Life Insurance Specialist - Denver
AAA-The Auto Club Group
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Benefits offered by this job
Job summary
AAA-The Auto Club Group is seeking a Life Sales Manager to drive growth by selling Life, Health, Annuity, Membership, and Financial Services products at the Virginia Village branch in Denver, CO. You will build relationships, develop leads, close sales, and meet production goals while collaborating with branch teams.
The role requires active state Life licenses, ability to obtain LUTCF/CLU coursework, and a minimum of two years of life-insurance sales experience. Evening/weekend hours apply.
Qualifications
- Must hold valid State Life license and licenses to sell Life/Health products.
- Ability to take and pass LUTCF, FSCP, or CLU coursework.
- Experience selling life insurance and intangible products with proven success.
Responsibilities
- Solicit and sell Life & Health insurance and Annuity products within the branch.
- Develop leads via marketing activities (outbound/inbound calls, referrals, networking, events).
- Prepare proposals and close sales of Life, Health, Annuity, Membership, and Financial Services products.
- Achieve established sales goals.
- Build relationships with customers and cross-sell with branch partners.
Skills
Education
Job description
Full time
Hourly
Payment Terms: $1000 paid after30 daysofemployment,$1500 paid after90 daysof employment
1350 S Colorado Blvd, Virginia Village, CO
Monday – Friday (8:30am to 5:30pm)
Drive meaningful growth as a Field Life Agent by building relationships, developing leads, and helping members protect their futures through Life, Health, Annuity, Membership, and Financial Services products. In this role, you’ll combine consultative sales, strong product knowledge, and exceptional customer service to uncover needs, close sales, and achieve production goals. You’ll also collaborate with branch partners to maximize referrals, cross-sell opportunities, and long-term member satisfaction.
Solicit and sell Life & Health insurance and Annuity products under minimal supervision primarily within ACG branch location.
Develop leads and prospects for new accounts through marketing activities such as phone calls, mailings, referrals, networking, website inquiries, and seminars.
Prepare proposals and close sales of Life, Health, Annuity, Membership, and Financial Services products.
Achieve established sales goals.
Maintain thorough knowledge of product features, marketing techniques, and sales techniques.
Use sound sales practices when working with customers.
Respond to customer inquiries and problems.
Build sales opportunities through customer engagement and follow-up.
Complete appropriate applications and forms.
Follow internal processing procedures to ensure transactions comply with company policies and practices.
Prepare reports documenting prospecting and sales activities.
Maintain specified production standards and persistency levels for required products.
Work collaboratively with others in the Branch to reach business goals.
Maximize leads, sales opportunities, and cross-sell opportunities.
Assist Underwriting and Brokerage Departments in satisfying requirements.
Activevalid State Life license
Ability to take and pass LUTC or CLU coursework
Maintain Life and Health licenses required to sell products
Must qualify, obtain, and maintain all applicable state licenses and appointments required for selling and/or servicing Auto Club Group Membership products
High School diploma or equivalent
Minimum of 2 years’ experience with a proven record of successfully soliciting and selling life insurance products
Experience selling intangible products
Works in a temperature-controlled office environment. Ability and willingness to work irregular hours including evenings and weekends.Limited travel required for community events, with exposure to road hazards and temperature extremes.
ACG complies with all applicable state and local laws regarding required benefits(including PTO,paidsick leave,etc.).
UnlimitedIncome Potential
Average Earnings $75,000 - $100,000 (base plus commissions)
Pay Structure
Unlimited, at no cost
NewElevated tiered commissions for the first 12 months
Guaranteed AnnualBase Pay $31,500(non-exempt, eligible orovertime)
At ACG, we offer a comprehensive and flexible benefits package designed to support your health, financial well-being, and professional growth.
Medical plans with multiple coverage options, including HSA eligibility.
Prescription drug coverage.
Dental and vision benefits.
Employee Assistance Program (confidential support services).
Company-paid basic life insurance.
Optional supplemental life insurance and dependent coverage.
Short-term and long-term disability coverage.
Critical illness, accident, and pet insurance options.
401(k) plan to support long-term financialgoals.
3% automatic deferral upon eligibility; may contribute 1% to 50% of eligible earnings, either pre or post tax.
Company match of 50% paid on employee contributions up to 6% of pay, payable to employees following the end of the year; immediate vesting.
Additional company contribution of 4% of pay each pay day into your account; 100% vested after three (3) years of service.
