Leveraged Finance Credit Risk Vice President

Next Frontier Capital; Chicago (IL); On-site; USD 140,000 - 190,000; Full time

Job summary

JPMorgan Chase & Co. in Chicago seeks a Leveraged Finance Credit Risk Vice President to join the Business Services risk team. You will identify key risk factors and develop forward-looking risk assessments across assigned portfolios to support senior bankers.

You will work with Investment Banking Coverage, Global Corporate Banking, and product teams to review, structure, risk-rate, and approve new lending; you will mentor Analysts and Associates while scaling risk management across portfolios.

Qualifications

• BA/BS degree required with strong financial analysis skills.
• MBAs or CFAs preferred for advanced credit analysis.
• Experience in commercial/investment banking lending and credit structuring.

Responsibilities

• Review and evaluate new credit origination requests with forward-looking risk assessment.
• Lead client due diligence and use financial models to assess risk impact on value drivers.
• Structure financing solutions and review credit approval materials.
• Review and negotiate legal documentation aligned with credit approval.
• Maintain accurate risk ratings and manage deteriorating credits proactively.
• Prepare quarterly snapshots and annual portfolio reviews for senior management.
• Train Analysts and collaborate with data teams to ensure data accuracy.

Skills

Credit risk analysis

Financial modeling

Lending risk assessment

Portfolio risk monitoring

Communication with stakeholders

Education

BA/BS degree

MBA or CFA preferred

Job description

Job Summary

Our credit risk professionals sit at the heart of the Investment Bank, serving as trusted advisors to the firm's most senior bankers and playing a decisive role in the transactions that matter most to our clients. In this role, you will bring intellectual rigor and sound judgment to some of the most complex leveraged finance decisions in the market, operating in a high-performing, collaborative environment where your analysis directly shapes outcomes. If you are passionate about credit, thrive under pressure, and want to build your career at one of the world's leading financial institutions, this is the opportunity for you.

As a Leveraged Finance Credit Risk Vice President within the Business Services credit risk team, you will identify the key risk factors associated with clients, transactions, and industry sub-sectors across an assigned portfolio, and develop and articulate a dynamic, forward-looking risk assessment of client companies, transactions, competitive threats, industry, and other factors. Working in close partnership with Investment Banking Coverage, Global Corporate Banking, Debt Capital Markets, and other product teams, you will review, structure, risk rate, and approve new lending activities and perform ongoing portfolio monitoring. You will report to a senior Credit Executive and be supported day-to-day by a dedicated team of Analysts and Associates, with an expectation to play an important role in developing junior talent.

Job responsibilities

• Review and evaluate new credit origination requests, applying forward-looking risk assessment to develop appropriate credit structures and ensure all transactions are consistent with the firm's credit risk appetite


• Lead client due diligence by attending client, bank, and other meetings to develop a thorough understanding of client companies, management teams, and industry sectors, and use financial models to incorporate the impact of forward-looking risk assessments on key value drivers


• Apply corporate finance and accounting expertise to structure appropriate financing solutions and prepare and review credit approval materials, ensuring all credit risk policies are followed


• Review and negotiate legal documentation to ensure terms are appropriate and consistent with credit approval


• Ensure risk ratings are accurate and reflect a current forward-looking view of the client, while providing early identification and proactive management of deteriorating credits and other problem situations


• Prepare and present quarterly financial snapshots of the Business Services portfolio, as well as annual portfolio review materials to senior management


• Assist in training and developing Analysts and work closely with middle office and data teams to ensure accuracy of credit system data

Required qualifications, capabilities, and skills

• BA/BS degree required


• 5+ years of commercial/investment banking lending experience including extensive credit, structuring, and marketing


• Solid understanding of financial products, corporate finance, financial modeling, and market dynamics


• Advanced knowledge of financial statements and accounting


• Experience with documentation related to credit agreements


• Knowledge and experience of derivative products and documentation, including ISDA and CSA agreement

Preferred qualifications, capabilities, and skills

• MBA or CFA preferred


• Excellent communication skills, both verbal and written, with the ability to effectively present analysis and interact with key stakeholders


• Capability to perform due diligence and lead negotiations with clients


• Ability to perform well under pressure in a demanding environment while managing multiple tasks simultaneously

JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world’s most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.

We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants’ and employees’ religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.

JPMorgan Chase & Co. is an Equal Opportunity Employer, including Disability/Veterans

Our professionals in our Corporate Functions cover a diverse range of areas from finance and risk to human resources and marketing. Our corporate teams are an essential part of our company, ensuring that we’re setting our businesses, clients, customers and employees up for success.

Risk Management helps the firm understand, manage and anticipate risks in a constantly changing environment. The work covers areas such as evaluating country-specific risk, understanding regulatory changes and determining credit worthiness. Risk Management provides independent oversight and maintains an effective control environment.

Review and approve leveraged credit, manage portfolios, and develop junior talent across our commercial and investment banking business.