Lead Analyst – Originations Analytics

OneMain Financial; Wilmington (DE); Hybrid; USD 90,000 - 130,000; Full time

Benefits offered by this job

Health benefits

401(k) match

Employee stock purchase plan

Tuition reimbursement

Paid time off

Paid sick leave

Holidays

Volunteer time

Job summary

OneMain Financial in Wilmington, DE is seeking a Lead Analyst to join the Originations Strategy and Analytics team. You will drive improvements in verification and product sales by analyzing data and testing strategies across the end-to-end originations process.

You will work with cross-functional teams, build business cases, and deploy models and segmentation schemes using SQL, Python, R, and BI tools. A quantitative degree and 3+ years of experience are required, with a background in lending

Qualifications

• Bachelor's degree in quantitative field; 3+ years analytic experience.
• Strong SQL, Python and Excel; relational DBs and BI tools preferred.
• Experience solving complex data-driven problems; lending/consumer finance preferred.

Responsibilities

• Design and execute origination strategies through data analysis.
• Extract and analyze historical customer performance data from multiple systems.
• Develop hypotheses, test plans, and business cases to improve verification and product sales.
• Summarize insights for management and drive cross-functional actions.

Skills

SQL

Python

Excel

BI Tools

Relational DBs

Education

Bachelor's Degree

Tools

SQL

Python

R

BI Tools

Job description

We are looking for a Lead Analyst to join our Originations Strategy and Analytics team in Wilmington, DE. This is an exciting opportunity to learn and drive significant loan growth via verification and product sales improvements. In this Role Through data analytics and a hypothesis-driven test and learn focus, this individual will help drive material improvements to the economics and customer experience within Originations, with a particular focus on the verification and product sales components of the originations journey. Working within cross-functional teams, they will create important insights into the effectiveness of our current strategies, identify key opportunities for improvement and develop business cases and testing plan to execute against those opportunities. This individual will expand their competencies and grow their business and industry acumen, as well as demonstrate the ability to work on complex processes or projects across the end-to-end project cycle. They will gain knowledge to suggest new answers to old questions, develop insights and push the traditional boundaries of the lending industry. Design, recommend, document, and execute origination strategies via extracting and analyzing requisite historical customer performance data from multiple disparate systems. Utilize data query tools (i.e., SQL, Python, R, etc…) and decision tree analytical software to develop, test and execute new strategies and segmentation schemes. Leverage traditional regression model and machine learning algorithm to understand the key drivers and estimate customer behaviors by different strategy treatment. Implement Quality Control processes to ensure data accuracy. Continually enhance existing processes and reporting through automation, quality control, presentation and insights. Effectively summarize and present results and insights to management.

Requirements Bachelor Degree (Graduate Preferred) in a quantitative discipline such as Engineering, Statistics, Economics, or Computer Science and 3+ years of relevant analytical experience. Strong SQL, Python and Excel skills required; experience with multiple types of relational databases, BI tools/platforms, and/or additional programming languages is a plus. 3+ years of experience in a complex, data-driven problem solving environment Innovative and capable of developing a highly analytical approach to solving problems Lending or consumer finance industry experience preferred.

Location: Hybrid (Wilmington, DE)

Who we Are OneMain Financial (NYSE: OMF) is the leader in offering nonprime customers responsible access to credit and is dedicated to improving the financial well-being of hardworking Americans. Since 1912, we’ve looked beyond credit scores to help people get the money they need today and reach their goals for tomorrow. Our growing suite of personal loans, credit cards and other products help people borrow better and work toward a brighter future. Driven collaborators and innovators, our team thrives on transformative digital thinking, customer-first energy and flexible work arrangements that grow lives, careers and our company. At every level, we’re committed to an inclusive culture, career development and impacting the communities where we live and work. Getting people to a better place has made us a better company for over a century. There’s never been a better time to shine with OneMain.

Because team members at their best means OneMain at our best, we provide opportunities and benefits that make their health and careers a priority. That’s why we’ve packed our comprehensive benefits package for full- and some part-timers with:

• Health and wellbeing options including medical, prescription, dental, vision, hearing, accident, hospital indemnity, and life insurances
• Up to 4% matching 401(k)
• Employee Stock Purchase Plan (10% share discount)
• Tuition reimbursement
• Paid time off (15 days’ vacation per year, prorated based on start date)
• Paid sick leave as determined by state or local ordinance (prorated based on start date)
• 11 Paid holidays (4 floating holidays, prorated based on start date)
• Paid volunteer time (3 days per year, prorated based on start date)

OneMain Holdings, Inc. is an Equal Employment Opportunity (EEO) employer. Qualified applicants will receive consideration for employment without regard to age, ancestry, citizenship status, color, creed, culture, disability, ethnicity, gender, gender identity or expression, genetic information or history, marital status, military status, national origin, nationality, pregnancy, race, religion, sex, sexual orientation, socioeconomic status, transgender or on any other basis protected by law.

OneMain Financial (NYSE: OMF) is the leader in offering nonprime customers responsible access to credit and is dedicated to improving the financial well-being of hardworking Americans. Since 1912, we've looked beyond credit scores to help people get the money they need today and reach their goals for tomorrow. Our growing suite of personal loans, credit cards and other products help people borrow better and work toward a brighter future. In our more than 1300 community branches and across the U.S., team members help millions of customers solve critical financial needs, including debt consolidation, home and auto repairs, medical procedures and extending household budgets. We meet customers where they want to be - in person, by phone and online. At every level, we're committed to an inclusive culture, career development and impacting the communities where we live and work. Getting people to a better place has made us a better company for over a century. There's never been a better time to shine with OneMain.