Lead Group Life Underwriter

Voya Financial; United (PA); Remote; USD 94,000 - 118,000; Full time

Job summary

A leading financial services firm is seeking a Lead Group Life Underwriter to evaluate complex group insurance applications and provide guidance to underwriters. The role is 100% remote and offers a competitive salary ranging from $94,370 to $117,960 USD, along with comprehensive benefits. Candidates should have 6-8 years of underwriting experience and strong analytical skills.

Benefits

Health, dental, and vision insurance

401(k) with company matching

Tuition reimbursement

Paid time off (20 days)

Diversity Celebration Day

Paid volunteer time (40 hours per year)

Qualifications

• 6-8 years Group Life underwriting experience required.
• Ability to evaluate complex insurance applications.
• Experience with data analysis for pricing benefits and rates.

Responsibilities

• Underwrite complex group insurance applications within guidelines.
• Provide guidance and input to performance reviews for lower-level underwriters.
• Evaluate risk and ensure pricing accuracy for client benefit plans.

Skills

Strong problem-solving skills

Analytical skills

Excellent written and oral communication skills

Customer Focused

Critical Thinking

Team Mentality

Business Acumen

Learning Agility

Education

High School Diploma or GED

Bachelor's degree or equivalent preferred

Tools

Word processing applications

Spreadsheet applications

Job description

Overview

Job information: Lead Group Life Underwriter. Company: Voya Financial. Location: Remote (United States). Education: Bachelor Degree required. Field: Marketing. This job opening is for candidates with the listed qualifications.

Job Responsibility

Together we fight for everyone’s opportunity for a better financial future. We will do this together—with customers, partners and colleagues. We will fight for others, not against: we will stand up for and champion everyone’s access to opportunities. The status quo is not good enough; we believe every individual and every community deserves access to financial opportunities. We are determined to support both individuals and communities in reaching a better financial future. We know that reaching this future depends on our actions today. Like our Purpose Statement, Voya believes in being bold and committed to action. We are committed to a work environment where the differences that we are born with—and those we acquire throughout our lives—are understood, valued and intentionally pursued. We believe that our employees own our culture and have a responsibility to foster an environment where we all feel comfortable bringing our whole selves to work. Purposefully bringing our differences together to positively influence our culture, serve our clients and enrich our communities is essential to our vision. Are you ready to join a company with a strong purpose and a winning culture? Start your Voyage – Apply Now

Independently underwrites complex group insurance applications within guidelines set for the issuance of policies on a standard or substandard basis. Has authority to approve cases up to 10,000 lives. Provides guidance and work direction to lower-level group underwriters.

Please Note: Work location for this role is FLEXIBLE. This position allows 100% remote work from home or allows work to be performed in any of our major office locations with a hybrid schedule.

Contributions You'll Make

• Provide guidance and work direction to lower-level group underwriters. Provide input to performance reviews.
• Evaluate risk for the most complex group insurance products. Analyze data such as financial condition of the client company, characteristics of employee groups, participation percentage, type of industry, or past claim experience to determine benefits and rates. Ensure proper pricing and appropriate funding methods. Coordinate underwriting activities on proposals, new cases, renewals, and amendments. Ensure that the company can administer the client’s proposed benefit plan design and funding method. Develop and maintain relationships with field personnel and clients by answering general questions and obtaining information on which to base decisions. Document and communicate decisions to necessary areas in the division. Review cases exceeding underwriter's review level.
• Contribute to total division profitability by analyzing/assessing client profitability through experience and expense analysis and attention to product line performance.
• Participate in product development and enhancements. Represent underwriting/service team perspective based on personal knowledge and experience. Participate in regional marketing rollouts.
• Other duties as assigned.

Minimum Knowledge & Experience

• High School Diploma or GED
• 6-8 years Group Life underwriting experience
• Strong problem-solving and analytical skills
• PC skills including word processing and spreadsheet applications
• Excellent written and oral communication skills

Preferred Knowledge & Experience

• Bachelor's degree or equivalent preferred

Compensation and Benefits

Salaries range from $94,370 to $117,960 USD. Be Well. Stay Well. Voya provides resources to help you thrive physically, financially, socially and emotionally. Benefits include health, dental, vision and life insurance; 401(k) with company matching (up to 6%); Voya Retirement Plan (employer paid cash balance retirement plan, 4%); tuition reimbursement up to $5,250/year; paid time off (20 days), nine company holidays, a Diversity Celebration Day; paid volunteer time (40 hours per year).

Critical Skills

• Customer Focused: Drive to delight customers and offer solutions that deliver on expectations.
• Critical Thinking: Analyze data and problem solve to reach well-reasoned solutions.
• Team Mentality: Partner effectively to drive culture and goals.
• Business Acumen: Understand the financial services industry to make sound decisions.
• Learning Agility: Open to new ways of thinking and new skills.

Equal Employment Opportunity

Voya Financial is an equal-opportunity employer. We provide equal opportunity to qualified individuals regardless of race, color, sex, national origin, citizenship status, religion, age, disability, veteran status, creed, marital status, sexual orientation, gender identity, genetic information, or any other status protected by state or local law.

Reasonable Accommodations

Voya is committed to the inclusion of all qualified individuals. If reasonable accommodation is needed to participate in the job application or interview process, to perform essential job functions, or to receive other benefits and privileges of employment, please reference resources for applicants with disabilities.

Closed Date: 2025-10-29