Leveraged Finance Analyst

Santander US; New York (NY); On-site; USD 120,000 - 190,000; Full time

Job summary

Santander US in New York is seeking a Sr. Specialist, Leveraged Finance & Specialties to provide financing for leveraged buyouts, recapitalizations and refinancing, including direct equity co-investments.

You will analyze portfolio metrics, build data gathering databases, maintain financial models, prepare memos, negotiate terms, and assess risk/return with cross-functional teams.

Qualifications

• Bachelor's degree in Accounting, Finance, Business or equivalent.
• 3+ years experience with leveraged cash flow underwriting and portfolio management.
• Financial statement analysis, financial modeling and valuation.
• Preparing and delivering presentations to management and peers.

Responsibilities

• Analyze portfolio metrics received monthly from the loan manager or agent bank on the pool of underlying assets securing the credit facility.
• Develop data gathering databases to track underlying loans across funds, managers and Agents.
• Maintain detailed financial models; develop sensitivity analysis around key economic drivers.
• Complete and present pre-screen memos, credit approval memos, collateral analysis, cash flow modeling, and risk rating assessment.
• Negotiate terms and conditions for transactions and work with cross-functional teams to ensure appropriate documentation.
• Valuate risk/return dynamics for proposed transactions.

Skills

Leveraged finance

Cash flow underwriting

Financial modeling

Credit analysis

Negotiation

Cross-functional teamwork

Communication

Regulatory knowledge

Education

Bachelor's degree in Finance/Accounting/Business

Tools

Microsoft Office

Job description

It Starts Here Santander is a global leader and innovator in the financial services industry and is evolving from a high-impact brand into a technology-driven organization. Our people are at the heart of this journey and together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what’s possible. This is more than a strategic shift. It’s a chance for driven professionals to grow, learn, and make a real difference.

It Starts Here Santander is a global leader and innovator in the financial services industry and is evolving from a high-impact brand into a technology-driven organization. Our people are at the heart of this journey and together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what’s possible. This is more than a strategic shift. It’s a chance for driven professionals to grow, learn, and make a real difference.

We Want to Talk to You!

The Difference You Make

The Sr. Specialist, Leveraged Finance & Specialties is responsible to provide financing for leveraged buyouts, recapitalizations and refinancing and make direct equity co-investments

• Analyzing portfolio metrics received monthly from the loan manager or agent bank on the pool of underlying assets securing the credit facility.
• As needed, developing data gathering databases to track underlying loans across funds, managers and Agents.
• Maintains detailed financial models; develop sensitivity analysis around key economic drivers.
• Plays a key role completing and presenting pre-screen memos, credit approval memos, collateral analysis, cash flow modeling, and risk rating assessment.
• Negotiates terms and conditions for transactions and works with cross-functional teams to ensure appropriate documentation.
• Valuates risk/return dynamics for proposed transactions.

What You Bring

To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

• Bachelor's Degree or equivalent work experience: Accounting, Finance, Business or equivalent field. - Required.
• 3+ Years Experience with leveraged Cash Flow underwriting/portfolio management. - Required.
• Financial statement analysis, financial modeling and valuation.
• Preparing and delivering presentations to management and peers.
• Negotiating legal documentation.
• Ability to collaborate effectively in cross functional team environment and leading cross-functional teams.
• Strong written and oral communication skills.
• Ability to integrate multiple perspectives and champion diverse points of view.
• Advanced analytical, loan structuring, underwriting, documentation, credit, due diligence analytical.
• Possess a high level of initiative and capability to work independently on financings and other responsibilities.
• Existing knowledge of leveraged loan market a plus.
• Strong PC Proficiency, Microsoft Office applications, and Credit Research Tools Excellent verbal and written communication skills .
• Understanding of bank regulation and compliance.

Certifications

• No Certifications listed for this job.

It Would Be Nice For You To Have

• Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education.
• Experience in Microsoft Office products.

What Else You Need To Know

The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location.

Minimum

Base Pay Range

$0.00 USD

Maximum

$0.00 USD

We Value Your Impact

Your contribution matters and it’s recognized. You can expect a fair and competitive rewards package that reflects the impact you create and the value you deliver. We know rewards go beyond numbers. Offering more than just a paycheck our benefits are designed to support you, your family and your well-being, now and into the future. Santander Benefits - 2026 Santander OnGoing/NH eGuide (foleon.com)

Risk Culture

We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management.

EEO Statement

At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law.

Working Conditions

Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required.

Employer Rights

This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason.