Liability Zone Leader - South

Allianz Commercial; Birmingham (AL); Hybrid; USD 180,000 - 215,000; Full time

Job summary

Allianz Commercial is looking for a Liability Zone Leader based in Alpharetta or remote in the South. You will lead a team of underwriters to underwrite profitable business and manage critical accounts.

The ideal candidate has a minimum of 8 years of liability underwriting experience and a proven track record of relationship building and leadership skills.

A competitive salary range of $180,000 - $215,000 is offered, along with performance-based incentives.

Qualifications

• Minimum of 8 years in underwriting profitable Liability.
• Specialized understanding of regional/local Liability insurance markets.
• Ability to analyze current performance against benchmarks.

Responsibilities

• Lead a team of underwriters and manage critical accounts.
• Negotiate terms for large clients and ensure contract certainty.
• Develop regional underwriting strategy for Liability.

Skills

Underwriting Liability business

Relationship building with brokers

Analyzing complex data

Leadership and team management

Deep knowledge of AI and ML

Education

Bachelor’s degree in Economics, Finance, Insurance Management, or Business Administration

Tools

MS Office

Job description

Job Title and Location

Liability Zone Leader – South (Based in Alpharetta or Remote South)

Your Team

The North American Liability team offers a wide range of liability insurance solutions, including National Accounts Excess, Multinational, Reverse Flow, Environmental Liability and some Primary General Liability in the United States and Canada.

The Impact You Will Have

• Lead a team of underwriters/team leads to underwrite profitable new and renewal business to meet Liability targets regionally and/or globally.
• Lead team in negotiating participation, pricing and terms and conditions for large/critical clients.
• Take ownership of large/critical accounts/clients and have ultimate responsibility for accounts within the team.
• Lead and manage a team, including training and development and act as the referral point for other underwriters.
• Develop and maintain strong relationships with brokers and clients.

Specific Responsibilities

• Managing a team of underwriters, including delegating tasks and supervising portfolio, and acting as point of referral and managing cost center budget.
• Contributing to the development and execution of the regional underwriting strategy for Liability.
• Managing referrals from underwriters and spokes and re‑underwriting complex business as appropriate.
• Responsibility for zonal performance within National Accounts sub‑LoB and acting as a champion for any matters relating to the sub‑LoB.
• Underwriting oversight on large/critical new and renewal accounts to meet top and bottom line targets, including negotiating participation, pricing and terms and conditions with brokers.
• Underwriting and evaluating Natural Catastrophe Accumulation, ensuring understanding of catastrophe modelling and interpretation of scenarios for Liability, and underwriting International Insurance Programs for Liability.
• Overseeing underwriting in line with Liability governance framework (e.g., underwriting authorities, global MSU, Underwriting Guidelines, and Rules and Principles).
• Ensuring contract certainty is achieved on all accounts at time of inception.
• Ensuring utilization of global/regional pricing tools.
• Ensuring placing and binding of FAC Reinsurance prior to policy inception.
• Ensuring adherence to reinsurance treaty terms/conditions.
• Proactively supporting acquisition of new business and retention of existing business, including client and producer negotiations where necessary and liaising with Distribution on market management initiatives.
• Positively representing Allianz Commercial externally to the market.
• Proactively driving involvement of functional areas in the underwriting process, including Distribution, ARC, Claims, and Operations.
• Developing and maintaining strong relationships with key producers and clients and other relevant stakeholders (e.g., risk managers).

Qualifications

• A minimum of 8 years of experience in underwriting profitable Liability business, including specialized expert understanding of sub‑LoB products and portfolio.
• Recognized, well‑established long‑term relationship building with brokers at peer group level and within the local market.
• Specialized understanding of regional/local Liability insurance markets and competitor landscape, including global elements.
• Understanding of legal and regulatory framework.
• Ability to assess risk inherent exposures and natural hazards relevant to Liability.
• Ability to analyze current performance against benchmarks applying how the market operates and functions, the business needs and customer needs.
• Experience designing, developing and implementing consistent, robust wordings.
• Robust understanding of policy administration life cycle, information collection, policy issuance, premium bookings, credit control, and cancellation.
• Ability to analyze highly complex data, from multiple sources, in detail, identifying and resolving issues before they transpire.
• Excellent written and verbal communication skills, with an ability to influence others.
• Experience with MS Office tools.
• Significant experience in leadership and development of direct teams, including coaching, mentoring and developing team members and performance assessment.
• Ability to persuade and motivate others to act, without executive authority.
• A deep knowledge of artificial intelligence (AI) and machine learning (ML), with the ability to leverage AI‑driven insights to shape strategic decisions and drive innovation across the organization.
• Bachelor’s degree, preferably in Economics, Finance, Insurance Management or Business Administration.

Applicants Must Be Legally Authorized to Work in the United States

Applicants must be legally authorized to work in the United States without the need for current or future employment‑based sponsorship. We are unable to sponsor or take over sponsorship of employment visas at this time, nor can we guarantee future sponsorship.

Salary and Benefits

The annualized base pay range for this role is $180,000 - $215,000, representing a nationwide market range. The actual salary may vary based on scope, complexity, location, skills, education, training, credentials, and experience. The base pay is one component of the total compensation package, which includes annual performance‑based cash incentive awards.