Lead Financial Lines Underwriter

QBE Americas, Inc.; Miami (FL); Hybrid; USD 120,000 - 180,000; Full time

Job summary

An established industry player is seeking a dedicated professional to enhance business development through effective underwriting and client relationships. This role is pivotal in managing a designated book of business within the Specialty insurance sector. You'll be responsible for generating new business, ensuring profitability, and applying strategic oversight. Join a dynamic team committed to fostering resilience and innovation in the insurance landscape, where your contributions will directly impact the organization's success. If you're ready to take your career to the next level and thrive in a collaborative environment, this opportunity is perfect for you.

Benefits

Comprehensive medical benefits

Dental and vision insurance

401(k) plan

Paid time off

Family and caregiver leave

Performance bonuses

Hybrid work arrangements

Qualifications

• Minimum 3 years underwriting experience in Financial Lines preferred.
• Ability to analyze financial statements and assess complex risks.

Responsibilities

• Underwrite business following the business plan and regulatory requirements.
• Generate new business and retain renewals for profitability.

Skills

Business Management

Collaboration Tools

Commercial Acumen

Communication

Critical Thinking

Decision Making

Detail-Oriented

Insurance Underwriting

Performance Management

Portfolio Management

Regulatory Compliance

Risk Management

Stakeholder Management

Strategic Management

Education

Bachelor's Degree

Job description

Primary Details

Time Type: Full time
Worker Type: Employee

The Opportunity

The purpose of this role is to support the implementation of specific business strategies by contributing to business development and growth through cultivating relationships with designated clients and making informed underwriting decisions to enhance the profitability of the portfolio. Key responsibilities involve generating new business, retaining renewals, and ensuring the overall profitability of a specific designated book of business within our Specialty insurance vertical.

Responsibilities

• Underwrite business following the business plan and regulatory requirements.
• Support the development and delivery of the annual business plan.
• Apply a Reinsurance Strategy to safeguard the portfolio.
• Contribute to meetings to share knowledge and best practices.
• Promote the department, division, and company to maximise brand leverage.
• Establish and strengthen relationships with stakeholders.
• Continuously develop technical knowledge and expertise.
• Manage resources across the team to meet business requirements.
• Motivate and develop the team through effective leadership behaviors.
• Ensure accurate recording of insurance risks and compliance with regulations.

Work Experience

Preferred work experience includes:

• Prior underwriting experience in Financial Lines (minimum 3 years preferred).

Qualifications

Necessary qualifications include:

• Ability to analyze financial statements.
• Strong analytical and decision-making skills, with the ability to assess complex risks and make underwriting decisions.
• Excellent communication, networking, and relationship-building skills.
• Organizational and time management skills.
• Customer and sales-oriented behaviors.
• Willingness and ability to travel for business purposes, including overseas visits.
• Bachelor's Degree or equivalent formal education qualifications.
• Fluency in Spanish and English is required; Portuguese is a plus.
• Knowledge of insurance industry regulations, market trends, and emerging risks.

Inclusion and Diversity

At QBE, we are deeply committed to fostering an inclusive workplace where each person is valued and respected for their authentic selves. If you require assistance, such as alternative interview accommodations during the recruitment process, please inform our Talent Acquisition team.

About QBE

We help build resilience by asking the right questions to navigate change and foster strength. As an international insurer, we aim to be the most consistent and innovative risk partner. Our people are central to our success, working together to enable resilience for our customers, environment, economies, and communities. With over 12,000 employees across 27 countries, we are impactful yet personable.

Our moment is now. What if it was yours too? Join us to make your career happen!

https://www.linkedin.com/company/qbe-north-america/

Additional Disclaimers

Global Disclaimer: The listed duties do not limit the assignment of work and are not exhaustive. Our Group Code of Ethics guides our responsibilities to our company, each other, and our stakeholders.

US Only Disclaimer: To perform this job successfully, individuals must meet all essential responsibilities. Reasonable accommodations are provided for disabilities.

Travel and Physical Demands: Travel is infrequent (1-4 trips annually). Work is generally in an office environment, with requirements to remain stationary, operate office equipment, and lift up to 20 lbs.

Compensation

Base salary varies based on education, experience, skills, location, and business needs:

• Range for many locations: $120,000 - $180,000
• Specific ranges for certain states/cities are provided, e.g., CA: $150,000 - $225,000; NJ and NYC: $150,000 - $225,000.

Benefits

QBE offers comprehensive medical, dental, vision, wellbeing benefits, a 401(k) plan, paid time off, family and caregiver leave, and performance bonuses. Hybrid work arrangements are available, with candidates expected to attend the office 8-12 days per month where applicable.

Skills

Business Management, Collaboration Tools, Commercial Acumen, Communication, Critical Thinking, Decision Making, Detail-Oriented, Insurance Underwriting, Collaboration, Performance Management, Portfolio Management, Regulatory Compliance, Risk Management, Stakeholder Management, Strategic Management

Application Process

To apply, click "Apply" and follow the instructions.

Equal Opportunity

QBE is an equal opportunity employer, complying with all relevant legislation.