Lending Compliance Analyst

The Croghan Colonial Bank; Fremont (OH); On-site; USD 29,000 - 41,000; Full time

Benefits offered by this job

Medical insurance

Dental insurance

Vision insurance

401(k) with company match

Group life insurance

Short-term disability

Long-term disability

Paid time off

Job summary

The Croghan Colonial Bank in Fremont, OH is seeking a Lending Compliance Analyst to join on-site for a full-time role. The position focuses on lending compliance within enterprise-wide programs, including CRA and HMDA, with reviews, guidance, reporting, and policy maintenance.

The role offers growth through experience and Collaboration across departments. Candidates should have 3–5+ years in lending, compliance or banking, an associates degree, and possibly CRCM or progress toward certification.

Qualifications

• Strong understanding of lending compliance regulations
• Ability to independently analyze loan files and identify issues
• Problem-solving and analytical skills
• Ability to interpret and apply regulatory requirements
• Strong attention to detail
• Ability to follow defined procedures
• Ability to handle confidential and sensitive information with discretion
• Proficiency in M365 software

Responsibilities

• Conduct independent loan compliance reviews to assess adherence to regulations and internal policies
• Analyze loan documentation to determine CRA and HMDA applicability and accuracy
• Perform CRA and HMDA data analysis and assist with required reporting
• Identify control deficiencies and recommend corrective action
• Respond to business unit inquiries regarding lending compliance requirements
• Assist in development and maintenance of policies and procedures
• Collaborate with departments to ensure compliance with applicable laws and regulations
• Support regulatory examinations and internal audits
• Assist in training staff on lending compliance topics
• Maintain a high level of integrity and professionalism to handle sensitive and confidential information.
• Complies with and maintains working knowledge of applicable laws and regulations, including but not limited to, the Bank Secrecy Act, the Patriot Act, and the Office of Foreign Assets Control. Completes assigned compliance training essential to job function.
• Punctual and regular attendance is required.

Skills

Strong understanding of lending

Independent loan file analysis

Problem-solving

Interpreting regulatory requirements

Attention to detail

Follow defined procedures

Discretion with confidential data

Proficiency in M365

Education

Associates Degree in finance, accounting, business, or related field

CRCM or other relevant professional certifications preferred

Job description

Lending Compliance Analyst - Fremont, OH (full-time, on-site)

Take your compliance career to the next level with an opportunity to make a meaningful impact across our lending operations. As a Lending Compliance Analyst, you'll work independently and collaboratively to review loan compliance, interpret complex regulations, support audits and examinations, and help strengthen programs that support the Bank's long-term success. If you enjoy solving complex problems, analyzing data, and turning regulatory requirements into actionable guidance, this role is for you.

Starting Salary -

$21.00 - $30.00/hr. dependent on previous experience

Hours -

Monday - Friday, 8:00 a.m. - 5:00 p.m.

About The Job

Supports the Bank’s enterprise-wide compliance program with a focus on lending compliance regulations, including but not limited to the Community Reinvestment Act (CRA) and Home Mortgage Disclosure Act (HMDA). This role ensures adherence to applicable laws and regulations by conducting reviews, providing guidance, supporting reporting, and assisting in the development and maintenance of compliance programs. Level assignment (II or III) is based on experience, knowledge, independence, and scope of responsibility.

Essential Job Duties

• Conduct independent loan compliance reviews to assess adherence to regulations and internal policies
• Analyze loan documentation to determine CRA and HMDA applicability and accuracy
• Perform CRA and HMDA data analysis and assist with required reporting
• Identify control deficiencies and recommend corrective action
• Respond to business unit inquiries regarding lending compliance requirements
• Assist in development and maintenance of policies and procedures
• Collaborate with departments to ensure compliance with applicable laws and regulations
• Support regulatory examinations and internal audits
• Assist in training staff on lending compliance topics
• Maintain a high level of integrity and professionalism to handle sensitive and confidential information.
• Complies with and maintains working knowledge of applicable laws and regulations, including but not limited to, the Bank Secrecy Act, the Patriot Act, and the Office of Foreign Assets Control. Completes assigned compliance training essential to job function.
• Punctual and regular attendance is required.

Requirements

• 3-5+ years experience lending, compliance, or banking experience
• Associates Degree in finance, accounting, business, or other closely related fields
• CRCM or other relevant professional certifications preferred (or progression towards certification)
• Strong understanding of lending compliance regulations
• Ability to independently analyze loan files and identify issues
• Problem-solving and analytical skills
• Ability to interpret and apply regulatory requirements
• Strong attention to detail
• Ability to follow defined procedures
• Ability to handle confidential and sensitive information with discretion
• Proficiency in M365 software

What We Offer

• Fair, competitive salaries evaluated against benchmarked data on a normal basis
• Incentive Compensation program providing annual opportunities for salary increase and bonus
• Comprehensive benefits package including Medical, Dental, and Vision insurance
• 401(k) with a company match and additional annual contributions
• Bank provided Group Life Insurance, Short-Term and Long-Term Disability Programs
• Vacation, paid federal holidays, and additional PTO
• A community-based, hometown culture
• A collaborative environment supportive to continual growth and development

Who We Are

Community Relationships are our priority, and our team here at Croghan Colonial Bank strives to help our communities have the most successful banking relationship possible. Founded in 1888, we proudly serve Sandusky, Erie, Huron, Lucas, Ottawa, and Seneca Counties and beyond. Croghan is a recognized leader in community banking throughout the region and focuses on helping all community members achieve their financial goals. We partner with our community to understand financial goals and recommend products and services that help achieve them. We support our communities by providing financial education, sponsorships, and volunteering in our local markets. Partner with Croghan, where we're Helping Good People Make Good Decisions!

Equal Opportunity and Aff… M/F/Disabled/Vet