Life & DI Claims Examiner I

Renaissance Holding; Indianapolis (IN); Hybrid; USD 34,000 - 36,000; Full time

Job summary

Renaissance Benefits in Indianapolis, IN seeks a Life & DI Claims Examiner I for a hybrid in-office/remote role. You will review, process, and adjudicate life and disability claims, contact stakeholders for information, and determine benefits due in compliance with policy terms.

You will consult with management on complex cases, communicate clearly with claimants and employers, and investigate and verify information using policy files and records. Prior experience in life/DI claims is preferred.

Qualifications

• Associates Degree in Business preferred.
• 2-4 years of related industry experience preferred.
• Disability and/or life insurance claims administration experience strongly preferred.
• Knowledge of ERISA regulations and disability claims procedures preferred.
• Proficiency in Word/Office Suite and Excel required.
• Experience with claims management systems preferred.

Responsibilities

• Review submitted claims to ensure guidelines and eligibility are met.
• Contact policyholders, beneficiaries, or third parties for missing information.
• Consult with management and senior staff on complex claims.
• Communicate with claimants and employers about status and next steps.
• Determine benefits due and authorize payments or refer for review.
• Investigate claims and verify information with records and witnesses.
• Assist in handling suspected fraudulent activity and access past claims histories.
• Respond to information requests from insureds, policy holders, and internal staff.

Skills

Attention to detail

Time management

Communication skills

Education

Associates Degree in Business

Tools

Microsoft Word/Office Suite

Microsoft Excel

Claims management systems

Job description

Life & DI Claims Examiner I# Careers## Life & DI Claims Examiner IApply: This is a hybrid position, both in-office and remote.: Indianapolis, IN: Full time: Posted 3 Days Ago: JR101519**Job Title:**Life & DI Claims Examiner I**Number of Positions:**1**Location:**Indianapolis, IN**Location Specifics:**Hybrid Position**Job Summary:****Renaissance Benefits is seeking an experienced Life and Disability Claims Examiner to join our growing team!** Life & DI Claims Examiner I is responsible for evaluating and processing group insurance claims for payment or denial according to the terms and conditions of each policy. Candidates local to the Indianapolis area will be working on a hybrid schedule. * Review submitted claims to ensure proper guidelines have been followed and eligibility requirements have been met. Contact group policyholders, beneficiaries or other third parties for missing information.* Consult with other professionals, such as management, senior team members, and other available resources, on complex claims.* Communicates with the claimants and employers to set expectations regarding return to work or claim status and next steps. Communicates clearly with claimant and client on all aspects of claims process either by phone and/or written correspondence. Informs claimants of documentation required to process claims, required time frames, payment information and claims status either by phone, written correspondence and/or claims system.* Determines benefits due, makes timely claims determinations, payments/approvals and adjustments.* Investigate claims. Search database to obtain background information and interview claimants and witnesses. Consult police, hospital records and policy files to verify information reported in a claim.* Calculate and authorize the appropriate payment for claim or refer to manager for additional review.* Assist in handling claims with suspected fraudulent or criminal activity. Access personal information and past claims histories to establish whether a claimant has ever attempted insurance fraud.* Answer verbal and written inquires and customer service queued calls on Group claims from insureds, group policy holders, agents, physicians, hospital attorneys, Workers' Compensation Board, Workers' Compensation carriers, State agencies, other insurance carriers, TPA's, Reinsurers and internal staff.* Respond to requests for information or return calls within established service guidelines.* Adheres to determined quality standards for the handling of calls and written inquiries.* Other duties and responsibilities as needed or assigned.**Minimum Requirements:*** Associates Degree in Business preferred* 2-4 years of related industry experience preferred* Disability and/or life insurance claims administration experience strongly preferred* Knowledge of ERISA regulations, statutory disability claims administration, required offsets and deductions, disability duration and medical management practices and Social Security application procedures strongly preferred* Basic proficiency in Microsoft Word/Office Suite required* Intermediate proficiency in Microsoft Excel required* Experience with claims management systems and electronic/paperless claims processing strongly preferred* Ability to perform work accurately and thoroughly* Ability to pay close attention to detail Ability to prioritize and organize a heavy workloadPay Range: $25.00-$26.00/hourThe company will provide equal employment and advancement opportunity within the context of its unique business environment without regard to race, color, religion, gender, gender identity, gender expression, age, national origin, familial status, citizenship, genetic information, disability, sex, sexual orientation, marital status, pregnancy, height, weight, military status, or any other status protected under federal, state, or local law or ordinance.