Junior Mortgage Loan Officer

Teachers Federal Credit Union; United States; On-site; USD 45,000 - 55,000; Full time

Benefits offered by this job

Annual bonus program

Paid time off

401(k) company contribution

Dental & Vision premium covered

Tuition reimbursement

Employee loan discounts

Job summary

Teachers Federal Credit Union is seeking an Mortgage Loan Officer Assistant to support the MLO and members with loan applications, pricing, restructures, and rate locks. The role includes reviewing documents, ensuring compliance, and aiding marketing efforts.

Preferred candidates have an associate’s degree or two years of mortgage experience, with strong attention to detail and excellent member service. Eligible for discretionary bonus and comprehensive benefits.

Qualifications

• Associate’s degree preferred or two years related experience required.
• Minimum two years mortgage experience and/or training required.

Responsibilities

• Requests and reviews loan documents and uploads them to ImageFlow.
• Issues disclosures in a timely fashion to meet compliance and TRID regulations.
• Inputs and validates data in Salesforce and the Loan Origination System.
• Oversees MLO’s loan pipeline from origination to closing.
• Provides high level member service to borrowers and maintains contact throughout the transaction.

Skills

Customer service

Attention to detail

Data entry

Education

Associate’s degree preferred

Two years mortgage experience

Tools

Salesforce

Loan origination system

Job description

Join Our Team
For over 70 years, Teachers Federal Credit Union has been committed to guiding members toward building a strong financial foundation today for a better tomorrow. Recognized by Forbes Magazine as one of America’s Best-In-State Credit Unions in 2025, Teachers has grown into one of the nation’s leading credit unions. As we expand our reach across the country, we remain focused on being both a Best Place to Bank and a Best Place to Work. From part-time roles to executive leadership positions, Teachers offers a wide range of meaningful career opportunities.

Summary:
Assists and supports the Mortgage Loan Officer (MLO) and members with completion of loan applications, loan pricing, loan restructures, and rate locks

Education and/or Experience:

• Associate’s degree preferred or two years of directly related experience required
• Minimum two years mortgage experience and/or training required

Job Responsibilities:

• Requests and reviews all necessary loan documents from the member and uploads them to ImageFlow and confirms that they are legible, complete and categorized correctly
• Responsible for issuing all disclosures in a timely fashion to meet all compliance and TRID regulations
• Input and validate data in Salesforce and the Loan Origination System for new member
• Accounts to expedite account openings required for new membership
• Familiar with all products and FMA guidelines necessary to fulfill loan eligibility
• Assists the MLO with marketing efforts and all follow up calls on pre-approvals and leads that have not converted into opportunities
• Oversee their MLO’s team loan pipeline, assuring timely processing from origination to closing
• Provide a high level of member service to borrowers, assist and maintain contact with the MLO, operations team, and member throughout the transaction
• Perform other duties as needed upon request from immediate supervisor

Benefits of Joining the Teachers Team:
We provide a competitive compensation and benefits package that includes, but is not limited to:

• This position is eligible for our annual discretionary bonus program. Some positions within the credit union also qualify for quarterly performance incentives.
• Paid time off for vacation, personal days, and holidays
• 401(k) company contribution
• Teachers pays 100% of Dental & Vision premium
• Tuition reimbursement is offered to full-time employees
• Exclusive employee discount of 0.96% APR on credit card loans and a 1.00% APR on all other loans through Teachers

The good faith range for this position is $50,000 annually plus commission eligibility. This range is an estimate, based on potential employee qualifications and operational needs. The salary may vary above and below the stated amounts, as permitted by applicable law.

All candidates will be subject to a background check, credit check, and drug test to determine employment eligibility.

To learn more about Teachers and to view a full list of our job opportunities please visit https://www.teachersfcu.org/about/careers

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