Lead Large-Group Stop-Loss Underwriter

Allied National, LLC; Overland Park (KS); On-site; USD 110,000 - 160,000; Full time

Job summary

Allied National, LLC in Overland Park, KS seeks an experienced Medical Underwriter specializing in large group stop loss to join our growing team.

You will evaluate risk, price plans, and drive profitability across new business and renewals, mentoring underwriting staff and collaborating with brokers and consultants.

This role emphasizes analytical rigor, pricing discipline, and governance adherence to deliver competitive Stop Loss solutions.

Qualifications

• Bachelor's degree or equivalent work experience.
• 6+ years of medical stop loss underwriting experience, large group focus preferred.
• Experience managing complex cases and both new business production and renewal underwriting.
• Understanding of top loss market dynamics and emerging risk trends.
• Mentor for Underwriting Staff with training on large group risk assessment, pricing methodology, and emerging claim trends.

Responsibilities

• Evaluate large group employer plans and assess risk from a Stop Loss perspective, including Specific and Aggregate coverages.
• Analyze claims experience, large claimant details, utilization patterns, and plan design to determine risk exposure.
• Perform medical and financial analysis of ongoing high-cost claims and emerging risks.
• Develop and justify pricing using underwriting tools, actuarial models, and independent judgment.
• Determine rate levels, aggregate factors, and cost-of-risk assumptions; issue final rates and maintain pricing accountability.
• Drive new business production while maintaining underwriting discipline and profitability targets.
• Manage a portfolio of assigned accounts with renewal rate development, persistency and loss ratio focus.
• Monitor profitability through key metrics and identify adverse trends; take corrective action.
• Ensure adherence to underwriting guidelines, authority levels, and regulatory standards; coordinate cross-functionally for policy issue, premium collection and claim approvals.

Skills

Underwriting

Risk assessment

Pricing

Financial analysis

Portfolio management

Regulatory knowledge

Education

Bachelor's degree

Job description

Allied National, LLC in Overland Park, KS seeks an experienced Medical Underwriter specializing in large group stop loss to join our growing team.

You will evaluate risk, price plans, and drive profitability across new business and renewals, mentoring underwriting staff and collaborating with brokers and consultants.

This role emphasizes analytical rigor, pricing discipline, and governance adherence to deliver competitive Stop Loss solutions.