Junior Underwriter, Marine

Ryan Specialty, LLC; Houston (TX); On-site; USD 88,000 - 110,000; Full time

Job summary

Ryan Specialty, LLC in Houston, TX is seeking a Junior Underwriter to support underwriting and brokerage activities for a marine insurance team. You will assist underwriters and brokers with processing, risk analysis, submissions, pricing, and policy issuance, while maintaining accurate files and documentation.

You will collaborate with agents, carriers and internal teams, help manage workflows, prepare client-facing materials, and contribute to process improvements to drive profitable growth.

Qualifications

• Bachelor's degree preferred or equivalent insurance industry experience.
• 2-5 years of insurance, underwriting, brokerage, or related experience preferred.
• Strong organizational skills and attention to detail.
• Ability to manage multiple priorities in a fast-paced environment involving both underwriting and brokerage workflows.
• Effective verbal and written communication skills with agents, brokers, and carrier partners.
• Proficiency in Microsoft Office applications, including Excel, Outlook, and Word.
• Ability to analyze information and exercise sound judgment.
• Commitment to delivering high-quality customer service to internal and external partners.

Responsibilities

• Assist Underwriters with new and renewal account processing, risk analysis, and coverage recommendations.
• Review submission materials for completeness and follow up with brokers/agents for outstanding underwriting information.
• Prepare quotations, indications, binders, certificates, endorsements, and other underwriting documents.
• Enter and maintain account information within underwriting and policy management systems.
• Coordinate policy issuance and ensure accuracy of coverage documentation.
• Review loss runs, exposure schedules, and other underwriting information for completeness and accuracy.
• Monitor outstanding items and assist in managing underwriting workflows and renewal timelines.
• Assist with reporting, bordereaux management, and portfolio tracking as needed.
• Support the marketing of new and renewal submissions to carriers, helping identify appropriate markets and coverage solutions for agents and brokers.
• Serve as a day-to-day point of contact for broker and agent inquiries regarding market appetite, submission status, quotes, and coverage terms.
• Assist in negotiating terms, conditions, and pricing with carriers on behalf of the brokerage/underwriting team.
• Help prepare client- and broker-facing materials, including coverage comparisons, market submissions, and premium summaries.
• Support relationship management with agents, brokers, and carrier partners to strengthen distribution channels and drive retention.
• Coordinate with internal claims, risk engineering, and legal teams to support account servicing and broker requests.
• Respond to broker and agent requests regarding policy status, documentation, and underwriting requirements.
• Maintain accurate electronic files and documentation in accordance with company procedures and compliance requirements.
• Participate in account servicing activities and support relationship management efforts across both underwriting and brokerage functions.
• Support underwriting and distribution initiatives, special projects, and process improvement efforts.

Skills

Organizational skills

Attention to detail

Communication skills

Time management

Education

Bachelor's degree preferred

Tools

Excel

Outlook

Word

Job description

Position Summary

The Junior Underwriter supports both the underwriting and brokerage functions within a specialty marine underwriting and distribution team. This role assists Underwriters and Brokers in the evaluation, marketing, processing, and servicing of commercial marine insurance accounts — partnering with agents and carriers on submissions while also helping shepherd business through underwriting review, quoting, binding, and policy issuance. The Junior Underwriter maintains underwriting files, prepares broker- and carrier-facing documentation, and ensures data accuracy throughout the full placement lifecycle. This role works collaboratively with Underwriters, brokers, agents, carriers, and internal departments to provide efficient service and support profitable business growth.

Essential Duties and Responsibilities

Underwriting Support

• Assist Underwriters with new and renewal account processing, risk analysis, and coverage recommendations.
• Review submission materials for completeness and follow up with brokers/agents for outstanding underwriting information (loss runs, exposure schedules, applications).
• Prepare quotations, indications, binders, certificates, endorsements, and other underwriting documents.
• Enter and maintain account information within underwriting and policy management systems.
• Coordinate policy issuance and ensure accuracy of coverage documentation.
• Review loss runs, exposure schedules, and other underwriting information for completeness and accuracy.
• Monitor outstanding items and assist in managing underwriting workflows and renewal timelines.
• Assist with reporting, bordereaux management, and portfolio tracking as needed.

Brokerage & Distribution Support

• Support the marketing of new and renewal submissions to carriers, helping identify appropriate markets and coverage solutions for agents and brokers.
• Serve as a day-to-day point of contact for broker and agent inquiries regarding market appetite, submission status, quotes, and coverage terms.
• Assist in negotiating terms, conditions, and pricing with carriers on behalf of the brokerage/underwriting team.
• Help prepare client- and broker-facing materials, including coverage comparisons, market submissions, and premium summaries.
• Support relationship management with agents, brokers, and carrier partners to strengthen distribution channels and drive retention.
• Coordinate with internal claims, risk engineering, and legal teams to support account servicing and broker requests.

