Junior Advisor

NIM Retirement Group; Modesto (CA); On-site; USD 75,000 - 100,000; Full time

Benefits offered by this job

Health insurance

401(k) eligibility after 1 year

PTO

Full medical benefits after probation

Job summary

NIM Retirement Group in Modesto, CA is seeking a Junior Advisor to join our financial planning team. You will work with existing clients and prospects, receive mentorship, and develop across tax, medical, income, investment, and legacy planning.

The path toward Lead Advisor is about 1–2 years, with training in our San Jose office. Key duties include paraplanning, client service, and presenting customized retirement plans, while building lasting relationships and supporting seminars and events.

Qualifications

• 1+ years of financial services experience; Series 65 and Life & Health licenses preferred.
• Strong mathematical, analytical, organizational, prioritization, and communication skills.
• Proficient in Microsoft Office; CRM experience preferred.
• Fluency in Spanish preferred.
• Willing to travel to the San Jose home office for training.

Responsibilities

• Work alongside the Lead Advisor to service clients, paraplanning, and support team goals.
• Analyze, prepare, present, and help implement customized financial and retirement plans.
• Assist clients with annuities, life insurance, long-term care solutions, and portfolios.
• Make outbound calls, schedule appointments, manage follow-ups, and grow client relationships.
• Meet with prospects and clients; build trust and follow through on opportunities.
• Participate in seminars, events, and client education; communicate effectively.
• Complete training, maintain client records, and develop toward Lead Advisor.

Skills

Analytical thinking

Mathematical skills

Organizational skills

Written/verbal communication

Spanish language

Education

Series 65 license preferred

Life & Health licenses preferred

Tools

Microsoft Office

CRM experience

Job description

NIM Retirement Group is a retirement-focused financial planning firm dedicated to helping individuals and families navigate the complexities of retirement with confidence. Based in Modesto, California, we provide personalized financial guidance centered on long-term relationships, exceptional service, and client-first advice.

We are seeking an analytical and relationship-oriented Junior Advisor to join our growing financial planning team. In this role you will work with existing clients and company-generated prospects from seminars and referrals, receive hands‑on mentorship, and develop across five retirement planning areas: tax, medical, income, investment, and legacy. The intended development path toward Lead Advisor is approximately 1 year to 2 years, depending on readiness and performance.

What You’ll Do:

• Work alongside the Lead Advisor to service clients, conduct paraplanning, and support individual and team goals
• Analyze, prepare, present, and help implement customized financial and retirement plans across tax, medical, income, investment, and legacy planning
• Assist clients with annuities, life insurance, long‑term care solutions, and managed portfolios, within applicable licensing and supervision requirements
• Make proactive outbound calls, schedule appointments, manage follow‑ups, and develop, retain, and grow long‑term client relationship
• Meet one‑on‑one with prospects from seminars and referrals and with existing clients; build trust and follow through on opportunities
• Participate in public seminars, company events, and client education; communicate effectively
• Complete required training, maintain organized client records, and develop toward a Lead Advisor role

What We’re Looking For:

• 1+ years of financial services experience; Series 65 and Life & Health licenses preferred
• Strong mathematical, analytical, organizational, prioritization, and written/verbal communication skills
• Proficient in Microsoft Office; CRM experience preferred
• Fluency in Spanish preferred
• Precise, resourceful, persistent, achievement‑driven, and proactive; takes ownership and gets things done
• Warm, empathetic, patient, and attentive; enjoys helping families and building lasting personal relationships
• Willing and able to travel to the San Jose home office for initial and ongoing training
• Demonstrates strong proficiency and confidence working across various platforms and operating systems including Microsoft Office Suite
• Strong analytical, organizational, and communication skills
• Skilled in building strong, trust‑based relationships with clients by providing attentive, personalized service and guidance
• Self‑starter who takes initiative and works well independently
• Demonstrates strong integrity and a commitment to ethical conduct, especially when handling confidential client information and financial matters

What You’ll Get:

• Year 1 projected total earnings: $75,000-$100,000.
• Year 2 projected total earnings: $120,000-$150,000.
• Year 3 projected total earnings: $180,000-$250,000.
• Full medical benefits after probation
• Earning ranges are potential salary-and-bonus outcomes; actual compensation depends on experience, performance, and the applicable compensation plan
• Health insurance
• 401(k) eligibility after 1 year
• PTO

Schedule:

• In office: Monday - Friday, 8:30am - 5:30pm
• Some evenings and weekends required each month for client visits, conferences and training
• Willing and able to travel to the San Jose home office for initial and ongoing training