Lending Compliance Advisor

Members 1st Federal Credit Union; Enola (PA); On-site; USD 68,000 - 84,000; Full time

Job summary

Members 1st Federal Credit Union is seeking a Lending Compliance Advisor to support the Compliance Program for consumer and lending activities. The role reports to the Consumer Compliance Assistant Manager and requires developing training programs to educate associates on lending compliance requirements.

The ideal candidate will review lending products, disclosures, and processes for regulatory alignment, conduct testing, and provide expert guidance on regulatory interpretations.

Qualifications

• Five to eight years of related experience in lending compliance.
• Bachelor's degree or equivalent in business or related field.
• CRCM and/or NCCO/CUCO compliance certifications preferred.

Responsibilities

• Monitor changes in the regulatory environment and conduct risk assessments.
• Perform internal and external compliance reviews for lending activities.
• Provide regulatory interpretation, advisory reviews, and training support.
• Assist in projects for new product rollouts and draft reports for leadership.
• Coordinate with Risk and Compliance to address violations or deficiencies.

Skills

Advanced analytical

Attention to detail

Interpersonal skills

Regulatory knowledge

Organization

Credit union knowledge

Regulations knowledge

Education

Bachelor's degree or equivalent

Job description

Overview

When you join the Members 1st team, you become part of something much bigger than a credit union. You become part of our faM1ly—a tight-knit bunch with big dreams and even bigger values. It is an exciting time for us as we continue to grow, and we hope that you will choose to grow along with us. Wanting the absolute best for our associates means more than just competitive pay. It means fantastic healthcare, paid benefits, opportunities for professional advancement and work-life balance - and best of all, a place where you are accepted and respected for your individuality.

Overview

When you join the Members 1st team, you become part of something much bigger than a credit union. You become part of our faM1ly—a tight-knit bunch with big dreams and even bigger values. It is an exciting time for us as we continue to grow, and we hope that you will choose to grow along with us. Wanting the absolute best for our associates means more than just competitive pay. It means fantastic healthcare, paid benefits, opportunities for professional advancement and work-life balance - and best of all, a place where you are accepted and respected for your individuality.

Responsibilities

The Lending Compliance Advisor assists with the operations of the Compliance Program under the supervision and direction of the Consumer Compliance Assistant Manager and is responsible for lending compliance. The Lending Compliance Advisor works with the business units to ensure the Credit Union complies with applicable laws, rules and regulations relating to consumer protection such as the Truth in Lending Act, Fair Credit Reporting Act, Real Estate Settlement Procedures Act, Secure and Fair Enforcement for Mortgage Licensing Act, and Fannie Mae and Freddie Mac guidelines., etc., The Lending Compliance Advisor is responsible for a variety of tasks to meet this objective including, but not limited to, monitoring changes in the regulatory environment, conducting risk assessments, internal and external compliance reviews, and performs research as requested by the Consumer Compliance Assistant Manager.

The Lending Compliance Advisor reviews consumer and commercial lending products, processes, and disclosures for regulatory compliance, conducts compliance testing and monitoring specific to lending activities, provides specialized regulatory interpretation, advisory review and training support, participates in projects for new product roll outs, and assists in drafting written reports on the Compliance Program's work for leadership. The Lending Compliance Advisor works with the Risk and Compliance Officer - Consumer Lending to provide direction regarding corrections of any violations or operational deficiencies causing a compliance concern. The Lending Compliance Advisor monitor reports on the timeliness of responses to compliance reviews and audits as well as escalating compliance issues or concerns as needed for corrective action.

This position will be responsible for developing, implementing, and conducting trainings programs and sessions to educate Credit Union associates on lending compliance requirements and procedures.

Skills

• Advanced analytical, problem-solving and critical thinking skills
• Strong attention to detail
• Strong interpersonal, communication and collaboration skills
• Excellent working knowledge of compliance and regulations
• Solid organization, time management, and planning skills
• Knowledge on Credit Union products, services, and processes
• Knowledge on applicable laws and regulations

COMPETENCIES

• Accountability and self-management
• Communication
• Effective knowledge
• Innovation and problem-solving
• Teamwork and leadership

WORKING CONDITIONS/PHYSICAL DEMANDS

• Ability to communicate effectively in English, both orally and in writing
• Visually able to perform activities such as preparing and analyzing data and figures, viewing a computer terminal, and extensive reading
• Ability to sit for extended time periods
• Sufficient manual skill for operation of PC keyboard and other standard office equipment
• Ability to travel, including occasional overnight travel
• Ability to exert minimum amounts of force occasionally to lift, carry, push, pull or move objects

Qualifications

5-8 years of related experience

Does this position require a valid Drivers License?

No

Education Level

General and business knowledge equivalent to a bachelor's degree

Certifications

Certification in Compliance (CRCM and/or NCCO/CUCO)

About Us

At Members 1st, we look for individuals who will show up as their whole self because we value diversity, inclusion, and belonging, as well as people who believe in the philosophy of, WE>me. To be sure you align with our company mission, vision, values and culture reference the information below.

Company Culture is at Our Core

If there is one concept, we want you to understand about us, it is this. WE. It is a simple little word but means everything here. We think as one. One faM1ly. One community. One place where everyone belongings. Everything we do is in the best interest of all of us.

What WE Believe

Our Missions: WE serve our members, associates, and communities through support, empowerment, and meaningful relationships.

Our Vision: WE are growing our faM1ly by delivering everything they need to live well financially, through all life’s moments and milestones.

Our Values: WE deliver unparalleled experiences through a culture of WE. WE > me. WE are servant leaders- at work and in the communities we serve. WE are financially safe and sound stewards of members dollars. WE are faM1ly.

Join a company that grows with you - personally and professionally

Equal Opportunity Employer

Members 1st provides equal employment opportunities to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state or local laws.

Compensation Overview

We are excited to offer a competitive salary for this position. This figure serves as the entry point in our salary range, and there is potential for the actual salary to be higher based on a variety of factors, such as your experience, skills, education, and location. We believe in recognizing and rewarding talent, so our compensation packages are thoughtfully designed to reflect the unique qualifications and contributions of each candidate.

The Minimum Salary For This Position Is

$76,000.00+/yr

Certifications

Certification in Compliance (CRCM and/or NCCO/CUCO)