Lead Credit Risk Data Analyst — Remote & Equity

Chime; San Francisco (CA); Hybrid; USD 152,000 - 210,000; Full time

Benefits offered by this job

Competitive salary and bonus structure

Equity package

Comprehensive medical, dental, and vision benefits

401(k) plan with company match

Paid parental leave

Generous vacation policy

Family-planning benefits

Work flexibility with childcare support

Job summary

Chime is looking for a highly analytical Lead Data Analyst of Credit Risk to lead risk strategies for MyPay, their innovative product allowing early access to earned wages. The ideal candidate will manage a team of Data Analysts and leverage advanced analytics to optimize risk management.

The role offers a base salary starting at $152,000 and may grow to $210,000, alongside bonuses and comprehensive benefits including medical, dental, and equity package.

Qualifications

• 7+ years of experience in credit risk, data science, or advanced analytics.
• Expert-level proficiency in SQL for complex data extraction and manipulation.
• Strong programming skills in Python for data analysis.

Responsibilities

• Support the end‑to‑end credit risk lifecycle for MyPay.
• Design, execute, and analyze rigorous A/B tests.
• Utilize advanced statistical modeling to identify new risk signals.

Skills

Credit risk analysis

Data science

SQL

Python

Statistical modeling

A/B testing

Job description

Chime is looking for a highly analytical Lead Data Analyst of Credit Risk to lead risk strategies for MyPay, their innovative product allowing early access to earned wages. The ideal candidate will manage a team of Data Analysts and leverage advanced analytics to optimize risk management.

The role offers a base salary starting at $152,000 and may grow to $210,000, alongside bonuses and comprehensive benefits including medical, dental, and equity package.