Junior Legal Counsel

Lendable; United States; Hybrid; USD 120,000 - 170,000; Full time

Benefits offered by this job

Flexible working

Hybrid roles

Health coverage

Retirement & savings

Employee referral bonus

Office meals & snacks

Sustainable commuting

Job summary

Lendable Ltd is seeking a Legal Counsel to join its small, ambitious team. You will own end-to-end commercial contracts, engage with suppliers and customers, and help shape governance and corporate matters.

You will draft, review and negotiate a broad range of agreements, manage the contract process, and respond to day-to-day legal queries as the business expands into regulated UK/US markets.

Qualifications

• NQ–2PQE, qualified in England & Wales, or in another common law jurisdiction with relevant UK experience.
• Excellent communication and relationship-building skills, including explaining legal issues to non-lawyers
• Strong organisation: you can run multiple matters at once and prioritise them independently
• Comfortable with pace and change, and keen to take ownership of a broad remit rather than a narrow specialism

Responsibilities

• Draft, review and negotiate a wide range of commercial agreements. You'll lead on supplier and customer contracts, engagement letters and NDAs, and support on partnership and other strategic contracts as you build towards leading them
• Manage our contract review process, including triaging incoming requests, providing templates and reviews, and managing the e-signature process (for example DocuSign) through to completion
• Respond to day-to-day legal queries from the business and our counterparties
• Drive process and knowledge management by building and maintaining document repositories, administering our contract management and AI tooling and helping us develop processes to support contract review and negotiation
• Support on intellectual property matters and litigious matters as they arise
• Take on company secretarial and governance work
• Support corporate and transactional work, including KYC / due diligence requests and diligence reviews on corporate projects
• Work closely with the rest of the Legal team to deliver timely, first-class legal support

Skills

NQ-2PQE

Communication

Organisation

Adaptability

Job description

ABOUT LENDABLE

Lendable is on a mission to build the world's best technology to help people get credit and save money. We're building one of the world's leading fintech companies and are off to a strong start:

• One of the UK's most exciting unicorns with a team of over 800 people
• Among the fastest-growing tech companies in the UK
• Profitable since 2017
• Backed by top investors including Balderton Capital and Goldman Sachs
• Loved by customers with the best reviews in the market (4.9 across 10,000s of reviews on Trustpilot https://uk.trustpilot.com/review/lendable.co.uk)

So far, we've rebuilt the Big Three consumer finance products from scratch: loans, credit cards and car finance. We get money into our customers' hands in minutes instead of days.

We're growing fast, and there's a lot more to do: we're going after the two biggest Western markets (UK and US) where trillions worth of financial products are held by big banks with dated systems and painful processes.

JOIN US IF YOU WANT TO

1. Take ownership: you are trusted to make decisions that drive a material impact on the direction and success of Lendable from day 1
2. Work in small teams of exceptional people: Lendies are relentlessly resourceful. We challenge the status quo to solve problems and find smarter solutions
3. Build the best technology in-house: we use new data sources, machine learning and AI to make machines do the heavy lifting

ABOUT THE ROLE

You'll join a small but ambitious Legal team with a broad remit, working with every part of the business — from Product and Engineering to Credit Risk, Marketing and People. Lendable is an FCA-regulated lender operating in the UK, US and Mexico, so you'll get early exposure to regulated products and new markets. As Lendable grows, this role is focused on commercial contracts, product and corporate work. You'll own matters end to end, explain legal issues clearly to non-lawyers, and weigh the legal position against what the business is trying to achieve.

WHAT YOU'LL BE DOING

• Draft, review and negotiate a wide range of commercial agreements. You'll lead on supplier and customer contracts, engagement letters and NDAs, and support on partnership and other strategic contracts as you build towards leading them
• Manage our contract review process, including triaging incoming requests, providing templates and reviews, and managing the e-signature process (for example DocuSign) through to completion
• Respond to day-to-day legal queries from the business and our counterparties
• Drive process and knowledge management by building and maintaining document repositories, administering our contract management and AI tooling and helping us develop processes to support contract review and negotiation
• Support on intellectual property matters and litigious matters as they arise
• Take on company secretarial and governance work
• Support corporate and transactional work, including KYC / due diligence requests and diligence reviews on corporate projects
• Work closely with the rest of the Legal team to deliver timely, first-class legal support

HOW YOU'LL MAKE AN IMPACT

• You'll help drive the business forward by taking the initiative and embracing work beyond your comfort zone
• You'll get to grips with new markets and financial products, bringing energy and curiosity to each new challenge

WHAT WE'RE LOOKING FOR

• NQ - 2PQE, qualified in England & Wales, or in another common law jurisdiction with relevant UK experience
• Excellent communication and relationship-building skills, including explaining legal issues to non-lawyers
• Strong organisation: you can run multiple matters at once and prioritise them independently
• Comfortable with pace and change, and keen to take ownership of a broad remit rather than a narrow specialism

LIFE AT LENDABLE

• Winning team: the opportunity to scale up one of the world's most successful fintech companies
• Flexible working: flexible approach tailored to each role. Hybrid roles require three days in-office weekly; fully remote roles include regular opportunities for in-person connection through socials and off-sites
• Socials & connection: opportunities and events to come together, socialise, and get to know each other beyond the office walls
• Health coverage: support for your physical and mental wellbeing, including private health cover
• Retirement & savings: long-term financial wellbeing through retirement savings plans
• Employee referral programme: earn a competitive bonus when you refer successful new team members
• Office meals & snacks: enjoy a fully stocked kitchen, plus complimentary lunches prepared by in-house chefs on in-office days at select locations
• Sustainable commuting: cycle-to-work and electric vehicle salary sacrifice schemes available in select locations

Please note: The availability and details of specific benefits vary by location and role. For more information, please speak to your Talent Partner.

Check out our blog https://blog.lendable.co.uk/!