Life Underwriting Consultant

MassMutual; Tallahassee (FL); Remote; USD 100,000 - 122,000; Full time

Job summary

A leading insurance company is seeking a remote Life Insurance Underwriter to evaluate and manage underwriting aspects of applications. The ideal candidate will possess at least 3 years of underwriting experience and be skilled in risk selection. This position offers a competitive salary up to $121,800 and a supportive team culture. Join a company focusing on digital transformation and customer-centric solutions.

Benefits

Highly competitive pay & benefits from day one

Cohort-based onboarding and training program

Work from home anywhere in the U.S.

Qualifications

• 3+ years of life insurance underwriting experience.
• Minimum underwriting authority limit of $3 million.
• Expert knowledge in risk selection (medical, non-medical, financial).

Responsibilities

• Evaluate and handle underwriting aspects of life insurance applications.
• Determine risks based on medical history and financial backgrounds.
• Communicate underwriting decisions effectively to customers.

Skills

Life insurance underwriting experience

Risk selection expertise

Communication skills

Team collaboration

Education

High school diploma or GED

Job description

Employer Industry: Life Insurance

Why consider this job opportunity:
- Salary up to $121,800
- Highly competitive pay & benefits available from day one
- 100% remote, work from home anywhere in the U.S.
- Cohort-based onboarding and training program
- Opportunity to be part of a digital transformation in a customer-centric company
- Supportive and collaborative team culture that values diverse experiences

What to Expect (Job Responsibilities):
- Evaluate and handle all underwriting aspects of formal and informal life insurance applications
- Determine acceptance, modification, or decline of risks based on medical history, occupational hazards, and financial backgrounds
- Deliver efficient, quality service to third-party firms and advisors
- Communicate underwriting decisions effectively to customers and facilitate business placement
- Collaborate with stakeholders to gather necessary information for decision-making and risk selection

What is Required (Qualifications):
- High school diploma or GED
- 3+ years of life insurance underwriting experience
- Minimum established underwriting authority limit of $3 million
- 3+ years of expert knowledge in risk selection (medical, non-medical, financial)
- 3+ years of knowledge of underwriting concepts, best practices, and procedures

How to Stand Out (Preferred Qualifications):
- 5+ years of underwriting experience with up to $5 million life approval limit
- Industry exams completed, such as FLMI, FALU, CLU, ChFC
- Experience with term and permanent life insurance underwriting
- Background in third-party distribution, banks, or wirehouse underwriting
- Demonstrated ability to work with minimal supervision and in a team environment

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