Life Insurance Specialist - Omaha

The Auto Club Group; Fort Wayne, Bellevue (IN, WA); Hybrid; USD 28,000 - 75,000; Full time

Job summary

Join a leading organization committed to driving your career forward! As a Life Insurance Specialist, you will engage in outside sales activities, helping to drive new business and retain a large member base. This role offers unlimited commission potential, a competitive salary structure, and an extensive benefits package. With a focus on member satisfaction and ethical practices, you will thrive in a supportive environment that values diversity and inclusion. If you're passionate about making a difference and have a strong background in life insurance, this opportunity is perfect for you!

Benefits

401k Match up to 6%

Medical Insurance

Dental Insurance

Vision Insurance

Paid Time Off (PTO)

Paid Holidays

Paid Parental Leave

Tuition Reimbursement

Complimentary AAA Membership

Discounts and Rewards

Qualifications

• 2+ years of experience in life insurance sales.
• Possession of valid State Life Sales licenses.

Responsibilities

• Solicit and sell Life & Health insurance products.
• Develop leads through various marketing activities.
• Prepare proposals and close sales.

Skills

Life Insurance Sales

Customer Relationship Management

Sales Techniques

Communication Skills

Mathematical Calculations

Education

High School Diploma or Equivalent

Tools

PC Skills

Job description

It's a great time to join AAA The Auto Club Group!

JOIN THE TEAM COMMITTED TO DRIVING YOUR CAREER FORWARD

Job Type:

Full time

Exempt/Non Exempt:

Hourly

Job Description:

$2,500 Signing Bonus for new hires

**To qualify for the Sign-On Bonus, applicants must be new to ACG (not applied in the last 180 days.) There is a 1-year payback clause if your employment is terminated prior to completing 12 months of employment. Additional details can be provided by our Recruiting Team at the time of application**

Join America's most trusted brand with over 100 years of service

ACG offers excellent and comprehensive benefits packages:

• Agents can earn unlimited commissions Life and Annuities commissions, AAA Membership and Credit Card sales.

• Life Agents receive 100% backing from one of America's most trusted brands to include paid training and generated leads

• Excellent and comprehensive benefits packages are just another reason to work for the Auto Club Group.

• Benefits include:

  • 401k Match up to 6%

  • Medical

  • Dental

  • Vision

  • Complementary AAA Membership

  • Paid Time Off (PTO) - 12 days for the first year, 2 Floating Holidays, 3-5 CEO days

  • Paid Holidays - 10 days per year

  • Paid parental leave and adoption assistance

  • Tuition Reimbursement-$5,000 per year

  • Discounts, perks, and rewards and much more

Why Choose AAA The Auto Club Group (ACG)

• Lead generation of 14+ million members
• Access to unlimited walk-in traffic and referrals
• Online lead generation

• Annual Sales Incentive Trip

A DAY IN THE LIFE of a Life Insurance Specialist

The Auto Club Group is seeking a Life Insurance Specialist who will customarily and regularly be engaged in outside sales activities away from their assigned AAA branch. You will be challenged to drive new business with competitive products and help retain The Auto Club Groups 14+ million members.

• Solicit and sell Life & Health insurance and Annuity products under minimal supervision primarily within ACG branch location.
• Thorough knowledge of various product features and marketing and sales techniques, achieve established sales goals.
• Develop leads and prospects for new accounts through various marketing activities (outbound/inbound phone calls, mailings, referrals, networking, website, seminars, etc.)
• Prepare proposals, and close sales of Life, Health, Annuity, Membership, and Financial Services products.
• Complete appropriate applications, forms and follow internal processing procedures to ensure transactions are handled in accordance with company policies and practices.
• Work collaboratively with others in the Branch to reach business goals, maximize leads, sales opportunities and take advantage of cross-sell opportunities.
• Assist Underwriting and Brokerage Departments in satisfying requirements.
• Respond to customer inquiries and problems and ensure sound sales practices are used.
• Prepare reports documenting prospecting and sales activities, maintain specified production standards and persistency levels for all required products.

