Leveraged Finance Associate - Underwriting & Portfolio

Citizens Financial; Boston (MA); On-site; USD 150,000 - 170,000; Full time

Benefits offered by this job

Medical, dental and vision coverage

Retirement benefits

Maternity/Paternity leave

Flexible work arrangements

Education reimbursement

Wellness programs

Job summary

Citizens Financial seeks an Associate III in Leveraged Finance to support underwriting, portfolio management, and credit approval for acquisition, recapitalization, restructuring, and refinancing transactions.

The role involves collaboration with Commercial Banking, Credit Risk Management, and Capital Markets, and requires strong analytical and modeling capabilities, attention to detail, and effective communication within a deal team.

Qualifications

• 5+ years of Commercial or Leveraged Lending experience.
• Strong credit acumen and due diligence capabilities.
• Advanced analytical, loan structuring, underwriting and documentation skills.
• Excellent interpersonal and verbal/written communication skills.
• Solid technical skills and attention to detail.

Responsibilities

• Assist in completing new and existing loan underwriting due diligence and prepare deal memos.
• Conduct industry research and summarize risks, opportunities and competitive environment.
• Monitor client reporting and covenant compliance; perform quarterly analysis and reviews.
• Participate in deal screen presentations and credit approval meetings.
• Support Portfolio Managers with portfolio management and internal modeling tools.

Job description

Citizens Financial seeks an Associate III in Leveraged Finance to support underwriting, portfolio management, and credit approval for acquisition, recapitalization, restructuring, and refinancing transactions.

The role involves collaboration with Commercial Banking, Credit Risk Management, and Capital Markets, and requires strong analytical and modeling capabilities, attention to detail, and effective communication within a deal team.