Lead Product Manager, Compliance Audit (Automotive)

National Credit Center; Westminster (CO); Remote; USD 150,000 - 230,000; Full time

Benefits offered by this job

Competitive pay

Unrestricted PTO

Health, dental, and vision insurance

401(k) with company match

Professional development opportunities

Growth opportunities

Job summary

National Credit Center is seeking an experienced Lead Product Manager to own Compliance Audit, an AI-powered platform that reviews a complete retail deal jacket in seconds, replacing manual checks and speeding up processes.

You will lead strategy, collaborate with Legal and Compliance, and partner with Data Science to advance AI models, documentation, and dealer-facing training while managing cross-functional teams.

Qualifications

• Bachelor's degree in Business, Engineering, Computer Science, or related field.
• 5–8 years of product management experience in compliance automation or regulated lending.
• Hands-on experience with the FTC Used Car Rule, fair lending, and disclosure requirements.
• Experience building AI-native products where AI is the core value proposition.
• Strong analytical skills with SQL, dashboards, and product analytics tools.
• Excellent written and verbal communication; translate regulatory requirements into clear, testable product specs.

Responsibilities

• Own the Compliance Audit roadmap and integration into the deal workflow.
• Collaborate with Legal to translate FTC, fair lending, and disclosure guidance into product requirements.
• Define success metrics for turnaround time, rule coverage, and compliance exception rate.
• Lead audit releases with compliance sign-off and create launch documentation.

Skills

Product management

Compliance automation

Audit workflows

AI-native products

SQL & analytics

Regulatory requirements

Executive communication

Education

Bachelor's degree in Business, Engineering, Computer Science

Job description

#Remote

Who We Are:

NCC has led the automotive industry for over 30 years, providing award-winning software, credit and compliance solutions, and cutting-edge data. Our solutions help dealerships streamline operations, improve finance and insurance (F&I) processes, and drive profitability. We are looking for individuals who thrive in a high-growth environment.

Overview:

We are seeking an experienced Lead Product Manager to own Compliance Audit, an AI-powered automated auditing platform that reviews a complete retail deal jacket in 30 seconds, replacing a manual process and cutting processing time by roughly 95%. The product extracts and maps data across 100+ automotive form types and tests every deal against 200+ programmed compliance rules, catching data anomalies, verifying fair lending markups, flagging missing signatures, and enforcing FTC Used Car Rule disclosures before a deal is submitted to a lender.

You will own an identified $18.5M SOM opportunity across roughly 3,079 dealer rooftops, sitting inside NCC's Credit, Compliance & Fraud pillar alongside Real-Time Compliance AI, Data Hygiene, and Lender Handshake. This is a high-impact role for a product leader who thrives on regulatory nuance, AI-native product delivery, and protecting dealers from compliance exposure without slowing down the deal.

What You’ll Do:

Product Strategy & Roadmap

• Own the roadmap for Compliance Audit, including the standalone document-upload path and integration into the broader deal workflow.
• Partner with Legal and Compliance to evaluate new FTC, fair‑lending, and disclosure guidance and translate it into product requirements ahead of enforcement.
• Define success metrics for audit turnaround time, rule coverage, and compliance exception rate.
• Own compliance sign‑off and audit‑readiness for every Compliance Audit release.

Discovery & Delivery

• Conduct dealer and compliance‑officer interviews to surface gaps in the current 200+ rule set and new document types to support.
• Write clear specs and acceptance criteria for the dedicated CCF Engineering Pod.
• Partner with Data Science on the machine learning and document-recognition models that extract and map deal jacket data.
• Own launch readiness, including compliance sign‑off, support documentation, and dealer‑facing training.

Cross‑Functional Leadership

• Partner with the Real-Time Compliance AI and Lender Handshake product managers to keep compliance logic consistent across the platform rather than duplicated per product.
• Represent Compliance Audit's compliance posture and roadmap to executive leadership and, where needed, to lender and regulatory stakeholders.
• Continuously assess regulatory, technical, and adoption risk, and recommend pivots or course corrections as needed.

What You’ll Have:

Required

• Bachelor's degree in Business, Engineering, Computer Science, or a related field (MBA preferred).
• 5‑8 years of product management experience, with direct experience in compliance automation, audit workflows, or regulated lending products.
• Hands‑on experience with the FTC Used Car Rule, fair lending, and disclosure compliance requirements.
• Experience building AI-native products where AI is the core value proposition, not a bolt‑on feature.
• Strong analytical skills; comfortable with SQL, dashboards, and product analytics tools.
• Excellent written and verbal communication; able to translate regulatory requirements into clear, testable product specs.

Preferred

• Experience in automotive retail technology, dealer software, or closely adjacent regulated fintech/lending.
• Familiarity with document recognition/extraction ML models and deal‑jacket or contract‑review workflows.
• Background working directly with F&I compliance officers, DMS providers, or lender integrations.

What We Offer:

• Competitive pay
• Unrestricted PTO
• Comprehensive benefits package, including health, dental, and vision insurance.
• 401(k) plan with company match
• Professional development opportunities and continuous training
• A supportive and dynamic work environment with opportunities for growth and advancement

Hiring Timeline:

1. TA Screen
2. Culture Index Survey
3. Hiring Manager Video Interview
4. Tech Team Video Interview
5. CEO Video Interview
6. Offer

We are an equal employment opportunity employer and a drug‑free workplace.

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