Lead Financial Planner (CFP)

CFP Board of Standards Inc.; Northern (KY); Remote; USD 140,000 - 200,000; Full time

Benefits offered by this job

Base salary $140K+

Target bonus 25%

401K match

Health, Dental, Vision

Long-Term Disability

HSA

Dependent Care FSA

Professional development stipend

Unlimited PTO

Job summary

CFP Board of Standards Inc. seeks a Lead Financial Planner for a fully remote, full-time role. You will manage 70+ high-net-worth relationships, drive planning and investment strategies, and mentor teammates while contributing to firm growth.

The ideal candidate holds a CFP designation, has 10+ years of experience in planning, and is comfortable working remotely within US hours. Compensation includes base salary from $140K+ and a 25% target bonus.

Qualifications

• Hold CFP designation and 5+ years of personal financial planning experience.
• 3+ years managing high net worth relationships and complex scenarios.
• 10+ years total work experience across financial services.
• Proficiency with MoneyGuide Pro, eMoney or RightCapital and Excel.

Responsibilities

• Manage 70+ high net worth relationships with accountability.
• Lead planning and investment strategies using our software suite.
• Coordinate colleagues to deliver top client service.
• Mentor teammates and contribute to firm growth

Skills

CFP-connected services

Client-focused service

Mentoring/leadership

Strong communication

MoneyGuide Pro

eMoney

RightCapital

Excel

Education

CFP designation

5+ years personal financial planning

3+ years running high net worth relationships

10+ years total work experience

Tools

MoneyGuide Pro

eMoney

RightCapital

Microsoft Excel

Job description

Lead Financial Planner (full-time, fully remote) position

• Charging a Flat Fee for Planning & Investment management is clearly better for clients than a % AUM fee (which drives excessive fees and is rife with conflicts)
• Lead Planners do their best work serving clients and NOT prospecting for them A Lead Planner’s core purpose is to help clients achieve the feeling of relaxed confidence in their financial lives
• Great heroes for a Lead Planner include Jack Bogle, Wade Pfau, Bill Sharpe, Fama & French
• Lead Planner core values should include Service, Curiosity, Transparency, Humility & Tenacity
• Personal finance is 80% personal and 20% finance

We’re a disruptive band of flat fee retirement income experts providing outstanding client service. We recently passed $1.8B at Schwab, and we’re having a lot of fun.

So, do you believe what we believe?

RESPONSIBILITIES

• Manage 70+ high net worth relationships. The buck stops with you. You are fully accountable and responsible for leading and deepening these relationships.
• Drive clear planning & investment strategies. Lead the creation of detailed and rigorous financial & investment plans leveraging our full decision support suite (MoneyGuide Pro, Kwanti, Excel, proprietary firm frameworks & templates). Maintain and course correct those plans over time with and for your clients.
• Coordinate the efforts of your colleagues. Leverage our CSA’s, Trader, Jr Planners & Founder to deliver outstanding service to your clients.
• Help us develop the firm. Interview, train and mentor, be an outspoken contributor to team meetings, take the lead on some non-client functions.

REQUIREMENTS

“MUST HAVE” QUALIFICATIONS

Experience and Credentials

• Hold your CFP designation
• 5+ years of personal financial planning
• 3+ years running high net worth relationships
• 10+ years of total work experience

Planning and Analytical Chops

• Created (from scratch) 100+ complete financial plans in leading software (MoneyGuide Pro, eMoney, or RightCapital), at least 50 of which have been for high net worth
• True Expert in at least one of the 3 leading financial planning softwares to the point where you can confidently test multiple scenarios, create custom reports, conduct insurance needs analysis, evaluate tax planning strategies, and more
• Microsoft Excel geek - pushing data around, using pivot tables, lookup tables, driving insights that you can't drive from planning software

Excellent Communicator and Cultural Fit

• Very clear thinker and communicator (verbal and written)
• Well organized and respectful of client service standards (deadlines)
• Very good at detailed work AND "connecting" it to the bigger picture and seeing how your planning tasks at hand dovetail into the broader client situation
• Very comfortable saying “I don’t know” and “I need help”
• Consistently demonstrate our core values (curiosity, tenacity, service, rigor, clarity)

Availability

• Must reside in the United States
• Available to work 9AM to 5PM ET

"NICE TO HAVE" QUALIFICATIONS

• Expertise in MoneyGuidePro
• Bring something new to the table to expand the capability of our team (e.g. CPA, CFA, Trading, Behavior, etc.)
• Experience in an RIA (preferably fee-only & growth oriented)
• Familiarity with Schwab
• Track record of effective remote work
• Track record of thriving in a small company "start-up" culture

COMPENSATION PACKAGE

• Full-Time W2 Base Salary $140K+, Target Bonus 25% (withclearpathto$200K+)
• 401-K Match (4%)
• Health, Dental, & Vision
• Long-Term Disability, HSA, Dependent Care FSA
• Professional development stipend
• Unlimited PTO