Large Loss Adjuster

Allstate Northern Ireland Limited; Arkansas; Hybrid; USD 85,000 - 145,000; Full time

Job summary

Allstate Corporation’s National General division seeks a Senior Consultant II Large Loss Adjuster to grant settlement authority on highly complex claims valued above routine limits and to advise on requests to go to trial when gross exposure exceeds authority. The role involves oversight of large loss cases and discretionary referrals on coverage issues.

This full-time remote position supports a national footprint, handling catastrophic claims and severe injuries while maintaining regulatory

Qualifications

• Experience handling large loss claims.
• Strong investigative, negotiation, and risk assessment skills.
• Experience navigating liability issues and managing litigation.

Responsibilities

• Performs file reviews for complex projects and cases in litigation.
• May review cases to determine if CWP is appropriate given gross tort value exposure.
• Supports Field with referrals on complex coverage issues and directs litigation involvement as needed.
• Reviews coverage, liability, and damages on highly complex cases and coordinates with Field leadership for next steps.
• Collaborates with FPEs, FPLS, and CPSs to share experiences and trends in referred cases.
• Works with Product, Protection, Law, and Claims on new products and develops Claim Bulletins affecting practices.

Skills

Client Counseling

Complex Claims

Complex Litigation

Conflict Management

File Reviews

Industry Trend Analysis

Insurance

Insurance Claims

Large Loss Claims

Licensing

Litigation

Multitasking

Negotiation

Prioritization

Referrals

Time Management

Job description

## Large Loss AdjusterApply: Fully Remote Location Specific: USA - NC (Remote): USA - GA (Remote): USA - NV (Remote): USA - MN (Remote): USA - AR (Remote): Full time: Posted Today: R36800National General is a part of The Allstate Corporation, which means we have the same innovative drive that keeps us a step ahead of our customers’ evolving needs. We offer home, auto and accident and health insurance, as well as other specialty niche insurance products, through a large network of independent insurance agents, as well as directly to consumers.**Job Description**The Senior Consultant II is responsible for granting settlement authority on highly complex claims valued in excess of Market Claim Office (MCO) and Regional Claim Office (RCO) limits, providing recommendations on requests to go to trial on cases where the gross exposure is in excess of MCO authority, and general oversight of all large losses for a specific CSA or CSAs. The individual may also provide discretionary referrals on coverage issues, opinions and research. In addition, the Sr Cons II may provide approval on Closed Without Payment (CWP) requests where liability is disputed, and the value is in excess of Field authority.**We are seeking Large Loss Adjusters to join our growing team! This team manages complex, high exposure claims and may include rejected tenders and extra-contractual exposures claims. Claims often involve severe injuries, such as catastrophic impairments, amputations, comas, and fatalities. The ideal candidate will have prior experience handling large loss claims, navigating complex liability issues, and managing litigation through resolution. Strong investigative, negotiation, and risk assessment skills are essential for success in this role.** ### Key Responsibilities• Performs file reviews for various complex projects or for cases in litigation, analyzes data, and reports findings• May review cases to determine if CWP is appropriate given gross tort value exposure• Supports the Field with discretionary referrals on complex coverage issues and engages Home Office Claim litigation for involvement and direction as needed• Reviews coverage, liability, and/or damages on highly complex cases referred for authorization and collaborates with Field leadership on addition steps to be taken and other feedback and direction• Collaborates with Frontline Performance Experts (FPEs), Frontline Performance Leaders (FPLS), and Claim Process Specialists (CPSs) to share experience and trends identified in referred cases• Works with Product, Protection, Law, and Claims on new products introduced to the Field and the sales force, and develops Claim Bulletins to provide new forms and/or endorsements that impact claim handling practices ### Supervisory Responsibilities• This job does not have supervisory duties. *As a requirement of employment, individuals who currently hold an active insurance license must terminate all existing appointments prior to onboarding and must not hold any outside appointments at any point during employment. Applicants seeking an adjuster role who also hold a resident producer license must formally surrender that license when instructed to by the licensing team. By proceeding with the application process, applicants acknowledge and accept these licensing requirements and agree to comply.* #LI-KR1**Skills**Client Counseling, Complex Claims, Complex Litigation, Conflict Management, File Reviews, Industry Trend Analysis, Insurance, Insurance Claims, Large Loss Claims, Licensing, Litigation, Multitasking, Negotiation, Prioritization, Referrals, Time Management**Compensation**Compensation offered for this role is 85,000.00 - 145,075.00 annually and is based on experience and qualifications.