L2/L3 Payments Support Engineer - ACI/MTS

Synechron; Charlotte (NC); On-site; USD 110,000 - 120,000; Full time

Job summary

Synechron is seeking a skilled L2/L3 Payments Support Engineer to join their team in Charlotte, NC. The successful candidate will ensure the integrity and resilience of payment processing systems, handling transactions including ACH, Wire, and RTP. This role offers a competitive salary, extensive training opportunities, and a diverse, inclusive work environment.

Benefits

Competitive compensation package

Paid annual leave including sick leave

Comprehensive insurance plan

Retirement savings plans

Extensive training opportunities

Qualifications

• 7+ years in Payments Support, including L2/L3 roles.
• Experience with ACI Base24/MTS and transaction processing flows.
• Strong troubleshooting and coding skills.

Responsibilities

• Monitor transaction flows and resolve disruptions.
• Handle incidents and coordinate with infrastructure teams.
• Deep-dive analysis on production incidents.

Skills

Payments Support

Troubleshooting

Incident Management

Shell/PERL scripting

SQL

Tools

ACI Base24

Modular Transaction Switch (MTS)

ISO 8583

Splunk

AppDynamics

Job description

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This range is provided by Synechron. Your actual pay will be based on your skills and experience — talk with your recruiter to learn more.

Base pay range

$110,000.00/yr - $120,000.00/yr

Direct message the job poster from Synechron

At Synechron, we believe in the power of digital to transform businesses for the better. Our global consulting firm combines creativity and innovative technology to deliver industry-leading digital solutions. Synechron’s progressive technologies and optimization strategies span end-to-end Artificial Intelligence, Consulting, Digital, Cloud & DevOps, Data, and Software Engineering, servicing an array of noteworthy financial services and technology firms. Through research and development initiatives in our FinLabs we develop solutions for modernization, from Artificial Intelligence and Blockchain to Data Science models, Digital Underwriting, mobile-first applications and more. Over the last 20+ years, our company has been honored with multiple employer awards, recognizing our commitment to our talented teams. With top clients to boast about, Synechron has a global workforce of 14,500+, and has 58 offices in 21 countries within key global markets.

As part of our dedicated payment operations support team, we are seeking a highly skilled L2/L3 Payments Support Engineer with hands-on experience in ACI Base24 / MTS (Modular Transaction Switch) platforms. The role is critical to ensuring the resilience, integrity, and continuous availability of high-volume payment processing systems including ACH, Wire, Card Payments, Real-Time Payments (RTP), and Digital Wallet transactions. Candidate will collaborate with application support, infrastructure, and payment operations teams to maintain service levels and respond to critical issues, while working closely with vendors.

Additional Information*

The base salary for this position will vary based on geography and other factors. In accordance with law, the base salary for this role if filled within Charlotte, NC is $110K - $120K/year & benefits (see below).

The Role

Responsibilities:

• Level 2 Responsibilities:
• Monitor transaction flows (ATM, POS, Online, RTP) and proactively resolve payment disruptions.
• Handle incidents, service requests, and escalations within defined SLAs.
• Coordinate with infrastructure teams for patch management, capacity issues, or system upgrades.
• Support change control processes for deployments across non-prod and prod environments.
• Level 3 Responsibilities:
• Deep-dive analysis on production incidents involving Base24, MTS, or switching components.
• Review and optimize transaction routing, message parsing (ISO 8583), and settlement interfaces.
• Debug source code (if applicable) or configuration scripts and interface logs.
• Drive problem management and post-incident reviews with full RCA documentation.
• Liaise with ACI or third-party vendors for code-level fixes and updates.
• Collaborate on compliance and security tasks including PCI-DSS, fraud alert handling, and audit support.

Requirements:

• 7+ years in Payments Support, including L2/L3 roles within enterprise banking environments.
• Base24 Classic / UP Framework.
• Modular Transaction Switch (MTS).
• ISO 8583 / XML / JSON payment messages.
• ACH, Wire, and RTP flows.
• Middleware and interfaces (e.g., MQ, APIs, TCP/IP).
• Shell/PERL scripting.
• SQL and relational databases.
• Familiar with tools like Splunk, AppDynamics, ELK, Control-M, etc.

We offer:

• A highly competitive compensation and benefits package.
• A multinational organization with 58 offices in 21 countries and the possibility to work abroad.
• 10 days of paid annual leave (plus sick leave and national holidays).
• Maternity & paternity leave plans.
• A comprehensive insurance plan including medical, dental, vision, life insurance, and long-/short-term disability (plans vary by region).
• Retirement savings plans.
• A higher education certification policy.
• Commuter benefits (varies by region).
• Extensive training opportunities, focused on skills, substantive knowledge, and personal development.
• On-demand Udemy for Business for all Synechron employees with free access to more than 5000 curated courses.
• Coaching opportunities with experienced colleagues from our Financial Innovation Labs (FinLabs) and Center of Excellences (CoE) groups.
• Cutting edge projects at the world’s leading tier-one banks, financial institutions and insurance firms.
• A flat and approachable organization.
• A truly diverse, fun-loving, and global work culture.

SYNECHRON’S DIVERSITY & INCLUSION STATEMENT

Diversity & Inclusion are fundamental to our culture, and Synechron is proud to be an equal opportunity workplace and is an affirmative action employer. Our Diversity, Equity, and Inclusion (DEI) initiative ‘Same Difference’ is committed to fostering an inclusive culture – promoting equality, diversity and an environment that is respectful to all. We strongly believe that a diverse workforce helps build stronger, successful businesses as a global company. We encourage applicants from across diverse backgrounds, race, ethnicities, religion, age, marital status, gender, sexual orientations, or disabilities to apply. We empower our global workforce by offering flexible workplace arrangements, mentoring, internal mobility, learning and development programs, and more.

All employment decisions at Synechron are based on business needs, job requirements and individual qualifications, without regard to the applicant’s gender, gender identity, sexual orientation, race, ethnicity, disabled or veteran status, or any other characteristic protected by law.

Seniority level

• Seniority level

  Mid-Senior level

Employment type

• Employment type

  Full-time

Job function

• Job function

  Information Technology

• Industries

  Technology, Information and Internet and Software Development

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Inferred from the description for this job

Medical insurance

Vision insurance

401(k)

Pension plan

Paid maternity leave

Paid paternity leave

Student loan assistance

Tuition assistance

Disability insurance

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