Lending Assistant

Bethyl Laboratories, Inc; Dumas (TX); On-site; USD 42,000 - 62,000; Full time

Benefits offered by this job

Competitive compensation

Supportive leadership

Local community impact

Job summary

Panhandle First Bank in Dumas, TX, is seeking a Loan Documentation/Support role to assist lenders with relationship management and the preparation of loan documents. The position involves handling deposits, advising customers on bank services, and ensuring accurate documentation for loans and related processes.

Ideal candidates will have a Bachelor’s degree in Business or Finance, strong interpersonal skills, and the ability to manage multiple tasks while meeting deadlines.

Qualifications

• Bachelor’s degree in Business or Finance or equivalent combination of education, training, or experience.
• Ability to build relationships and provide strong customer service.
• Ability to prioritize and manage multiple projects to meet deadlines.
• Strong interpersonal skills and ability to work with diverse Stakeholders.

Responsibilities

• Assist lenders in relationship-building and in handling loans and deposits.
• Identify customer needs and recommend appropriate bank services.
• Handle and resolve ACH and debit card disputes.
• Quote CD and IRA products and assist customers with online banking and e-products.
• Prepare loan documents and related correspondence for customers.
• Assist loan officers with credit memos and analysis reports.
• Ensure compliance with applicable laws and regulations.

Skills

Interpersonal skills

Prioritization

Deadline oriented

Customer service

Education

Bachelor’s degree in Business or Finance

Job description

Location:Dumas, TX
Reports To: Branch Manager
FLSA Status: Non-Exempt

Position Overview

Responsible for assisting lenders in the handling of their loan and deposit relationship.

Key Responsibilities

• Assist the lender in the relationship building process.
• Identify customer needs and recommend appropriate bank services including deposit products.
• Handle and resolve ACH and debit card disputes.
• Understand, open and be able to quote certificate of deposit products and IRA products.
• Assist customers with online banking and other e-products.
• Prepares check list for prefunding reviews.
• Prepare, order and process commercial and customer loans.
• Verify all loan perfecting materials are included with the loan.
• Obtain credit and vehicle value and flood report.
• Prepare correspondence to customers as needed.
• Prepare commercial and consumer loan documents.
• Understand and assist in the UCC and title filing process as necessary.
• Complete deferrals, extensions, withdrawals, declinations, and renewals for loan officers.
• Assist officers with credit memos and analysis reports.
• Request cashier’s checks and prepare various tickets for loans as needed.
• Assist the loan documentation department with clearing of exceptions and memos to credit tracking.
• Adherence to all applicable laws and regulations.
• All other duties as assigned.
• Loan documentation errors could result in customer dissatisfaction, loss of customers, financial loss for the Bank, damage to Bank reputation, and/or potential litigation against the Bank.

Employee will have frequent contact with president, loan officers, loan documentation dept., and other personnel within the Bank and some occasional contact with Bank Directors and Committee members.

Employee will have frequent contact with customers and occasional contact with bank examiners, realtors, attorneys, the abstract office, Treasurer’s office, and county and state officials.

Knowledge, Skills, and abilities:

• Good interpersonal skills: able to work well with a wide range of people.
• Possess the ability to prioritize responsibilities and be able to handle multiple projects simultaneously at different stages of progressions.
• Must be able to meet deadlines.
• Good sense of customer service.

Physical requirements:

This is sedentary work that requires the following physical activities:May require lifting, bending, stooping, carrying objects over 25 pounds and drive for extended amounts of time.

Minimum qualifications for consideration :

Bachelor’s degree in Business or Finance or equivalent combination of education, training, or experience.

Why Join Us?

• Competitive compensation and benefits.
• Supportive team environment with access to senior leadership.
• Opportunity to make a meaningful impact in your local community.

Panhandle First Bank provides equal employment opportunities to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state, or local laws.