Life Insurance Specialist

Purple Unicorn; United States; Remote; USD 100,000 - 130,000; Full time

Job summary

A leading insurance firm seeks a Life Insurance Specialist who will work with clients to assess their financial needs and provide tailored solutions including life insurance and investment options. This role offers a fully remote work environment, competitive base salary, and commissions up to $30K, alongside substantial training and career growth opportunities.

Benefits

401K with a 3% match

Comprehensive training and professional development

Fully remote position

Performance-based rewards

Qualifications

• Licensure in Life and Health Insurance required or must obtain.
• Previous experience in sales or financial planning preferred.
• Strong interpersonal and communication skills essential.

Responsibilities

• Engage clients to understand their financial goals and needs.
• Educate clients on life insurance products and investment options.
• Develop personalized financial plans for clients.

Skills

Interpersonal skills

Communication

Client assessment

Sales

Goal-oriented mindset

Education

Life and Health Insurance license

Securities license (Series 6 or 7)

Experience in insurance sales

Job description

Job Overview:

Allstate Insurance Company, one of our nation's leading insurers, is seeking a dynamic and knowledgeable Life Insurance Specialist to join their growing team. Allstate has built a strong reputation for its customer-centric approach, innovative policies, and commitment to financial safety. In this role, you will support clients in protecting their financial future by providing expert guidance on life insurance products, as well as investment solutions. You will work closely with individuals and families to assess their needs, educate them on available options, and create customized financial plans that offer security, growth, and peace of mind.

Key Responsibilities:

• Engage with prospective and existing clients to understand their financial goals, life insurance needs, and investment objectives.
• Educate clients on Allstate's life insurance suite of products, including term life, whole life, universal life, and annuities.
• Develop personalized insurance and investment solutions tailored to clients' unique circumstances.
• Offer investment products such as annuities, mutual funds, and retirement planning solutions to help clients grow and protect their wealth.
• Conduct policy and portfolio reviews to ensure clients have the right coverage and investment strategies as their life situations evolve.
• Build and maintain strong client relationships through proactive communication and excellent customer service.
• Collaborate with the sales and customer service teams to generate leads and grow the business.
• Stay up to date on industry trends, policy changes, investment opportunities, and regulatory requirements.
• Meet or exceed sales targets and contribute to overall agency growth.

Qualifications:

• Life and Health Insurance license (or willingness to obtain).
• Securities license (Series 6 or Series 7) preferred or willingness to obtain.
• Previous experience in insurance sales, investment advising, financial planning, or a related field preferred.
• Strong interpersonal and communication skills.
• Ability to assess client needs and recommend appropriate insurance and investment solutions.
• Goal-oriented mindset with a passion for helping people secure and grow their financial future.
• Self-motivated and driven to achieve sales targets.

Compensation & Benefits:

• Base salary: $100-130K + up to $30,000 in additional commissions, bonus and incentives
• Competitive compensation with performance-based rewards.
• Fully remote position with a flexible work environment.
• Comprehensive training and professional development opportunities.
• Supportive team culture with opportunities for career growth.
• Benefits covered up to $500 through our payroll company and 401K with a 3% match.

Why Join Allstate?

• Competitive compensation with commission-based earning potential.
• Access to industry-leading training and professional development resources.
• Opportunity to work with a trusted and recognized brand in the insurance and financial services industry.
• Supportive team environment and career growth opportunities.