Licensing Manager

Affirm, Inc.; Northern (KY); Hybrid; USD 146,000 - 206,000; Full time

Benefits offered by this job

Health coverage

Flexible spending wallets

Paid time off

Employee stock purchase plan (ESPP)

Job summary

Affirm, Inc. is seeking a Licensing professional to support state licensing, reporting obligations, and regulatory filings across U.S. jurisdictions.

You will collaborate with Legal, Compliance and Product teams to ensure timely and accurate submissions in a remote-first environment. The role requires 5+ years in licensing/compliance within consumer financial services, strong project management, and excellent communication skills.

Qualifications

• Licensing/compliance/regulatory experience in consumer financial services.
• Strong project management and analytical abilities.
• Excellent written and verbal communication skills.
• Outstanding time management and organizational skills.
• Ability to balance multiple priorities in a fast-paced environment.
• Willingness to take ownership and work with limited supervision.

Responsibilities

• Support licensing and regulatory reporting for state and federal requirements.
• Collaborate with legal, compliance, and business teams on regulatory filings.
• Maintain licensing repositories, workflows, and guidance in the tooling.
• Prepare renewal applications and MSB reports across jurisdictions.
• Identify process improvements and leverage AI to increase efficiency.

Skills

Licensing compliance

Regulatory experience

Project management

Analytical skills

Communication skills

Time management

Job description

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest.

About the Legal, Compliance, and Public Affairs team

The Legal, Compliance, and Public Affairs team is a group of dedicated professionals committed to helping Affirm scale, innovate, and provide outstanding products for consumers, merchants, and key partners. We combine legal, compliance, and policy expertise to guide growth, shape products, and build trust across our ecosystem. Our work spans multiple professional disciplines and provides the foundation for Affirm’s mission to deliver honest financial products.

About the Team

The Licensing team enables Affirm’s ability to operate and scale in regulated markets globally. The team manages Affirm’s licensing portfolio, regulatory relationships, and licensing strategy across the U.S. and international markets while partnering closely with Legal, Compliance, Product, and business leaders to support growth and expansion.

This role will report to the Director, Global Licensing and Regulatory Programs.

What You'll Do

Support new product & service launches related to state licensing and reporting including money transmission, servicing/collections, lending, international expansion, etc.

Work cross-functionally with legal, public affairs, compliance, finance, tax to meet regulatory licensing and reporting obligations

Maintain the central repository for licensing and reporting obligations for new license types including workflows, regulatory guidance, etc.

Collaborate with Licensing team to interpret, prepare, and submit state licensing annual reports, MSB call reports, and other regulatory obligations

Ensure timely regulatory filings, call out any licensing issues, supervise ongoing regulatory obligations in licensing management tool

Lead ongoing preparation of renewal applications and other forms to be filed in various licensing jurisdictions

Collaborate on NMLS licensing, reporting, and other regulatory filings

Analyze and develop new processes, leveraging AI, to increase efficiency within the licensing program

Assist Department in the research and build of licensing requirements into the licensing management tool

Coordinate with senior leadership to fulfill ongoing state licensing requirements

Partner with team on any licensing projects and initiatives

What We Look For

5 years of licensing/compliance/regulatory experience ideally related to consumer financial services

Outstanding time management, administrative, and organizational skills, including the ability to balance multiple priorities and overlapping projects

Proven project management, critical thinking, and analytical skills

Excellent written and verbal communication skills

Humility, integrity, and a desire to be part of a small but strong, supportive team

Inquisitive, eager to learn, and a willingness to take ownership of projects

Highly focused, able to make independent decisions and work with limited supervision while excelling in a fast-paced environment

Comfortable operating in a fast-paced, high-growth environment where priorities shift and ambiguity is part of the landscape

Pay Grade - L

Equity Grade - 6

Employees new to Affirm typically come in at the start of the pay range.

Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills. Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.)

USA base pay range (CA, WA, NY, NJ, CT) per year: $165,000 - $225,000

USA base pay range (all other U.S. states) per year: $146,000 - $206,000

#LI-Remote

Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned Affirm office. A limited number of roles remain office-based due to the nature of their job responsibilities.

We’re extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include:

• Health care coverage - Affirms covers all premiums for all levels of coverage for you and your dependents
• Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses
• Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge
• ESPP - An employee stock purchase plan enabling you to buy shares of affirm at a discount

We believe It’s On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process.

[For U.S. positions that could be performed in Los Angeles or San Francisco] Pursuant to the San Francisco Fair Chance Ordinance and Los Angeles Fair Chance Initiative for Hiring Ordinance, Affirm will consider for employment qualified applicants with arrest and conviction records.

Demographic Survey Statement (US-based roles)

Affirm is dedicated to building an inclusive culture where Affirmers belong and have an equal opportunity to thrive.

To help us assess our outreach efforts, we invite candidates to voluntarily share information through a short demographic survey. This information is:

• Completely optional
• Anonymized and stored in aggregate
• Not accessible to recruiters or hiring managers at the individual level
• Never used in any hiring decision

Your decision to provide or withhold this information will not impact your candidacy in any way.