KYC & Compliance Research Analyst

M&T Bank; Town of Amherst (NY); On-site; USD 36,000 - 60,000; Full time

Job summary

M&T Bank's Amherst, NY location is seeking a KYC Due Diligence Analyst to perform ongoing reviews for Wealth and Institutional clients, ensuring data accuracy and regulatory compliance across multiple teams. You will research ownership structures and business activities, coordinate documentation requests, and validate records with Relationship Managers and Compliance.

The role requires strong written communication, attention to detail, and the ability to manage a fast-paced caseload

Qualifications

• 5+ years of combined higher education and/or relevant work experience.
• Strong written communication and ability to manage high-volume caseload.
• Experience in KYC, AML, onboarding, or regulatory review processes.

Responsibilities

• Conduct ongoing KYC and due diligence reviews for Wealth and Institutional clients.
• Analyze customer information, ownership structures, organizational charts, and account relationships to assess regulatory requirements.
• Identify information gaps and determine documentation required to satisfy compliance standards.
• Prepare, coordinate, and track requests for information needed to complete client reviews.
• Partner with Relationship Managers, Corporate Compliance, and internal stakeholders to validate and update customer information.
• Manage a portfolio of active KYC reviews while ensuring service levels and regulatory deadlines are met.
• Monitor outstanding requests and perform timely follow-up to keep reviews progressing toward completion.
• Review documentation, maintain case records, and accurately document findings and decisions.
• Escalate high-risk, complex, or non-standard situations when appropriate.
• Identify opportunities to improve processes, increase efficiency, and enhance the client experience.
• Ensure adherence to regulatory requirements, risk management standards, and internal controls.

Skills

KYC diligence

AML

Due diligence

Relationship mgmt

Communication

Education

Bachelor's degree

Tools

Microsoft Copilot

MS Office

Job description

M&T Bank's Amherst, NY location is seeking a KYC Due Diligence Analyst to perform ongoing reviews for Wealth and Institutional clients, ensuring data accuracy and regulatory compliance across multiple teams. You will research ownership structures and business activities, coordinate documentation requests, and validate records with Relationship Managers and Compliance.

The role requires strong written communication, attention to detail, and the ability to manage a fast-paced caseload