Lead Product Manager, Compliance Audit (Automotive)

National Credit Center; Texas; Remote; USD 150,000 - 190,000; Full time

Benefits offered by this job

Competitive pay

Unrestricted PTO

Comprehensive benefits package

401(k) plan with company match

Professional development opportunities

Job summary

National Credit Center is seeking a Lead Product Manager to own the Compliance Audit platform, an AI-powered automated auditing system that maps data from 100+ form types and enforces FTC disclosures. You will drive the roadmap across the 3,079 dealer rooftops within NCC's Credit, Compliance & Fraud pillar, balancing regulatory nuance with rapid product delivery.

The role demands AI-centric leadership, strong analytical chops, and collaboration with Legal, Compliance, and data science to

Qualifications

• 5–8 years in product management, focusing on compliance automation or regulated lending.
• Hands-on with FTC Used Car Rule, fair lending, and disclosure requirements.
• Experience building AI-native products where AI is the core value.
• Strong analytical skills; proficient with SQL and product analytics tools.

Responsibilities

• Own the Compliance Audit roadmap, including the document-upload path and integration into deal workflows.
• Define success metrics for audit turnaround, rule coverage, and compliance exceptions.
• Lead dealer interviews and write clear specs for the engineering pod.
• Collaborate with Data Science to advance ML and document-recognition models.

Skills

Compliance automation

AI-native product

Product analytics

SQL

Dashboards

Regulatory requirements

Cross-functional leadership

Education

Bachelor's degree in Business/Engineering/CS

MBA preferred

Tools

SQL

Looker/Tableau

Jira

Job description

#Remote

Who We Are:

NCC has led the automotive industry for over 30 years, providing award-winning software, credit and compliance solutions, and cutting-edge data. Our solutions help dealerships streamline operations, improve finance and insurance (F&I) processes, and drive profitability. We are looking for individuals who thrive in a high-growth environment.

Overview:

We are seeking an experienced Lead Product Manager to own Compliance Audit, an AI-powered automated auditing platform that reviews a complete retail deal jacket in 30 seconds, replacing a manual process and cutting processing time by roughly 95%. The product extracts and maps data across 100+ automotive form types and tests every deal against 200+ programmed compliance rules, catching data anomalies, verifying fair lending markups, flagging missing signatures, and enforcing FTC Used Car Rule disclosures before a deal is submitted to a lender.

You will own an identified $18.5M SOM opportunity across roughly 3,079 dealer rooftops, sitting inside NCC's Credit, Compliance & Fraud pillar alongside Real-Time Compliance AI, Data Hygiene, and Lender Handshake. This is a high-impact role for a product leader who thrives on regulatory nuance, AI-native product delivery, and protecting dealers from compliance exposure without slowing down the deal.

What You’ll Do:

Product Strategy & Roadmap

• Own the roadmap for Compliance Audit, including the standalone document-upload path and integration into the broader deal workflow.
• Partner with Legal and Compliance to evaluate new FTC, fair‑lending, and disclosure guidance and translate it into product requirements ahead of enforcement.
• Define success metrics for audit turnaround time, rule coverage, and compliance exception rate.
• Own compliance sign‑off and audit‑readiness for every Compliance Audit release.

Discovery & Delivery

• Conduct dealer and compliance‑officer interviews to surface gaps in the current 200+ rule set and new document types to support.
• Write clear specs and acceptance criteria for the dedicated CCF Engineering Pod.
• Partner with Data Science on the machine learning and document-recognition models that extract and map deal jacket data.
• Own launch readiness, including compliance sign‑off, support documentation, and dealer‑facing training.

Cross‑Functional Leadership

• Partner with the Real-Time Compliance AI and Lender Handshake product managers to keep compliance logic consistent across the platform rather than duplicated per product.
• Represent Compliance Audit's compliance posture and roadmap to executive leadership and, where needed, to lender and regulatory stakeholders.
• Continuously assess regulatory, technical, and adoption risk, and recommend pivots or course corrections as needed.

What You’ll Have:

Required

• Bachelor's degree in Business, Engineering, Computer Science, or a related field (MBA preferred).
• 5‑8 years of product management experience, with direct experience in compliance automation, audit workflows, or regulated lending products.
• Hands‑on experience with the FTC Used Car Rule, fair lending, and disclosure compliance requirements.
• Experience building AI-native products where AI is the core value proposition, not a bolt‑on feature.
• Strong analytical skills; comfortable with SQL, dashboards, and product analytics tools.
• Excellent written and verbal communication; able to translate regulatory requirements into clear, testable product specs.

Preferred

• Experience in automotive retail technology, dealer software, or closely adjacent regulated fintech/lending.
• Familiarity with document recognition/extraction ML models and deal‑jacket or contract‑review workflows.
• Background working directly with F&I compliance officers, DMS providers, or lender integrations.

What We Offer:

• Competitive pay
• Unrestricted PTO
• Comprehensive benefits package, including health, dental, and vision insurance.
• 401(k) plan with company match
• Professional development opportunities and continuous training
• A supportive and dynamic work environment with opportunities for growth and advancement

Hiring Timeline:

1. TA Screen
2. Culture Index Survey
3. Hiring Manager Video Interview
4. Tech Team Video Interview
5. CEO Video Interview
6. Offer

We are an equal employment opportunity employer and a drug‑free workplace.

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