(Remote with travels between London and Chatham for site and office visits)
Are you an experienced Bodily Injury Claims Adjuster seeking a new opportunity? Our client is hiring a Liability Claims Specialist to join a growing team. This role is perfect for a detail-oriented problem solver interested in managing a dynamic caseload of bodily injury and subrogation claims.
At our client, employees are empowered to succeed in a supportive, professional environment while prioritizing client-focused service, allowing the team to fully investigate, understand and resolve claims. Our client will provide the tools and opportunities needed to help you grow in your career while making a meaningful difference in the community.
As a Liability Claims Specialist, you will play a key role in the claims process, assisting policyholders during critical moments by investigating, assessing and adjudicating third-party and first-party liability claims.
Key Accountabilities
- Adjudicate auto, residential and commercial bodily injury claims
- Review and interpret policy wordings to determine where coverage applies
- Investigate the cause of loss and review contracts or agreements to determine liability
- Assess damages by reviewing medical, financial and legal records, re-evaluating the assessment at ongoing intervals as new information comes in
- Collaborate with legal counsel to bring files to resolution through mediation or pre-trial
- Assist in the recovery of subrogation claims and where insureds are not liable or coverage issues arise from the third party including property and auto claims
- Confirm coverage and loss details relating to the event
- Contact the third-party insurance company or third party directly to discuss recovery options
- Lead the claim through the small claims court process
- Attend settlement conferences when necessary
- Represent insureds in first party liability claims
- Review and confirm coverage and determine liability
- Hire the appropriate experts to review and determine damage claims
- Negotiate the resolution of the loss and attend legal proceedings as required
- Bring expertise, in collaboration with the Claims Manager, to build out a best practice framework to standardize the handling of claims associated with the role
- Assist in the development of departmental best practices
Key Qualifications & Attributes
- Post Secondary Education in business, finance, insurance or equivalent work experience
- Working towards progressively or have achieved a Chartered Insurance Professional (CIP) Designation
- 8+ years of related experience in the adjudication of bodily injury, subrogation or first party liability claims
- Experience with adjudication of a wide range of bodily injury claims ranging from minor MVA’s to permanent injuries/fatalities or complex liability scenarios with several entities involved
- Self-starter and detail-oriented with a strong background in reviewing medical and financial records
- Understand the legal process surrounding liability claims and critical analysis on moderate to complex losses
- Detailed knowledge and understanding of how to quickly review a variety of policy wordings, legal contracts or agreements and applying the findings to the legal process
- Experience in taking part in the proceedings of both the Superior and Small Claims Courts, taking part in settlement conferences, mediations, pre-trials and trials
- Comfortable providing direction or instructions to legal counsel on losses
- Skilled in mitigating legal expense by handling files throughout the legal process internally, when applicable
- High integrity and compliance-focused, committed to ethical decision-making and regulatory adherence
- Analytical with excellent problem solving skills and the ability to always seek solutions to overcome obstacles
- Able to lead with exceptional communication and relationship-building skills with the capacity to partner effectively across departments
- Professional and positive attitude with a strong work ethic and commitment to excellence
- Ability to drive change, optimize processes and assist in driving the team toward achieving business objectives
- Collaborative and experienced assisting with or improving existing process and practices
- Deep knowledge of reinsurance practices and industry best practices
- Adaptable to change and thrive in evolving environments
- Proficiency with Insurance Software and Microsoft Office Applications
- Willing and able to travel as needed with a Valid Driver’s Licence and reliable transportation.
Experienced candidates please forward your resume in confidence to or text 437-227-8719. If you are working with another DGA recruiter, feel free to ask them about this position. Thank you to all who apply. Only qualified applicants will be contacted.