Junior Ag Loan Officer: Grow Your Ag Lending Portfolio

Beacon Credit Union - Indiana; Kokomo (IN); On-site; USD 60,000 - 90,000; Full time

Benefits offered by this job

Health, dental and vision insurance

Paid time off

401(k) match

Incentive/bonus program

Tuition reimbursement

Job summary

Beacon Credit Union in Indiana is seeking a Junior Ag Loan Officer to support agriculture and commercial lending needs. You will interview members, analyze requests, and help build a growing loan portfolio after training.

You'll perform on-site visits, credit analysis, and prepare narratives for loan committees. The role suits recent graduates or those early in ag lending, with opportunities to advance into ownership of a loan portfolio.

Qualifications

• One to three years of agriculture, sales and/or related credit union experience.
• Four-year college degree or equivalent combination of education and experience.
• Sales skills and an ability to develop new business after training.
• Excellent communication and relationship-building abilities.

Responsibilities

• Performs on-site commercial/farm visits to interview loan applicants and develop information on needs and financial condition.
• Performs initial and ongoing credit analysis to ensure policy compliance and prepares documentation for credit analysis and risk ratings.
• Prepares detailed narratives with financial trends for loan committees and assists in determining terms and conditions of approved loans.
• Reviews loan documents for completeness and accuracy, coordinating with title companies, appraisers, and realtors as needed.
• Keeps informed of trends in commercial and agricultural lending and explains loan programs to members.
• Follows existing loans to ensure compliance and coordinates with collections when necessary.

Skills

Sales skills

Communication

Detail-oriented

Relationship building

Education

Bachelor's degree

Job description

Beacon Credit Union in Indiana is seeking a Junior Ag Loan Officer to support agriculture and commercial lending needs. You will interview members, analyze requests, and help build a growing loan portfolio after training.

You'll perform on-site visits, credit analysis, and prepare narratives for loan committees. The role suits recent graduates or those early in ag lending, with opportunities to advance into ownership of a loan portfolio.