Lending Analyst

Atlanta Postal Credit Union; Atlanta (GA); Hybrid; USD 51,000 - 64,000; Full time

Job summary

Atlanta Postal Credit Union is seeking a Lending Analyst to analyze lending data, build reports, and provide insights that drive improved financial performance. The role requires collaboration across departments and a strong command of Excel, Power BI, and SQL.

The position is office-based with a hybrid schedule at 400 Porsche Ave, Atlanta, GA. Ideal candidates will have 2+ years in data analysis within a financial institution and a solid grasp of consumer lending processes.

Qualifications

• Bachelor's degree or 4 years related experience.
• Minimum of 2 years analytical, forecasting, or statistical work experience.
• Prior work experience in consumer lending.
• Strong Microsoft Excel skills.
• In-depth understanding of consumer lending and banking operations.

Responsibilities

• Prepare weekly, monthly, or quarterly lending reports and insights.
• Collaborate with departmental leaders to gather data for reporting and analytics.
• Develop forecasting models to support departmental objectives and business plans.
• Communicate findings to senior management and stakeholders.
• Assist with RFI/RFP requests and data mapping efforts.

Skills

Excel

Power BI

SQL

Data analysis

Communication

Education

Bachelor's degree or 4 years related experience

Tools

Symitar

Meridian Link

Tableau

MortgageBot

Job description

If you are unable to complete this application due to a disability, contact this employer to ask for an accommodation or an alternative application process.

Lending Analyst

RETAIL CREDIT UNDERWRITING Regular Full-Time Administrative Headquarters, Atlanta, GA, US

2 days ago Requisition ID: 1909

Salary Range: $51,256.00 To $64,070.00 Annually

Work collaboratively with multiple departments to gather data and develop actionable reports. We're seeking a Lending Analyst with at least 2 years of hands-on data analysis experience, strong Excel skills, and working knowledge of Power BI and SQL. Ideal candidates will have experience within a credit union, bank, or financial institution, and a general understanding of consumer lending and banking operations.

This is not a fully remote position, this position requires working in the office on a hybrid schedule at 400 Porsche Ave, Atlanta, GA 30354.

We are unable to sponsor or take over sponsorship of an employment visa at this time.

Position Status – Full-time - exempt

Reports To: VP of Credit and Analytics

Target hiring pay range: $49,653 - $62,067

The listed pay information includes the minimum rate of pay to the mid-point rate of pay for the posted position The actual compensation for this position may vary based upon, but not limited to, licenses or certifications, education or equivalent work experience, market data, qualifications, relevant experience, prior work and performance history, geographic location, and business sector.

We believe great work is to be rewarded with great benefits. Our benefits include, but aren't limited to, Medical coverage with generous company contributions, Dental with employee only coverage paid by the company, Vision with employee only coverage paid by the company, Paid Time-Off, 401k plan with a defined company match, company paid long-term disability, short term disability, and company paid holidays.

Purpose : The primary purpose of this position is to assist Atlanta Postal Credit Union to live out our Mission, "To help our members achieve financial success by providing exceptional products and service."\

The Lending Business Analyst role is responsible for performing advanced analysis using a variety of techniques, analysis, data sets, etc. to provide reports, information, recommendations, and business insights used to increase the in depth understanding of departmental activity, efficiencies, and progress towards goals and objectives.

Essential Duties and Responsibilities: Other duties may be assigned

• Adhere to and deliver on APCU Center Parc’s core values:
  • Serve Exceptionally
  • Commit to Better
  • Find the Fun
  • Invest in Integrity
  • Follow the Numbers
  • Go Forth and Conquer
  • Protect with Passion
• Partners with departmental leaders to acquire information and data used to provide reporting and insights on the department’s business results.
• Uses internal data to prepare weekly, monthly, or quarterly reports related to business activities, closed business, and business opportunities.
• May create forecasting models or reports in support of departmental objectives and business plans; Identifies, analyzes, and interprets trends or patterns in data sets.
• Builds, and maintains rapport with internal stakeholders, other department leaders, and vendors as appropriate for the position.
• Uses consumer lending business data information to contribute to the development of cost-effective solutions that enhance member experiences or modernizes current processes.
• Performs ad-hoc analysis activities as requested by the AVP or Business Unit Leads.
• Works in collaboration with Information Services and vendor resources to contribute to the creation reporting rules and configuration requirements for queries and data mapping.
• Supports requests for information (RFI) or request for proposals (RFP) as required.
• In relation to queries and reporting capabilities, effectively communicates systems issues to appropriate administrator.
• May be assigned to serve as a member of project teams for the implementation of technology, processes, procedures, or new product offerings for the department.
• Uses oral and written communication skills to articulate ideas, viewpoints, and results to senior management, peers, and internal stakeholders.
• Exhibits exceptional problem-solving skills in the performance of all analysis and evaluation related tasks.
• Attend ongoing training as needed, including on and off-site workshops and webinars to maintain a high level of knowledge related to lending, analytics, or industry rules and regulations.
• Maintains a current knowledge base and understanding of data analysis trends.
• Complies with all aspects of BSA/AML and OFAC regulations as they relate to this position.
• The ability to travel overnight less than 5%.
• Other duties as assigned

Supervisory Responsibilities: No direct reports. May manage day-to-day task through indirect reporting relationships or through a matrixed management approach and the ability to collaboratively interact with internal and external partners.

Qualification Requirements: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

REQUIRED Education and/or Experience:

• A Bachelor's degree in Business, Computer Science, Mathematics, Statistics, or a related field or a total of 4 years specific work experience in lieu of degree
• Minimum of 2 years of analytical, forecasting, or statistical work experience
• Prior work experience within consumer lending
• A high level of knowledge of Microsoft Office applications (Word, Excel, PowerPoint).
• In depth understanding of consumer lending products

PREFFERED Education and/or Experience:

• 3 years lending related work experience in a Credit Union
• Experience with Symitar, Meridian Link, PowerBi, and MortgageBot, Tableau
• Prior experience working with large dataset, statistical methodologies, hypothesis testing, modeling, simulation, regression, analysis of variance, etc.

Physical Job Requirements:

Must be physically able to operate a variety of automated office machines such as calculator, computer, printer, facsimile, telephone, copier, etc. Must be able to stand, bend and stoop as needed. Must be able to lift and/or carry weights of 5 to 20 pounds.

Center Parc Credit Union is an equal opportunity employer committed to providing equal opportunities to applicants and our policy is not to discriminate against any applicant or employee based on race, color, sex, religion, national origin, disability status or veteran status or any other basis protected by applicable federal, state, or local laws. APCU Center Parc Credit Union prohibits harassment based on the same protected classes and criteria.

Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions of the job.

The requirements for the position listed are general and are not all inclusive. If you have any questions concerning this position, please contact Human Resources.

Please note that an employment offer, and your continued employment are contingent upon acceptable results of a background and credit check, and satisfactory proof of your right to work in the U.S.