What it's like to work for The Auto Club Group:

• Serve our members by making their satisfaction our highest priority
• Do what's right by sustaining an open, honest and ethical work environment
• Lead in everything we do by offering best-in-class products, benefits and services
• ACG values our employees by seeking the best talent, rewarding high performance and holding ourselves accountable

HOW WE REWARD OUR EMPLOYEES

UNLIMITED Commission Potential

*First Year Average Earnings $55,000 - $75,000 (base plus commissions)

Pay Structure

• Annual Base Pay $28, 080 (non-exempt, W2 position, eligible for overtime)
• Unlimited leads, at no cost

WE ARE LOOKING FOR CANDIDATES WHO

Required Qualifications:

• Possession of valid State Life Sales licenses
• Ability to take and pass LUTC or CLU coursework
• Maintain Life and Health licenses required to sell products
• Possession of a valid State driver's license
• Must qualify, obtain, and maintain all applicable state licenses and appointments required for selling and/or servicing Auto Club Group Membership products

Education

• High School diploma or equivalent

Work experience

• Minimum of 2 years' experience with a proven record of successfully soliciting and selling life insurance products
• Experience selling intangible products

Successful candidates will possess:

• Strong working knowledge of Life Insurance and Annuity products and services
• Ability to listen to and analyze customer needs and make recommendations to customers that best fit customers' needs and to promote a positive Member experience.
• Effectively communicate complex information with prospective clients in a clear manner
• Ability to prepare proposals and conduct closing interviews to sell Life and Annuity products.
• Assessing and reflecting customer insurance requirements consistent with company standards when writing policies
• Ability to perform mathematical calculations to determine premiums and values of Life insurance and financial products
• Ability to build and maintain strong relationships with customers
• Prospecting and developing new sales opportunities and meeting production requirements
• Ability to work collaboratively with all team members to attain business goals.
• Strong communication skills with others in the Branch to keep partners and branch management informed on sales and the disposition of any partner generated leads
• Understands and can articulate to customers the tax and legal impacts the products have on Members
• Strong organization, planning, time management and administrative skills
• Representing Auto Club Life in a professional and positive manner
• Safely operating a motor vehicle to travel to various locations to attend meetings or community events
• Proficient writing skills to compose routine correspondence
• Working independently with minimal supervision
• Good PC skills including working knowledge of word processing, spreadsheet, presentation, and email.

Work Environment

• Work in an office environment.
• Ability to work from remote/virtual environment (hybrid) with supervisor approval. Eligible after training is completed and after 6 months of employment.
• Limited travel required for community events, with exposure to road hazards and temperature extremes.

Who We Are

Become a part of something bigger.

The Auto Club Group (ACG) provides membership, travel, insurance, and financial service offerings to approximately 14+ million members and customers across 14 states and 2 U.S. territories through AAA, Meemic, and Fremont brands. ACG belongs to the national AAA federation and is the second largest AAA club in North America.

By continuing to invest in more advanced technology, pursuing innovative products, and hiring a highly skilled workforce, AAA continues to build upon its heritage of providing quality service and helping our members enjoy life's journey through insurance, travel, financial services, and roadside assistance.

And when you join our team, one of the first things you'll notice is that same, whole-hearted, enthusiastic advocacy for each other.

We have positions available for every walk of life! AAA prides itself on creating an inclusive and welcoming environment of diverse backgrounds, experiences, and viewpoints, realizing our differences make us stronger.

To learn more about AAA The Auto Club Group visit www.aaa.com

Important Note:

ACG's Compensation philosophy is to provide a market-competitive structure of fair, equitable and performance-based pay to attract and retain excellent talent that will enable ACG to meet its short and long-term goals. ACG utilizes a geographic pay differential as part of the base salary compensation program. Pay ranges outlined in this posting are based on the various ranges within the geographic areas which ACG operates. Salary at time of offer is determined based on these and other factors as associated with the job and job level.

The above statements describe the principal and essential functions, but not all functions that may be inherent in the job. This job requires the ability to perform duties contained in the job description for this position, including, but not limited to, the above requirements. Reasonable accommodations will be made for otherwise qualified applicants, as needed, to enable them to fulfill these requirements.

The Auto Club Group, and all its affiliated companies, is an equal opportunity/affirmative action employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, gender identity, sexual orientation, national origin, disability or protected veteran status.

Regular and reliable attendance is essential for the function of this job.

AAA The Auto Club Group is committed to providing a safe workplace. Every applicant offered employment within The Auto Club Group will be required to consent to a background and drug screen based on the requirements of the position.