Life Underwriting Consultant

MassMutual; Denver (CO); Remote; USD 100,000 - 122,000; Full time

Job summary

A leading financial services company is seeking an experienced underwriter for remote roles across the U.S. This position involves evaluating life insurance applications and making informed risk decisions. Candidates should have at least 3 years of underwriting experience and strong communication skills. This role offers competitive pay and benefits from day one, alongside a supportive virtual team environment.

Benefits

Competitive salary up to $121,800

Comprehensive benefits from day one

Cohort-based onboarding training

Qualifications

• 3+ years of life insurance underwriting experience.
• Minimum established life insurance underwriting authority limit of $3 million.
• Expert knowledge in medical and non-medical risk selection.

Responsibilities

• Evaluate and handle underwriting aspects of life insurance applications.
• Determine acceptance or decline of risks based on medical history.
• Communicate underwriting decisions to customers and firms.

Skills

Life insurance underwriting experience

Risk selection expertise

Knowledge of underwriting guidelines

Communication skills

Education

High school diploma or GED

Job description

Employer Industry: Financial Services

Why consider this job opportunity:
- Salary up to $121,800
- Highly competitive pay & benefits from day one
- 100% remote; work from home anywhere in the U.S.
- Cohort-based onboarding and training program
- Monday through Friday 40-hour work week with standard business hours and overtime options
- Opportunity to be part of a collaborative, supportive virtual team dedicated to customer satisfaction

What to Expect (Job Responsibilities):
- Evaluate and handle all underwriting aspects of formal and informal life insurance applications
- Determine acceptance, modification, or decline of risks based on medical history, occupational hazards, and financial background
- Deliver competitive offers to drive sales and facilitate business placement
- Communicate underwriting decisions effectively to customers and third-party firms
- Collaborate with stakeholders to gather necessary information for decision-making and risk selection

What is Required (Qualifications):
- High school diploma or GED
- 3+ years of life insurance underwriting experience
- Minimum established life insurance underwriting authority limit of $3 million
- 3+ years of expert knowledge in risk selection, including medical and non-medical factors
- Knowledge of underwriting guidelines, best practices, and administrative systems

How to Stand Out (Preferred Qualifications):
- 5+ years of underwriting experience with up to $5 million life approval limit
- Completion of industry exams such as FLMI, FALU, CLU, or ChFC
- Experience in term and permanent life insurance underwriting
- Background in third-party distribution or reinsurance
- Ability to think critically and problem-solve effectively in a team environment

#FinancialServices #RemoteWork #LifeInsurance #Underwriting #CareerOpportunity #CompetitivePay

We prioritize candidate privacy and champion equal-opportunity employment. Central to our mission is our partnership with companies that share this commitment. We aim to foster a fair, transparent, and secure hiring environment for all. If you encounter any employer not adhering to these principles, please bring it to our attention immediately.
We are not the EOR (Employer of Record) for this position. Our role in this specific opportunity is to connect outstanding candidates with a top-tier employer.