Loan Accountant

AgWest Farm Credit; Rocklin (CA); On-site; USD 62,000 - 83,100; Full time

Benefits offered by this job

Medical, dental, and vision insurance

Employee Assistance Program

Paid days off: 15 vacation, 15 sick, 12 holidays

Job summary

AgWest Farm Credit is hiring a Loan Accountant I or II in Rocklin, California to join their Loan Accounting department. This full-time role involves providing all accounting functions for loans through origination to collection. Duties include reconciling accounts, reviewing loan documents, and training team members. Candidates should have a Bachelor's degree in accounting or finance and strong communication skills. AgWest offers a competitive salary, benefits, and workplace flexibility after initial training.

Qualifications

• 1+ years experience in business, accounting, finance, or similar role.
• Knowledge of finance and accounting principles.
• Strong written and verbal communication skills.

Responsibilities

• Communicate with internal and external stakeholders.
• Review loan documents for accuracy and consistency.
• Reconcile daily loan to general ledger accounts.

Skills

Attention to detail

Communication

Time management

Education

Bachelor’s degree in accounting, finance or related field

Tools

MS Office Suite

Loan accounting systems

General ledger systems

Job description

AgWest Farm Credit is a member‑owned financial cooperative that provides financing and related services to farmers, ranchers, agribusinesses, commercial fishermen, timber producers, rural homeowners and crop insurance customers in a seven‑state territory in the Western United States. AgWest is part of the 100+ year‑old Farm Credit System – the leading provider of credit to American agriculture.

AgWest champions the growth and advancement of agriculture, the value of rural communities, and the vital contribution our customers make to the economy and society. We serve customers in 59 locations throughout the West.

We are looking for a Loan Accountant I or Loan Accountant II to join our Loan Accounting department in Rocklin, California. This full‑time position reports to the Director, Loan Accounting and works as part of a team to provide all accounting functions for loans and leases through all phases of origination, servicing, monetary, tax reporting and collection.

Compensation Information

Level I:
Typical starting range: $62,000 - $83,100
Full base salary range: $62,000 - $93,600
Annual performance‑based incentive target is 8% of base.

Level II:
Typical starting range: $69,400 - $92,500
Full base salary range: $69,400 - $104,100
Annual performance‑based incentive target is 8% of base.

Responsibilities

• Communicate internally with stakeholders responsible for direct customer interactions, legal documents, and compliance. Also communicate with external stakeholders including commercial banks and Farm Credit entities nationwide.
• Provide operational expertise and consultation on how to structure loans within the accounting system to all business units and branch personnel on complex loans and related financial products.
• Review loan documents and credit agreements for accuracy and consistency to the loan accounting and general ledger systems.
• Reconcile daily loan to general ledger outages and clearing accounts; conduct full spectrum reconciliation including reviewing, researching, analyzing accounts, documenting findings and processing the appropriate accounting entries utilizing multiple computer software programs.
• Perform daily and monthly report monitoring and make independent decisions to ensure loan terms and key data elements are accurate in accordance with guidelines under accounting standards, regulations, and organizational policies and procedures.
• Prepare detailed and organized work papers to support daily work and reconcilements.
• Train others and ensure teammates are aware of and performing updated processes and procedures; effectively update procedures, policies, and internal control documentation.
• Demonstrate a working understanding of loan accounting, financial accounting, and related systems.
• Participate in various projects as assigned, both within the department and in collaboration with other functional areas.
• All work is in alignment with Internal Controls, accounting standards, regulations and organizational policies.
• Perform all duties and maintain all standards in accordance with company policies, procedures, and internal controls.
• Other duties as assigned.

Travel Requirements

• AgWest employees may occasionally be asked to travel for all‑staff or team meetings not included in the standard travel requirements for the role.

Minimum Qualifications

• Generally, requires one or more years' experience in general business, accounting, finance or similar role in an office setting.
• Knowledge of finance and accounting principles.
• General understanding of credit related laws and regulations.
• Proficiency with MS Office Suite, loan accounting, and general ledger systems.
• Strong written and verbal communication skills.
• Strong attention to detail and accuracy.
• Proven time management skills with a proactive approach to deadlines.
• Bachelor’s degree in accounting, finance or related field; or an equivalent combination of education and experience.

Workplace Flexibility

• After an initial in‑office training period, this position is eligible for workplace flexibility and a one‑time home office stipend.

Benefits Offered by AgWest

• Medical, dental, and vision insurance.
• Basic term life and AD&D insurance (fully paid for by the company).
• Paid days off annually: 15 vacation, 15 sick, 12 holidays and 3 volunteer.
• Employee Assistance Program.
• Wellness Program.
• Jeans are welcome at work every day at AgWest.

*Vacation accrual rates increase with tenure.

Qualified applicants will receive consideration for employment without regard to race, color, religion, gender, gender orientation, national origin, marital status, age, disability, protected veteran status, or any other classification protected by law.

When you apply for a position with AgWest Farm Credit, we collect personal identifiers (from your resume and other application information you submit), such as your name, email address, mailing address, telephone number(s) and employment and education related information. This helps us evaluate job applicants for hiring opportunities, and communicate with them.

To comply with federal regulations for equal employment opportunity and affirmative action (EEO/AA), we track our applicants by gender, race/ethnicity, veteran status, disability status, and the position for which they applied. You will be presented with a voluntary self‑identification form as part of this application; we wanted you to know why we collect this information and what we do with it. Please be aware that this information is kept separate from your application, and not utilized in the selection process.