LIHTC Loan Officer

PEG Staffing & Recruiting; St. Louis (MO); On-site; USD 120,000 - 160,000; Full time

Job summary

PEG Staffing & Recruiting is seeking an experienced LIHTC Loan Officer to manage complex lending relationships in the LIHTC space in St. Louis, MO.

This role blends credit analysis with relationship management to support affordable housing finance projects. You will underwrite LIHTC construction, equity and pre-development loans, review financial statements and budgets, monitor progress, and present recommendations to leadership and loan committees.

Qualifications

• 8+ years of LIHTC lending, underwriting, or specialty finance experience.
• Advanced analytical and credit underwriting skills.
• Strong knowledge of LIHTC programs and development financing structures.

Responsibilities

• Manage and grow significant LIHTC lending relationships
• Serve as the primary liaison between clients and the bank
• Underwrite and analyze LIHTC construction, equity, and pre-development loans
• Review financial statements, project budgets, sources and uses, and contingency funding
• Monitor construction progress, draw requests, milestones, and placed-in-service deadlines
• Present credit recommendations and portfolio updates to executive leadership and loan committees
• Analyze portfolio performance and identify emerging risks and opportunities
• Ensure compliance with loan covenants, banking regulations, and internal policies
• Communicate with developers, attorneys, participating banks, regulators, and project stakeholders
• Assist in enhancing reporting processes, portfolio monitoring tools, and operational efficiencies

Skills

LIHTC lending

Credit underwriting

Financial modeling

Excel proficiency

Relationship management

Education

Bachelor's degree in Finance, Accounting, or related field

Tools

Microsoft Excel

Job description

We are seeking an experienced LIHTC Loan Officer to manage complex lending relationships within the Low-Income Housing Tax Credit (LIHTC) space. This is a highly visible role that combines credit analysis, relationship management, portfolio oversight, and business development. The ideal candidate will bring a strong understanding of LIHTC financing, exceptional analytical skills, and the ability to navigate complex transactions while serving as a trusted advisor to clients and internal stakeholders. If you're passionate about affordable housing finance and enjoy balancing relationship management with complex credit analysis, we'd love to connect.

What You'll Do

• Manage and grow significant LIHTC lending relationships
• Serve as the primary liaison between clients and the bank
• Underwrite and analyze LIHTC construction, equity, and pre-development loans
• Review financial statements, project budgets, sources and uses, and contingency funding
• Monitor construction progress, draw requests, project milestones, and placed-in-service deadlines
• Present credit recommendations and portfolio updates to executive leadership and loan committees
• Analyze portfolio performance and identify emerging risks and opportunities
• Ensure compliance with loan covenants, banking regulations, and internal policies
• Communicate with developers, attorneys, participating banks, regulators, and project stakeholders
• Assist in enhancing reporting processes, portfolio monitoring tools, and operational efficiencies

What We're Looking For

• Bachelor's degree in Finance, Accounting, Business, or a related field
• 8+ years of experience in LIHTC lending, underwriting, or specialty finance
• Strong knowledge of LIHTC programs, regulations, and development financing structuresAdvanced analytical, financial modeling, and credit underwriting skills
• Proficiency with Microsoft Excel and other financial analysis tools
• Ability to manage multiple projects and deadlines in a fast-paced environment
• Strong written, verbal, and presentation skills
• Proven ability to build and maintain client relationships

Why Consider This Opportunity?

• Join a financially stable institution with a strong reputation and long-term vision
• Work directly with executive leadership and decision-makers
• Play a key role in financing affordable housing developments across multiple markets
• Opportunity to influence portfolio strategy, process improvements, and organizational growth
• Collaborative culture focused on relationship banking and community impact
• Competitive compensation and comprehensive benefits package
• Ongoing professional development and career growth opportunities