Health Savings Account (HSA) and Flexible Spending Accounts (FSA) options.
Paid Time Off (PTO): Accrual-based, increases with tenure, eligible at 90 days of employment.
Full-time new employees will receive up to 12 PTO days annually; accrual based on start date and may include additional PTO based on role and/or state & local requirements.
Part-time employee PTO hours are calculated based upon the standard weekly hours the employee is scheduled to work and will accrue at a minimum of 3 hours per month.
Paid Holidays
Full-time employees are eligible for 10 company-paid holidays annually, in addition to 1 mental health day, 2 floating holidays and 1 volunteer day. Holidays vary by business unit schedules.
Part-time employees are eligible for 8 company-paid holidays annually, in addition to 1 mental health day and 2 floating holidays. Holidays vary by business unit schedules.
Paid leave programs, including parental, bereavement, jury duty, and military leave.
Tuition assistance (up to $5,250 annually; 80% covered by ACG).
Professional certification support with 100% reimbursement for eligible programs.
Opportunities for career development and advancement.
Complimentary AAA membership with roadside assistance and travel discounts.
Adoption assistance program.Reports to (job title):
Primary Duties and Responsibilities (details of the basic job functions):
Solicit and sell Life & Health insurance and Annuity products under minimal supervision primarily within ACG branch location. Through knowledge of various product features and marketing and sales techniques, achieve established sales goals. Develop leads and prospect for new accounts through various marketing activities (outbound/inbound phone calls, mailings, referrals, networking, website, seminars, etc.)
Prepare proposals, and close sales of Life, Health, Annuity, Membership, and Financial Services products. Complete appropriate applications and forms and follow internal processing procedures to ensure transactions are handled in accordance with company policies and practices. Work collaboratively with others in the Branch to reach business goals, maximize leads, sales opportunities and take advantage of cross-sell opportunities. Assist Underwriting and Brokerage Departments in satisfying requirements. Respond to customer inquiries and problems and ensure sound-sales practices are used. Prepare reports documenting prospecting and sales activities and maintain specified production standards and persistency levels for all required products.
None
- High School Diploma or equivalent
- Possession of valid State Life Sales licenses
- Ability to take and pass LUTCF, FSCP, or CLU coursework.
- Maintain Life and Health licenses required to sell products.
- Must qualify, obtain, and maintain all applicable state licenses and appointments required for selling and/or servicing Auto Club Group Membership products.
- Minimum of 2 years’ experience with a proven record of successfully soliciting and selling life insurance products.
- Experience selling intangible products.
- Strong working knowledge of Life Insurance and Annuity products and services
- Ability to listen to and analyze customer needs and make recommendations to customers that best fit customers’ needs and to promote a positive Member experience.
- Effectively communicate complex information with prospective clients in a clear manner
- Ability to prepare proposals and conduct closing interviews to sell Life and Annuity products.
- Assessing and reflecting customer insurance requirements consistent with company standards when writing policies
- Ability to perform mathematical calculations to determine premiums and values of Life insurance and financial products
- Ability to build and maintain strong relationships with customers
- Prospecting and developing new sales opportunities and meeting production requirements
- Ability to work collaboratively with all team members to attain business goals.
- Strong communication skills with others in the Branch to keep partners and branch management informed on sales and the disposition of any partner generated leads
- Understands and can articulate to customers the tax and legal impacts the products have on Members
- Strong organization, planning, time management and administrative skills
- Representing Auto Club Life in a professional and positive manner
- Safely operating a motor vehicle to travel to various locations to attend meetings or community events
- Proficient writing skills to compose routine correspondence
- Working independently with minimal supervision
- Good PC skills including working knowledge of word processing, spreadsheet, presentation, and email.
- Ability and willingness to work irregular hours including evenings and weekends.
- College level coursework
- LUTCF or FSCP certification
- Professional designations through the American College of Financial Services
- Strong knowledge of features and benefits of ACG’s comprehensive product portfolio
- Knowledge of ACG systems for policy sales, quoting, etc.
- Works in a temperature-controlled office environment. Ability and willingness to work irregular hours including evenings and weekends.
- Ability to work from remote/virtual environment (hybrid) with supervisor approval.
- Limited travel required, for community events, with exposure to road hazards and temperature extremes.
Become a part of something bigger.
The Auto Club Group (ACG) provides membership, travel, insurance, and financial service offerings to approximately 14+ million members and customers across 14 states and 2 U.S. territories through AAA, Meemic, and Fremont brands
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