Lead Credit Risk Analytics & Strategy for Card Lending

Intuit; Mountain View (CA); On-site; USD 236,000 - 320,000; Full time

Job summary

Intuit is hiring for a senior Credit Risk leadership role in Mountain View. You will lead a team of analysts, shaping underwriting, pricing, portfolio management, and loss forecasting for the credit card product.

Your work partners with Data Science and cross-functional teams to deploy risk strategies at scale, leveraging AI and automation to drive results. You will own policy development across product life cycles, mentor analysts, and guide strategy changes that optimize profitability and

Qualifications

• Bachelor’s degree in Business, Finance, Economics, Mathematics, Engineering or other quantitative disciplines.
• Minimum 8 years of experience in credit risk analytics and risk management, with some people management experience.
• Familiarity with risk scoring and modeling techniques including regression modeling, multivariate analyses and machine learning.
• Familiarity with credit data such as bureau attributes and risk scores, cash flow attributes and alternate data sources.
• Excellent analytical and problem-solving skills with a proven track record of converting analysis insights into business recommendations.
• Exceptional verbal and written communication skills to effectively communicate complex ideas and influence senior audiences in decision making.
• Proficiency with analytical packages and tools such as SQL, SAS, Python, R and Tableau.

Responsibilities

• Develop, implement and manage credit risk management strategies across customer targeting, underwriting, portfolio management, collections and drive overall card profitability.
• Leverage cashflow analyses and other business data of Intuit’s QuickBooks customers to enhance underwriting and overall risk management.
• Develop A/B tests to help understand credit risk/return tradeoffs using hypothesis testing frameworks.
• Develop monitoring frameworks and reporting on key performance indicators.
• Establish performance expectations and maintain accountability for variance with actuals.
• Partner with the Data Sciences team to develop and maintain models that predict multiple customer behaviors including default risk, utilization and profitability.
• Partner with Product, Engineering, Compliance, Marketing, Operations, Capital Markets and other functions to implement and monitor credit strategy changes.
• Proactively contribute innovative concepts for the creation of new financing products at Intuit.

Skills

Analytical thinking

Communication skills

People management

Leadership

Education

Bachelor’s degree in Business, Finance, Economics, Mathematics, Engineering or other quantitative disciplines

Tools

SQL

SAS

Python

R

Tableau

Job description

Intuit is hiring for a senior Credit Risk leadership role in Mountain View. You will lead a team of analysts, shaping underwriting, pricing, portfolio management, and loss forecasting for the credit card product.

Your work partners with Data Science and cross-functional teams to deploy risk strategies at scale, leveraging AI and automation to drive results. You will own policy development across product life cycles, mentor analysts, and guide strategy changes that optimize profitability and