General & Administrative

• Respond to broker and agent requests regarding policy status, documentation, and underwriting requirements.
• Maintain accurate electronic files and documentation in accordance with company procedures and compliance requirements.
• Participate in account servicing activities and support relationship management efforts across both underwriting and brokerage functions.
• Support underwriting and distribution initiatives, special projects, and process improvement efforts.

Qualifications

• Bachelor's degree preferred or equivalent insurance industry experience.
• 2-5 years of insurance, underwriting, brokerage, or related experience preferred.
• Strong organizational skills and attention to detail.
• Ability to manage multiple priorities in a fast-paced environment involving both underwriting and brokerage workflows.
• Effective verbal and written communication skills, with comfort communicating directly with agents, brokers, and carrier partners.
• Proficiency in Microsoft Office applications, including Excel, Outlook, and Word.
• Ability to analyze information and exercise sound judgment.
• Demonstrated commitment to delivering high-quality customer service to both internal and external partners.

Preferred Qualifications

• Experience in commercial property & casualty, specialty, or marine insurance, in either an underwriting or brokerage capacity.
• Progress toward industry designations such as CPCU, AU, ARM, or AMIM.
• Familiarity with underwriting, policy administration, and document management systems, as well as carrier/market submission processes.
• Prior exposure to agent/broker relationship management or marketing of accounts to carriers.

Knowledge, Skills, and Abilities

• Strong analytical and problem-solving skills.
• Ability to learn underwriting concepts, insurance products, and brokerage/distribution practices.
• Excellent attention to detail and accuracy.
• Ability to work independently and collaboratively within a team environment that spans underwriting and brokerage functions.
• Strong time management and organizational skills.
• Comfort operating as a liaison between internal underwriting teams and external agents, brokers, and carriers.

Career Path

This position is designed to provide foundational underwriting and brokerage experience necessary for advancement into an Underwriter/Broker role through continued technical development, training, and demonstrated performance.

Ryan Specialty is an Equal Opportunity Employer

Ryan Specialty is an Equal Opportunity Employer.

We are committed to building and sustaining a diverse workforce throughout the organization.

Our vision is an inclusive and equitable workplace where all employees are valued for and evaluated on their performance and contributions.

Differences in race, creed, color, religious beliefs, physical or mental capabilities, gender identity or expression, sexual orientation, and many other characteristics bring together varied perspectives and add value to the service we provide our clients, trading partners, and communities.

This policy extends to all aspects of our employment practices, including but not limited to, recruiting, hiring, discipline, firing, promoting, transferring, compensation, benefits, training, leaves of absence, and other terms, conditions, and benefits of employment.

We provide individuals with disabilities reasonable accommodations to participate in the job application or interview process, to perform essential job functions, and to receive other benefits and privileges of employment in accordance with applicable law.

Please contact us to request an accommodation at [e-mail]

How We Support Our Teammates

• Ryan Specialty seeks to offer our employees a comprehensive and best-in-class benefits package that helps them — and their family members — achieve their physical, financial, and emotional well-being goals.
• In addition to paid time off for company holidays, vacation, sick and personal days, Ryan offers paid parental leave, mental health services and more.

The target salary range for this position is $88,000.00 - $110,000.00 annually. The wage range for this role considers many factors, such as training, transferable skills, work experience, licensure and certification, business needs, and market demands. The pay range is subject to change and may be modified in the future. Full-time roles are eligible for bonuses and benefits.

For additional information on Ryan Specialty Total Rewards, visit our website https://benefits.ryansg.com/.

Ryan Specialty, LLC and its affiliates (“Ryan Specialty”) do not accept unsolicited resumes or candidate profiles submitted by any staffing agencies, placement services or professional recruiters (“Agencies”), including any submissions made through our website or to email accounts of Ryan Specialty employees. Agencies must be registered in Ryan Specialty’s agency portal and have a fully executed contract for service between Ryan Specialty and the Agency. Agency fee agreements will only be valid if provided in such fully executed contract between the Agency and the Agency. Any unsolicited resume or candidate profile received from an Agency without prior approval from Ryan Specialty’s HR department and in compliance with Ryan Specialty’s candidate submission process shall be considered unsolicited, gratuitous and property of Ryan Specialty for recruiting purposes and, as such, is not subject to payment of any Agency fees.