About the Role:

Responsible for independently managing all aspects of documentation for conventional and government guaranteed loan transactions, from origination through closing, with little or no supervision. Interacts and coordinates with related areas across the company.

What You Will Do:

• Acts as the bank's primary representative with all parties involved in the closing process, including borrowers, guarantors, principals, counsel, brokers, and other vendors.
• Identifies, collects, and reviews all items and documents required for closing.
• Engages and interfaces with legal counsel during preparation of closing documents to ensure that all loan requests are properly documented.
• Manages all aspects of loan closing, including coordinating with business partners and vendors, as well as other departments within the company.
• Interfaces directly with other Structured Finance teammates, including management, underwriters, and account executives to ensure progress towards funding objectives.
• Develop and maintain relationships with customers and business partners.
• Provides support, training, and expertise to other members of the Closing Team.
• Manages and develops assorted reports, processes, and procedures within the Closing Team.
• Other duties as assigned.

What You Will Need:

• High school diploma or equivalent
• 2+ years experience in operational risk or regulatory compliance
• Ability to analyze financing contracts and related documents for content issues and revise contracts as needed to accommodate special circumstances. Familiarity with contract drafting/legal terminology
• Must be detail oriented and analytical
• Must be able to multi-task, independently manage workflow and solve problems within company guidelines
• Excellent verbal and written communication skills as well as the ability to deal effectively with people at all levels, both within and outside of the company
• Ability to work well under pressure to meet deadlines
• Proficiency with Microsoft Office
• SBA Loan Experience is a plus.

Salary range: $24.00 hourly - $40.30 hourly

The salary range reflects the minimum and maximum target for a new hire in this role. Individual pay within the range will be determined by multiple factors which can include but are not limited to a candidate's experience, qualifications, skills, and location. Your recruiter can share more about the specific salary for your location during the hiring process. Ranges may be modified in the future. This role is also eligible for an annual performance-based incentive opportunity. Pathward offers a comprehensive benefits package for eligible employees, including health insurance, 401(k) retirement benefits, life insurance, disability benefits, paid time off, and more

Who we are:

We provide equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, ethnicity, religion, sex, sexual orientation, gender identity, transgender status, pregnancy, national origin, age (age 40 and over), disability, genetic information, marital status, hair texture or hairstyle, ancestry, service in the uniformed services, protected veteran status, status as a victim of domestic violence or any other class protected by federal, state and local laws.

Applicants with disabilities may be entitled to reasonable accommodation under the terms of the Americans with Disabilities Act and certain state or local laws.

Applications will be accepted for a minimum of 3 days after posting, and there is no predetermined date by which applications should be submitted.

Knowingly submitting false information will result in disqualification for consideration of future positions, termination of employment and forfeiture of other rights.