Life Insurance Agent - Training Provided

Alchemy Financial Group; Richmond (VA); Hybrid; USD 80,000 - 120,000; Full time

Job summary

Alchemy Financial Group is seeking motivated individuals for a field-based life insurance sales role in your local area. No prior insurance experience required; comprehensive training and ongoing coaching are provided.

The position is commission-only with no base salary, and company-estimated first-year earnings are 80,000–120,000+ for full-time representatives who meet benchmarks.

Qualifications

• State life insurance license required; licensing costs explained before onboarding.
• Training combines virtual instruction with hands-on field coaching.
• Leads provided during first months; later reps purchase/manage their own leads.

Responsibilities

• Meet with individuals and families to understand their insurance needs.
• Explain available life insurance options clearly and professionally.
• Follow up with prospective clients by phone, video, and in person.
• Complete applications accurately and follow carrier compliance requirements.
• Maintain an organized schedule and consistent weekly activity.
• Participate in coaching, training, and team accountability.

Skills

Communication skills

Follow-up skills

Sales experience

Self-motivated

Job description

Build a career helping local families protect what matters most.

Alchemy Financial Group is hiring motivated people for a field-based life insurance sales opportunity in your local area. Previous insurance experience is not required. We provide structured virtual instruction, hands-on field coaching, and ongoing support for representatives who are willing to learn, follow the system, and work consistently.

COMPENSATION AND CLASSIFICATION

• Independent contractor (1099)
• Commission-only; there is no base salary or hourly wage
• Company-estimated first-year earnings of $80,000-$120,000+ for full-time representatives who consistently follow the training and meet production benchmarks
• Earnings are not guaranteed and individual results vary based on activity, skill, placement, persistency, and other factors

HOW THE WORK IS PERFORMED

• Approximately 70% field-based work with clients in and around your local area
• Approximately 30% remote work, including phone, video, follow-up, and training
• Representatives generally work in the communities near where they live
• A reliable vehicle and the ability to travel locally are important

WHAT YOU WILL DO

• Meet with individuals and families to understand their insurance needs
• Explain available life insurance options clearly and professionally
• Follow up with prospective clients by phone, video, and in person
• Complete applications accurately and follow carrier compliance requirements
• Maintain an organized schedule and consistent weekly activity
• Participate in coaching, training, and team accountability

TRAINING, LICENSING, AND LEADS

• Training combines virtual instruction with hands-on field coaching
• The company contributes toward some training support
• New representatives receive help with leads during the first few months of their career
• As representatives become established, they are responsible for purchasing and managing their own lead inventory
• A state insurance license is required. Licensing requirements and any personal costs are explained before onboarding

WHO DOES WELL HERE

• Coachable people who act on feedback
• Self-motivated professionals who can manage a flexible schedule
• Candidates with strong communication and follow-up skills
• People comfortable with commission-based sales and measurable goals
• Experienced sales professionals and career changers are both welcome

Before you make a commitment, we will explain the commission structure, training support, lead program, licensing requirements, and expected business expenses.