Licensed Final Expense Agent — Remote

Integrityfex; Sacramento (CA); Remote; USD 50,000 - 80,000; Full time

Job summary

Integrity FEX is expanding its remote sales team and seeking currently licensed life insurance agents who are motivated, professional, and comfortable helping clients by phone. As a Licensed Final Expense Agent, you will speak with prospective clients, assess needs, explain coverage options, and assist with applications.

This remote, phone-based role emphasizes self‑motivation, professional communication, and compliance.

Qualifications

• Active life insurance producer license required.
• Strong verbal communication and interpersonal skills.
• Experience in life insurance sales by phone preferred.
• Ability to manage a remote work schedule and stay motivated.
• Commitment to ethical and compliant sales practices.

Responsibilities

• Speak with prospective clients regarding final expense and life insurance coverage
• Conduct phone-based needs assessments
• Identify each client's coverage goals, budget, and insurance needs
• Explain available life insurance products clearly and professionally
• Present appropriate coverage options based on client needs and eligibility
• Assist clients with completing insurance applications
• Follow up with clients throughout the application and underwriting process
• Maintain accurate records of client interactions and sales activity
• Utilize company-supported sales systems and carrier platforms
• Participate in ongoing training, coaching, and carrier education
• Follow applicable insurance regulations, carrier guidelines, and compliance requirements

Skills

Verbal communication

Phone-based sales

Remote work scheduling

Self-motivation

Client needs assessment

Education

Active Life Insurance Producer License

Job description

About Integrity FEX

Integrity FEX is a life insurance sales organization focused on helping individuals and families find coverage designed to address final expenses and other life insurance needs.

We are expanding our remote sales team and seeking currently licensed life insurance agents who are motivated, professional, and comfortable helping clients by phone.

Position Overview

As a Licensed Final Expense Agent, you will speak with prospective clients interested in learning about life insurance and final expense coverage.

Your role is to understand each client's needs, explain available coverage options, provide appropriate recommendations, and assist with the insurance application process.

This is a remote sales opportunity for individuals who are comfortable managing their own activity, communicating consistently with prospective clients, and working in a performance-driven environment.

Responsibilities

• Speak with prospective clients regarding final expense and life insurance coverage
• Conduct phone-based needs assessments
• Identify each client's coverage goals, budget, and insurance needs
• Explain available life insurance products clearly and professionally
• Present appropriate coverage options based on client needs and eligibility
• Assist clients with completing insurance applications
• Follow up with clients throughout the application and underwriting process
• Maintain accurate records of client interactions and sales activity
• Utilize company-supported sales systems and carrier platforms
• Participate in ongoing training, coaching, and carrier education
• Follow applicable insurance regulations, carrier guidelines, and compliance requirements

Qualifications

• Active Life Insurance Producer License required
• Strong verbal communication and interpersonal skills
• Comfortable speaking with prospective clients by phone
• Ability to conduct professional needs-based sales conversations
• Self-motivated and capable of managing a remote work schedule
• Strong follow-up and organizational skills
• Comfortable using web-based sales and insurance platforms
• Coachable and willing to participate in ongoing professional development
• Commitment to ethical and compliant insurance sales practices

Previous final expense or life insurance sales experience is preferred, but licensed agents from other insurance backgrounds are encouraged to apply.

What Integrity FEX Provides

• Access to multiple established life insurance carriers
• Final Expense and additional life insurance product options
• Remote sales technology and systems
• Structured sales processes and resources
• Ongoing sales and product training
• Carrier education
• Team coaching and support
• Professional development opportunities
• Opportunities for increased responsibility based on performance and experience

Who This Role Is For

This opportunity may be a strong fit for a licensed agent who enjoys working directly with consumers, wants to develop their life insurance sales skills, and is comfortable being accountable for their individual sales activity.

Successful agents are consistent, responsive, professional, and focused on helping clients make informed coverage decisions.

Job Details

Job Title: Licensed Final Expense Agent
Company: Integrity FEX
Location: Remote
License Requirement: Active Life Insurance Producer License
Experience: Life insurance or Final Expense sales experience preferred
Work Setting: Remote / Phone-Based Sales

Equal Opportunity

Integrity FEX considers qualified applicants without regard to race, color, religion, sex, national origin, age, disability, veteran status, or any other characteristic protected by applicable law.