Lending Call Center Specialist I

SDCCU; Chula Vista (CA); On-site; USD 35,000 - 42,000; Full time

Job summary

SDCCU is seeking a Lending Call Center Specialist I in Chula Vista to provide prompt, professional information and process routine loan requests in a call center setting.

You will cross-sell Credit Union products, meet service level targets, and maintain compliance while delivering excellent member service. Prior banking customer service and real estate/consumer loan processing experience are valued.

Qualifications

• High school diploma or equivalent required.
• Real Estate Certification Training Program completed after hire.
• Minimum 1 year of financial institution customer service experience.
• 6 months consumer or real estate experience preferred.
• Strong organization, ability to balance priorities, follow up within timeframes.
• Ability to work in a team environment.
• Effective verbal and written communication skills.
• Superior customer service with high integrity; sales orientation to promote Credit Union products.

Responsibilities

• Answer incoming calls in a polite, professional manner; determine caller’s business and eligibility for memberships; process loan requests.
• Meet established sales, production, efficiency and quality metrics.
• Stay current with regulatory requirements for new loan applications.
• Quote real estate rates; pre-qualify member; process real estate loans; follow up as required.
• Quote consumer loan rates; pre-qualify member; process loan applications; follow up as required.
• Provide borrowers with status on applications.
• Interview members to assess financial needs and recommend appropriate programs.
• Process and follow up on Real Estate and Consumer Loan leads; contact member within 24 hours.
• Develop industry knowledge and troubleshoot problems in the application process.
• Provide Live Chat support and Help Desk support for inquiries.
• Participate in AML/BSA compliance training and identify suspicious activity.

Skills

Customer service experience

Sales ability

Verbal and written communication

Teamwork

Organization skills

Education

High School diploma or equivalent

Real Estate Certification Training Program

Job description

If you are unable to complete this application due to a disability, contact this employer to ask for an accommodation or an alternative application process.

Lending Call Center Specialist I

Lending Call Center Full Time Chula Vista, CA, US

2 days ago Requisition ID: 1471

Salary Range: $25.75 To $30.50 Hourly

Position Summary

The position of Lending Call Center Specialist I is established to provide prompt, professional and accurate information, by accepting and processing routine loan requests/applications in a Call Center environment. The position requires the cross-selling of Credit Union products and services to meet members’ needs and increase member satisfaction as well as to maintain quality service standards set by the organization.

Minimum Qualifications (Education, Experience, Skills)

• High School diploma or equivalent.
• Successful completion of the Credit Union’s Real Estate Certification Training Program once hired into the position.
• One year of Financial Institution customer service experience required.
• 6 months of consumer or real estate experience preferred.
• Strong organization skills, ability to balance competing priorities, provide thorough follow up within established time frames, and work with a sense of urgency.
• Ability to work in a team environment.
• Possess effective verbal and written communication skills.
• Possess superior customer service skills, with high level of integrity.
• Demonstrated sales ability. Sales techniques and thorough knowledge of and a willingness to actively promote Credit Union products and services.

Essential Duties and Responsibilities

• Promptly answer all incoming calls through phone queue in a polite and professional manner; determine nature of caller’s business, determine eligibility for memberships, process members’ requests working with appropriate personnel in order to satisfactorily service the call and/or complete the loan process within established service level.
• Meet established sales, production, efficiency and quality departmental metrics consistently.
• Keep abreast of all regulatory requirements for establishing new loan applications.
• Quote real estate rates and programs; pre-qualify member, process real estate loanapplications, and provide any necessary follow-up as required.
• Quote consumer loan rates and programs; pre-qualify member, process consumer lending applications and provide any necessary follow-up as required.
• Provide borrowers with status on applications.
• Interview members via the telephone to determine their financial needs and assist in selecting appropriate loan programs, account types and services best suited to their needs.
• Process and follow-up on Real Estate and Consumer Loan application leads. Contact member within 24 hours of assignment.
• Ongoing development of industry knowledge and workflow processes; be proficient in troubleshooting and solving problems at each step of the application process.
• Provide support through Live Chat with members.
• Provide Help Desk support for team member inquiries.
• Participate in AML/BSA compliance training as assigned. Adhere to credit union AML/BSA policy and procedures including CTR rules and form preparation, identify and refer suspicious activity to the Compliance Department, perform OFAC comparisons, and properly identify individuals in accordance with Branch Operations procedures.

