Junior Financial Analyst

IC System; Saint Paul (MN); Hybrid; USD 55,000 - 75,000; Full time

Job summary

IC System in Minnesota seeks a Junior Financial & Operational Analyst to bridge financial planning and day-to-day operations. You will analyze performance, streamline reporting, and support strategic decisions with rigorous data analysis and reporting.

Candidates should have advanced Excel (VBA/Macro) and data modeling skills, familiarity with SQL, and a collaborative, self‑driven mindset suitable for remote/hybrid work.

Qualifications

• Advanced/Expert Excel skills including VBA and macros
• Experience with SQL or database tools recommended
• Strong background in data analysis and financial/operational analytics
• Fast learner capable of autonomous work in remote/hybrid setups
• Knowledge of collection/consumer finance industry is a plus

Responsibilities

• Financial Reporting & Close Support: assist with monthly/annual close, manage expense allocations, variance analysis, and prepare management reporting packages
• Operational & Strategic Analysis: evaluate ROI of current strategies, workflows, and tactics; deliver actionable recommendations to maximize efficiency
• Acquisition & Capital Analysis: build/maintain financial models to support development initiatives, acquisition targeting, and ROI evaluations
• Budgeting & Forecasting: assist with annual financial planning, re-forecasting, and departmental budget tracking
• Ad Hoc Business Intelligence: serve as analytics partner for day-to-day requests, translating datasets into insights
• Automation & Tool Management: design/build/maintain advanced reporting templates, automated data pipelines, and dashboards using Excel automation tools

Skills

Excel VBA

Data modeling

SQL

Analytical thinking

Remote work

Attention to detail

Communication skills

Job description

Junior Financial & Operational Analyst

Role Summary

We are seeking a versatile and sharp Financial Analyst to bridge the gap between financial planning and day-to-day operational execution. In this role, you will analyze financial performance, optimize business processes, and support strategic decision-making through rigorous data analysis and reporting.

While experience in the collection/debt recovery industry is a massive plus, we value raw analytical horsepower, expert-level technical toolsets, and a fast-learning mindset just as much. You will work closely with executive leadership to track key business metrics, streamline reporting frameworks, and unearth operational insights.

Financial Analyst Key Responsibilities

• Financial Reporting & Close Support: Assist with the monthly and annual financial close by managing expense allocations, variance analysis, and preparing comprehensive management reporting packages.
• Operational & Strategic Analysis: Evaluate the value and ROI of current operational strategies, workflows, and tactics; deliver actionable recommendations to maximize efficiency.
• Acquisition & Capital Analysis: Build and maintain financial models to support corporate development initiatives, acquisition targeting, and capital ROI evaluations.
• Budgeting & Forecasting: Partner with leadership to assist with annual financial planning, recurring re-forecasting, and ongoing departmental budget tracking.
• Ad Hoc Business Intelligence: Serve as an internal analytics partner for day-to-day operational requests, translating complex datasets into clear, decision-ready insights.
• Automation & Tool Management: Design, build, and maintain advanced reporting templates, automated data pipelines, and dashboards using robust Excel automation tools.

Financial Analyst Required Qualifications

• Technical Mastery: Advanced/Expert-level Microsoft Excel skills are non-negotiable, including advanced VBA, Macro development, and complex data modeling. Experience with SQL or database management tools is strongly preferred.
• Analytical Acumen: Strong background in general data analysis, corporate finance, or operational analytics with a proven ability to turn raw data into strategic direction.
• Industry Experience (Preferred): Prior exposure or working knowledge of the collection agency industry, recovery metrics, or consumer finance cycles is a significant advantage.
• Attributes: Fast learner who is comfortable working autonomously in a remote/hybrid environment, with exceptional attention to detail and strong communication skills.
• Experience Level: Open. We are open to hiring a high-potential early career analyst or a seasoned professional—for this position, fit and capability matter more than experience.