Lead, Financial Analyst

American Water Co.; Camden (NJ); On-site; USD 101,000 - 137,000; Full time

Benefits offered by this job

401(k)

Employee Stock Purchase Plan

Health benefits

Paid time off

Life insurance

Disability insurance

Wellness programs

Job summary

American Water, a leading water utility, seeks a Lead Financial Analyst to develop strategic financial plans and provide insights driving business growth. You will partner with State Finance Leadership, Operations, and Regulatory Services to optimize forecasting and budgeting processes.

The role emphasizes complex modeling, governance of planning standards, and clear communication of financial results to both operations and executive leadership.

Qualifications

• Bachelor's degree in finance, accounting, business or related field.
• Minimum 6-8 years of FP&A experience.
• Advanced Excel and PowerPoint skills.
• Experience with SAP, Oracle or similar financial software.

Responsibilities

• Develop and maintain financial models to forecast results.
• Collaborate with cross-functional partners to support strategic financial planning.
• Provide ad-hoc analysis and management reporting.
• Communicate financial insights to executives.

Skills

Financial analysis

Forecasting

Data analysis

Advanced Excel

PowerPoint

US GAAP

Cross-functional collaboration

Communication

Education

Bachelor's degree in finance/Accounting

MBA/CPA/CFA preferred

Tools

SAP ERP

Hyperion

Oracle Financial Planning

Job description

Share Our Purpose. Be Yourself. Feel Valued.

People are the heart of our business. As an American Water employee, you will be offered a competitive salary and health benefits package, along with opportunities to develop, grow, and evolve your career. Our benefits packages focus on key areas such as health & wellness, emotional & well-being, and savings for current & future goals.

We are Beautifully Different . We strongly believe having diversity across our company makes us more successful and helps us provide essential services to our customers. We are stronger because we embrace different ideas, viewpoints, experiences, and backgrounds. American Water is the best choice for your next role!

About American Water
American Water (NYSE: AWK) is the largest regulated water and wastewater utility company in the United States. With a history dating back to 1886 and celebrating 140 years in 2026, We Keep Life Flowing® by providing safe, clean, reliable and affordable drinking water and wastewater services to approximately 14 million people with regulated operations in 14 states and on 18 military installations. American Water’s approximately 7,000 talented professionals leverage their significant expertise and the company’s national size and scale to achieve excellent outcomes for the benefit of customers, employees, investors and other stakeholders.

This job is a Lead-level Financial Analyst who develops recommendations through strategic analysis, ensures accurate financial planning, and provides valuable insights that influence key business decisions for American Water’s Regulated Business. The individual will work closely with cross-functional teams including State Finance Leadership, Operations, and Regulatory Services to optimize financial planning to support business growth and achievement of business objectives.

Critical financial functions for this role include budgeting, forecasting, analysis, financial modeling, benchmarking, and planning governance. As a Lead Financial Analyst, you will play a pivotal role in preparing complex financial estimates, using analytic tools to interpret financial results, and developing financial models that support the company’s long-term objectives. This individual must have an advanced ability to communicate financial analysis, results, forecasts and projections to all levels within the organization from Operations to Executive Leadership.

Posted range is $101,490-137, 380

The base salary range represents a good faith salary range for this position. This position is eligible for annual incentive pay and has the opportunity for continued salary growth. If you are hired at American Water your base salary compensation will be determined based on factors such as market, geography, skills, education and/or experience. At American Water, we are committed to pay equity.

This position may be eligible for annual incentive pay and you will have the opportunity for continued salary growth. In addition to compensation, you will be offered a comprehensive benefits package including 401(k), Defined Contribution Plan, Employee Stock Purchase Plan, medical, prescription, dental and vision coverage, plus disability, paid time off, life insurance, voluntary benefits, health and wellness programs and much more! American Water is also proud to offer employees learning opportunities and work experiences to grow professionally!

In addition to compensation, you will be offered a comprehensive benefits package including 401(k),Defined Contribution Plan, Employee Stock Purchase Plan, medical, prescription, dental and vision coverage, plus disability, paid time off, life insurance, voluntary benefits, health and wellness programs and much more!

