Lead Credit & Collections Coordinator (NextGear Capital)

Cox Enterprises; Indianapolis (IN); Hybrid; USD 60,000 - 80,000; Full time

Job summary

Cox Enterprises is seeking a Core Underwriter for an individual contributor role that underwrites loan packages from $50K to $999K for dealers. The position emphasizes analytical evaluation, decision-making, and close work with risk and legal professionals.

The role is hybrid, with Wednesday in-office attendance required. Candidates should demonstrate drive, self-motivation, and teamwork to meet volume requirements and provide excellent service to customers and prospects.

Qualifications

• High School Diploma or GED with 7 years of related field experience.
• Alternatively, any level degree/certification beyond HS diploma/GED in a related discipline with 5 years’ experience.
• Or 9 years’ experience in a related field.

Responsibilities

• Underwrite and decision loan packages ranging from $50K to $999K for new and existing dealers through extensive analysis of performance data.
• Pull, analyze, and interpret credit reports for business and individual applicants.
• Research bankruptcy records, tax liens, and judgments to weigh applicants' ability and willingness to repay obligations.
• Investigate UCC file positions under the business applicant’s name through various websites.
• Work closely with Performance Managers/Directors, legal professionals, and risk professionals to provide seamless service to customers and prospects.

Skills

Interpersonal skills

Analytical thinking

Decision making

Education

High School Diploma / GED

Related degree/certification

Job description

The Core Underwriter is an individual contributor role responsible for underwriting deals ranging from $50K to $999K. This position requires a strong combination of interpersonal, analytical, and decision-making skills. The ideal candidate will possess substantial drive, self-motivation, and team spirit to effectively handle the volume requirements of the job.

This is a hybrid role with Wednesday being a mandatory in-office day.

Primary Responsibilities

• Underwrite and decision loan packages ranging from $50K to $999K for new and existing dealers through extensive analysis of performance data, providing an in-depth evaluation of strengths and weaknesses in loan requests.
• Pull, analyze, and interpret credit reports for both business and individual applicants.

• Research relevant bankruptcy records, tax liens, and judgments to weigh applicants' business or personal ability and willingness to repay NextGear Capital obligations.
• Investigate UCC (Uniform Commercial Code) file positions under the business applicant’s legal name through various websites.
• Investigate UCC (Uniform Commercial Code) file positions under the business applicant’s legal name through various websites.
• Work closely with Performance Managers/Directors, legal professionals, and risk professionals to provide seamless service to existing customers and prospects.

Qualifications

• High School Diploma/GED and 7 years’ experience in a related field.
• OR the right candidate could also have a different combination, such as any level degree/certification beyond a HS diploma/GED in a related discipline and 5 years’ experience;
• OR 9 years’ experience in a related field

Preferred

• Prior work experience in Auto or Financial service industry is preferred but not required.

Physical Requirements

Majority of work is performed in a normal office environment (regional office, home office or similar).

Ability to communicate both in person and/or by telephone.