KYC & Financial Crime Programs Lead (CIP, CDD, EDD)

KeyBank; Brooklyn (OH); Hybrid; USD 96,000 - 181,000; Full time

Job summary

KeyBank is seeking a Senior Compliance Officer to serve as the enterprise subject matter expert for CIP, CDD, EDD and KYC frameworks. You will provide second-line oversight, build credible challenge, and guide governance across all lines of defense.

Strong communication with executives and cross-functional teams is required. Responsibilities include policy ownership, risk assessment, remediation oversight, and reporting on control performance.

Qualifications

• Bachelor's degree or equivalent combination of education and relevant experience.
• Extensive experience in BSA/AML, financial crimes compliance, regulatory compliance, KYC operations, risk management, Legal, Internal Audit, or related discipline within a financial institution.
• Deep knowledge of CIP, CDD, EDD, beneficial ownership, customer risk rating, customer lifecycle management, and risk-based compliance program expectations.

Responsibilities

• Serve as the enterprise subject matter expert for CIP, CDD, EDD, KYC, beneficial ownership, customer risk rating and related regulatory requirements and industry practices.
• Provide second-line oversight and credible challenge of enterprise-wide processes, controls, systems, data, and operational practices supporting customer identification, verification, due diligence, risk classification, enhanced review, onboarding, periodic review, trigger-based review, and customer exit.
• Define and monitor risk appetite, risk tolerance, KPIs, control metrics, quality results, exceptions, backlogs, aging, and other management information used to assess program health.
• Prepare and present concise reporting on risk exposure, program effectiveness, control performance, significant issues, emerging risks, and remediation status to senior management, governance committees, and the Board.

Skills

Enterprise risk leadership

Regulatory interpretation

Independent oversight

Control design

Issue management

Data-driven risk analysis

Executive presence

Cross-functional leadership

Documentation

Education

Bachelor's degree or equivalent

Job description

KeyBank is seeking a Senior Compliance Officer to serve as the enterprise subject matter expert for CIP, CDD, EDD and KYC frameworks. You will provide second-line oversight, build credible challenge, and guide governance across all lines of defense.

Strong communication with executives and cross-functional teams is required. Responsibilities include policy ownership, risk assessment, remediation oversight, and reporting on control performance.