American Water is also proud to offer employees learning opportunities and work experiences to grow professionally!

Key Accountabilities

• Collaborate with business partners to develop and refine forecast assumptions used to model American Water’s strategic financial plan.
• Develop and maintain complex financial models to prepare financial forecasts to inform strategic financial plan and decision-making.
• Collaborate with affiliated Operational Finance teams, operations representatives and other key stakeholders to deliver effective detailed planning and analysis of results (budget, forecast and actuals).
• Serve as a key subject matter expert across broad financial matters such as revenue growth, expense trends, capital expenditure prioritization, and financial metrics such as net income, return on equity, and cash flows.
• Assist in the development and implementation of financial planning governance standards to optimize the overall financial planning process and ensure the strategic financial plan achieves defined objectives.
• Identify and recommend process improvements to enhance the accuracy and efficiency of financial reporting and forecasting.
• Drive "Best Practices" by assessing ongoing effectiveness of existing business applications and technologies.
• Provide analytical support to all levels of management, including ad-hoc reporting.
• Support other stakeholder special projects and ad hoc assignments.

Additional Key Accountabilities

• Disseminate the information provided to them by their manager to ensure compliance and adherence to the goals and strategies of the organization.
• Implement the day-to-day operation and continuity of the workplace across disciplines, work environments and any given operation.
• Work collaboratively with a team, disseminate essential communications and delegate tasks and follow up items to ensure desired results while driving toward meeting deadlines.
• Prioritize assigned work and follow up with stakeholders to ensure operational effectiveness within the department.
• Involved with acclimating, assisting, developing and mentoring less experienced professionals within the department.

Knowledge/Skills

• Proven analytical and problem-solving skills.
• Proven financial analysis, financial modeling, data analysis, and forecasting techniques.
• Ability to make assumptions, draw conclusions and explain variances between expected and actual results
• Ability to apply complex trend evaluation and scenario modeling techniques.
• Ability to recommend and implement process improvements, work independently and handle multiple tasks simultaneously.
• Ability to establish and maintain good working relationships within finance and all levels of management.
• Utilize highly effective listening and feedback skills to promote open and constructive dialogue with stakeholders.
• Proven ability to learn concurrently, multitask, productively manage time.
• Demonstrated ability to work with large data sets and extract meaningful insights.
• Exceptional attention to detail with strong problem-solving and critical thinking skills.
• Excellent communication skills, with the ability to present complex financial information to non-financial stakeholders.
• Experience working in cross-functional teams and managing multiple projects simultaneously.
• Advanced Excel and PowerPoint skills.
• Accounting concepts and understanding of analytical concepts for financial analysis as well as US Generally Accepted Accounting Principles (US GAAP).
• Preferred: Broad knowledge SAP ERP and Hyperion/Oracle Financial Planning systems.
• Preferred: Detailed understanding of the regulatory environment and detailed knowledge of the utility regulations and tariffs in effect in the divisions.

Experience/Education

• Bachelor's degree in finance, accounting, business or a closely related field or an equivalent combination of education and experience.
• Preferred: MBA, MS-Econ, CPA, CFA or advanced degree(s)/certification(s).
• Minimum of approximately 6-8 years of pertinent FP&A experience required (or relevant experience).
• Proficiency in financial modeling, data analysis, and forecasting techniques.
• Advanced skills in Excel, financial software (e.g., Oracle, SAP).
• Preferred: prior experience in the regulated utility industry.
• Position location is flexible;ville, IN or Camden, NJ.
• Minimal travel to key locations will be required to support business & management needs.

Join American Water... We Keep Life Flowing ™

American Water is firmly committed to Equal Employment Opportunity (EEO) and prohibits employment discrimination for employees and applicants based on his or her age, race, color, pregnancy, gender, gender identity, sexual orientation, national origin, religion, marital status, citizenship, or because they arean individual with a disability, protected veteran or other status protected by federal, state, and local laws.