Other Duties and Responsibilities

• May participate in the training of other staff members in product knowledge and basic methods of originations and cross-selling.
• Perform other duties as assigned.

Physical Demands and Work Environment

The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

While performing the duties of this job, the employee is regularly required to use hands to finger, handle, or feel objects, tools, or controls and talk or hear. The employee is frequently required to stand and reach with hands and arms. The employee is occasionally required to walk; sit; climb or balance; and stoop, kneel, crouch, or crawl.

The employee must occasionally lift and/or move up to 25 pounds. Specific vision abilities required by this job include close vision, distance vision, color vision, peripheral vision, depth perception, and the ability to adjust focus.

The noise level in the work environment is usually moderate.

Position Summary

The position of Lending Call Center Specialist I is established to provide prompt, professional and accurate information, by accepting and processing routine loan requests/applications in a Call Center environment. The position requires the cross-selling of Credit Union products and services to meet members’ needs and increase member satisfaction as well as to maintain quality service standards set by the organization.

Minimum Qualifications (Education, Experience, Skills)

• High School diploma or equivalent.
• Successful completion of the Credit Union’s Real Estate Certification Training Program once hired into the position.
• One year of Financial Institution customer service experience required.
• 6 months of consumer or real estate experience preferred.
• Strong organization skills, ability to balance competing priorities, provide thorough follow up within established time frames, and work with a sense of urgency.
• Ability to work in a team environment.
• Possess effective verbal and written communication skills.
• Possess superior customer service skills, with high level of integrity.
• Demonstrated sales ability. Sales techniques and thorough knowledge of and a willingness to actively promote Credit Union products and services.

Essential Duties and Responsibilities

• Promptly answer all incoming calls through phone queue in a polite and professional manner; determine nature of caller’s business, determine eligibility for memberships, process members’ requests working with appropriate personnel in order to satisfactorily service the call and/or complete the loan process within established service level.
• Meet established sales, production, efficiency and quality departmental metrics consistently.
• Keep abreast of all regulatory requirements for establishing new loan applications.
• Quote real estate rates and programs; pre-qualify member, process real estate loanapplications, and provide any necessary follow-up as required.
• Quote consumer loan rates and programs; pre-qualify member, process consumer lending applications and provide any necessary follow-up as required.
• Provide borrowers with status on applications.
• Interview members via the telephone to determine their financial needs and assist in selecting appropriate loan programs, account types and services best suited to their needs.
• Process and follow-up on Real Estate and Consumer Loan application leads. Contact member within 24 hours of assignment.
• Ongoing development of industry knowledge and workflow processes; be proficient in troubleshooting and solving problems at each step of the application process.
• Provide support through Live Chat with members.
• Provide Help Desk support for team member inquiries.
• Participate in AML/BSA compliance training as assigned. Adhere to credit union AML/BSA policy and procedures including CTR rules and form preparation, identify and refer suspicious activity to the Compliance Department, perform OFAC comparisons, and properly identify individuals in accordance with Branch Operations procedures.

Other Duties and Responsibilities

• May participate in the training of other staff members in product knowledge and basic methods of originations and cross-selling.
• Perform other duties as assigned.

Physical Demands and Work Environment

The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

While performing the duties of this job, the employee is regularly required to use hands to finger, handle, or feel objects, tools, or controls and talk or hear. The employee is frequently required to stand and reach with hands and arms. The employee is occasionally required to walk; sit; climb or balance; and stoop, kneel, crouch, or crawl.

The employee must occasionally lift and/or move up to 25 pounds. Specific vision abilities required by this job include close vision, distance vision, color vision, peripheral vision, depth perception, and the ability to adjust focus.

The noise level in the work environment is usually moderate.

Monday - Thursday: 8:00 AM - 5:00 PM
Friday: 9:00 AM - 6:00 PM
Saturday: 8:30 AM - 5:00 PM (Rotating)
Sunday: OFF
Full Time - 40 hours a week